Microsoft Word - Steve Foxman_Eckert Seamans_DATA PROTECTION CLAUSES 101016 (M1566466xA35AF).docx

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SampleContractClauses

ByStephenM.Foxman,Esq.

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Disclaimer:Thefollowingclausesareexamplesofactualdataprotectionclausesusedintechnology

agreements,adaptedtoremoveanyidentifyinginformationregardingtheprovidersorcustomers.Useand

finallanguageofthefollowingclausesmustbemodifiedtobeappropriateforanyspecificsoftwareorservice

beingprovidedbyalicensor,vendororserviceprovider.Suchclausesshouldnotbeusedwithoutadvicefrom

lawyerfamiliarwithtechnologyagreementsanddataprotectionissues.Closeattentionmustalsobepaidto

anydisclaimerorlimitationofliabilityclauses,whichmayunderminetheeffectivenessofremedies relatedto

anybreachbyanylicensor,vendororserviceproviderofitscontractualobligations.

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ShortandConciseDataProtection

Clause:

DataProtection.LicensoracknowledgesthatitmayhaveaccesstocertainofLicensee’scomputerand

communicationssystemsandnetworksforthepur posessetforthinthisAgreement.Ifanydataismadeavailable

oraccessibletoLicensor,itsemployees,agentsorcontractors,pertainingtoLicensee’sbusinessorfinancial

affairs,orto

Licensee’sprojects,transactions,clientsorcustomers,Licensorwillnotstore,copy,analyze,monitor

orotherwiseusethatdataexceptforthepurposessetforthintheLicenseAgreementforthebenefitofLicensee.

Licensorwillcomplyfullywithall applicablelaws,regulations,andgovernmentordersrelatingtopersonally

identifiableinformation

(“PII”)anddataprivacywithrespecttoanysuchdatathatLicensorreceivesorhasaccess

toundertheLicenseAgreementorinconnectionwiththeperformanceofanyservicesforLicensee.Licensorwill

otherwiseprotectPIIandwillnotuse,disclose,ortransferacrossborderssuchPIIexceptasnecessary

toperform

undertheLicenseAgreementorasauthorizedbythedatasubjectorinaccordancewithapplicablelaw.Tothe

extentthatLicensorreceivesPIIrelatedtotheperformanceoftheLicenseAgreement,Licensorwillprotectthe

privacyandlegalrightsofLicensee’spersonnel,clients,customersandcontractors.

__________________________________________

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ComprehensiveDataProtectionClauses(IncludingExhibitLanguage):

CustomerDataandIntellectualProperty.Allright,title,andinterestinCustomerData(asdefinedbelow )will

remainthepropertyofCustomer.Licensorhasnointellectualpropertyrights orotherclaimtoCustomerData

thatishosted,stored,ortransferredtoandfromtheProductsorthecloudservicesplatformprovided

by

Licensor,ortoCustomer’sConfidentialInformation.LicensorwillcooperatewithCustomertoprotectCustomer’s

intellectualpropertyrightsandCustomerData.LicensorwillpromptlynotifyCustomerifLicensorbecomesaware

ofanypotentialinfringementofthoserightsinaccordancewiththeprovisionsofthisAgreement.

SecurityandDataProtection.

CustomerDataandSecurity.All CustomerDatathatwillbehostedbyLicensorunderthisAgreementwillbe

hostedatdatacentersmaintainedandoperatedby[insertname]locatedin[insertlocationaddressor

addresses](the“DataCenters”).ForpurposesofthisAgreementandtheExhibitsattachedhereto

“Customer



Data”shallincludeanyCustomerConfidentialInformation,andanypersonallyidentifiableinformationrelatingto

anycustomers,endusersoremployeesofCustomer,itssuppliersorcontractors(“PersonalData”),towhich

LicensorhasormayhaveaccessinconnectionwiththeoperationoradministrationofLicensor’splatform,orin

connectionwith

theperformanceofProfessionalServicesbyLicensorforCustomerunderthisAgreementorany

applicableStatement(s)ofWork.AllCustomerDatastoredoratrestintheDataCenters,orintransport,willbe

encryptedintransportandwillnotbetransferredtoanyotherhostingentityorlocationwithout

thepriorwritten

consentofCustomer.

LicensorwillprovidethefollowingavailableservicesandfunctionsaspartoftheSoftwarewithoutadditionalcost:

(i)theuseofencryptiontechnology toprotectCustomerDatafromunauthorizedaccess;and(ii)routineback‐up

andarchivingofCustomerData.Licensorwillcomplywiththe

requirementsofExhibit__(DataSecurity)and

implementtheDataSafeguardssetforthinthisSection,andLicensorwillfurtherimplementreasonablesecurity

standardsthatitdeterminesarenecessary,butinnoeventlessthanindustrystandards,toprotect(i)thephysical

securityoftheDataCentersusedtomaintain

CustomerData;and(ii)Licensor’snetwork,alloperatingsystems

andsoftwareapplications,andalldatastoragesystemsandmediaprovidedbyLicensororitslicensorsor

contractors,oroperatedorprovidedbyCustomerthatconnectorinterfacewithLicensor’sProducts,Softwareor

platform,frombeingsubjecttoanyDisablingDevices(as

definedinExhibit__(DataSecurity)attachedtothis

Agreement).

2.DataSafeguards.LicensorhasrepresentedtoCustomerthatLicensorwillnotbepermittedtoaccess

CustomerDatastoredorcontainedintheProductsorLicensor’splatform,andLicensorwillhavenoabilityto

manipulate,modifyorcontrolsuchCustomer

Data.IfanysupportservicesorProfessionalServicesprovidedby

LicensormayinvolveLicensororitspersonnelhavingorrequiringaccesstoCustomerservers,Customer

applications,and/orCustomerData,LicensorshallcomplywiththeprovisionsofthisSectionandExhibit__(Data

Security)attachedhereto,and,atCustomer’srequest,Licensor

shallenterintoanappropriateseparate

agreementwithCustomertogovernsuchaccessandprotectanyCustomerDatathatmaybesubject tosuch

access.TotheextentCustomergrantsLicensoraccesstoCustomerData,orLicensorhasaccesstoorstoresor

holdsanyCustomerData,Licensoragreesto:

(i)

accessandusetheCustomerDatasolelyforthepurposeofproviding Customerwithaccesstothe

Products,SoftwareandLicensor’splatform,andtoprovideProfessionalServicestoCustomerin

accordancewiththetermsandconditionsofthisAgreementandanyapplicableStatement(s)ofWork;

(ii)maintainphysical,technical,and

administrativesafeguards(includingbutnotlimitedtothoseset

forthinthisSection,Exhibit__(DataSecurity)attachedtothisAgreement,andinanyeventnolessthan

industrystandardsinthecloudcomputing/onlineservicesindustry)toprote cttheCustomer Dataagainst

unauthorizedaccess,use,ordisclosurewhileitisaccessible

toorheldbyLicensor(“DataSafeguards”);

and

(iii)notdisclosetheCustomerDatatoanythirdparty,except:(x)toitsemployees,consultantsor

contractorswhoneedtohaveaccesstosuchinformationandsolelyforpurposesofproviding

ProfessionalServicestoCustomer,providedthatsuchrecipients

areboundbyconfidentialityprovisions

nolessrestrictivethanthosesetoutinthisAgreement;and(y)totheextentrequiredbyajudicialorder

orotherlegalobligation,providedthat,tothefullestextentpermittedbylaw,Licensorwillpromptly

notifyCustomerofsucharequireddisclosuretoallowintervention

byCustomer(andwillcooperatewith

Customer)tocontestorminimizethescopeofthedisclosure.



3.SOC1/SSAE16Certification.Licensorwill,onatleastanannualbasis,hireathirdpartyauditingfirmto

performaStatementonStandardsforAttestationEngagements(SSAE)No.16audit,orequivalentaudit,on

internalandexternalLicensorproceduresandsystemsthataccessorcontainCustomerData.Licensor

shall

adheretoSOC1/SSAE16auditcompliancecriteriaanddatasecurityprocedures(oranysuccessorreportofa

similarnaturethatisgenerallyacceptedintheindustryandutilizedbyLicensor),applicabletoLicensor.

Licensor’ssecurityprocedureswillmateriallyconformtothedescriptionthereofsetforthinthis Agreement

and

inattachedExhibi t __(DataSecurity),andasfurtherdescribedinLicensor’smostrecentlycompletedSOC1/SSAE

16auditreport(oranysuccessorreportofasimilarnaturethatisgenerallyacceptedintheindustryandutilized

byLicensor).UponCustomer’srequest,LicensorwillprovideCustomerwithacopyof

theauditresultssetforthin

Licensor’sSOC1/SSAE16auditreport.

4.DataBreach.LicensorfurtheragreesthatitwillmonitorandtestitsDataSafeguardsfromtimetotime,and

furtheragreestoadjustitsDataSafeguardsfromtimetotimeinlightofrelevantcircumstancesorthe

resultsof

anyrelevanttestingormonitoring.IfLicensorsuspectsorbecomesawareofanyunauthorizedaccesstoany

CustomerDataorPersonalDatabyanyunauthorizedpersonorthirdparty,orbecomesawareofanyother

securitybreachrelatingtoPersonalDataheldorstoredbyLicensorunderthis

Agreementorinconnectionwith

theperformanceoftheProfessionalServicesorotherservicesperformedunderthisAgreementorany

Statement(s)ofWork(“DataBreach”),LicensorshallimmediatelynotifyCustomerinwritingandshallfully

cooperatewithCustomeratLicensor’sexpensetopreventorstopsuchDataBreach.Intheevent

ofsuchData

Breach,Licensorshallfullyandimmediatelycomplywithapplicablelaws,andshalltaketheappropriatestepsto

remedysuchDataBreach.Licensorwilldefend,indemnifyandholdCustomer,itsAffiliates,andtheirrespective

officers,directors,employeesandagents,harmlessfromandagainstanyandallclaims,suits,

causesofaction,

liability,loss,costsanddamages,includingreasonableattorneyfees,arisingoutoforrelatingtoanythirdparty

claimarisingfrombreachbyLicensorofitsobligationscontainedinthisSection,excepttotheextentresulting

fromtheactsoromissionsofCustomer.AllPersonalDatatowhich

LicensorhasaccessunderthisAgreement,as

betweenLicensorandCustomer,willremainthepropertyofCustomer.Customerherebyconsentstotheuse,

processingand/ordisclosureofPersonalDataonlyforthepurposesdescribedhereinandtotheextentsuchuse

orprocessingisnecessaryforLicensortocarryout

itsdutiesandresponsibilitiesunderthisAgreement,any

applicableStatement(s)ofWork,orasrequiredbylaw.LicensorwillnottransferPersonalDatatothirdparties

otherthanthroughitsunderlyingnetworkprovidertoperformitsobligationsunderthisAgreement.AllPersonal

DatadeliveredtoLicensorshallbestoredinthe

UnitedStatesorotherjurisdictionsapprovedbyCustomerin

writingandshallnotbetransferredtoanyothercountriesorjurisdictionswithouttheprio rwrittenconsentof

Customer.

DateSecurityExhibit:

EXHIBIT__

DataSecurity



NotwithstandinganythingtothecontrarycontainedintheMasterServicesandLicenseAgreementtowhichthis

Exhibitisattached(“Agreement”),andallotherExhibitsthereto,andinadditiontoandnotinlieuofother

provisionsintheAgreementandtheExhibitsthereto,Licensoragreesasfollows:

1.General

SecurityProcedures

1.1WithoutlimitingLicensor’sobligationofconfidentialityasfurtherdescribedintheAgreementandherein,

Licensorwillberesponsibleforestablishingandmaintaininganinformationsecurityprogramthatisdesignedto:

(i)ensurethesecurityandconfidentialityofCustomerData;(ii)protectagainstanyanticipatedthreatsorhazards



tothesecurityorintegrityoftheCustomerData;(iii)protectagainstunauthorizedaccesstooruseofthe

CustomerData;(iv)ensuretheproperdisposalofCustomerData,asfurtherdefinedherein;and(v)ensurethatall

subcontractorsofLicensor,ifany,complywithalloftheforegoing.Licensorwill

designateanindividualtobe

responsiblefortheinformationsecurityprogram.SuchindividualwillrespondtoCustomerinquiriesregarding

computersecurityandtoberesponsiblefornotifyingCustomer‐designatedcontact(s)ifabreachoranincident

occurs,asfurtherdescribedherein.Theinformationsecurityprogramwillbeauditedannua llyas

detailedin

Licensor’sSSAE16and/orSOC1auditreports,whichwillbemadeavailabletoCustomeruponrequest.

1.2 Licensormustconductformalsecurityawarenesstraining,withatestingcomponent,forallpersonneland

contractorsassoonasreasonablypracticableafterthetimeofhiringorpriortobeingappointed

toworkon

CustomerDataandannuallyrecertifiedthereafter.DocumentationofSecurityAwarenessTrainingmustbe

retainedbyLicensor,confirmingthatthistrainingandsubsequentannualrecertificationprocesshavebeen

completed,andavailableforreviewbyCustomer.

1.3 CustomerwillhavetherighttoreviewLicensor’sinformationsecurityprogramprior

tothe

commencementofCustomer’sentryofdataintotheProductsordeliverytoCustomerofanyProfessional

ServicesandfromtimetotimeduringtheTermofthisAgreement.DuringtheTermoftheAgreement, fr omtim e 

totimewithpropernoticeandLicensorapproval,whichwillnotbeunreasonably

withheld,Customer,atitsown

expense,willbeentitledtoperform,ortohaveperformed,anon‐siteauditofLicensor’sinformationsecurity

programandfacilities.Inlieuofanon‐siteaudit,uponrequestbyCustomer,Licensorwillusereasonableefforts

tocomplete,withinforty‐five(45days)of

receipt,anInformationSecurityAssessmentquestionnaireprovidedby

CustomerregardingLicensor’sinformationsecurityprogram.

1.4 Intheeventofanyactualorapparenttheft,unauthorizeduseordisclosureofanyCustomerData,

Licensorwillimmediatelycommen ceallreasonableeffortstoinvestigateandcorrectthecausesandremediate

theresultsthereof,and

withintwo(2)businessdaysfollowingdiscoveryofanysuchevent,provideCustomer

noticethereof,andsuchfurtherinformationandassistanceasmaybereasonablyrequested.

1.5 CustomerData,includingbutnotlimitedtosalesdata,hosted,stored,orheldbyLicensorinthe

Product(s)orintheplatformoperated

byLicensor,oronanydeviceownedorinthecustodyofLicensor,its

employees,agentsorcontractors,willbeencrypted.LicensorwillnottransmitanyunencryptedCustomerData

overtheinternetorawirelessnetwork,andwillnotstoreanyCustomerDataonanymobilecomputingdevice,

suchasa

laptopcomputer,USBdriveorportabledatadevice,exceptwherethereisabusinessnecessityandthen

onlyifthemobilecomputingdeviceisprotectedbyindustry‐standardencryptionsoftwareapprovedby

Customer.

1.6 ThepartiesacknowledgeandagreethatanydisclosureofCustomerDatawillinnowaybe

construedto

beanassignment,transfer,orconveyanceoftitletoorownershiprightsinsuchCustomerData.

2.NetworkandCommunicationsSecurity

2.1 AllLicensorconnectivitytoCustomercomputingsystemsandallattemptsatsamewillbeonlythrough

Customer’ssecuritygateways/firewallsandonlythroughCus tomer‐approvedsecurityprocedures.

2.2

 Licensorwillnotaccess,andwillnotpermitunauthorizedpersonsorentitiestoaccess,Customer

computingsystemsand/ornetworkswithoutCustomer’sexpresswrittenauthorization,andanysuchactualor

attemptedaccesswillbeconsistentwithanysuchauthorization.

2.3 LicensorwilltakeappropriatemeasurestoensurethatLicensor’ssystemsconnecting

toCustomer’s

systemsandanythingprovidedtoCustomerthroughsuchsystemsdonotcontainanyDisablingDevice.For



purposesofthisAgreement,“DisablingDevice”meansanyprograms,mechanisms,programmingdevices,

malwareorothercomputercode(i)designedtodisrupt,disable,harm,orotherwiseimpedeinanymannerthe

operationofanysoftwareprogramorcode,oranycomputersystemornetwork(commonlyreferredtoas

“malware”,“spyware”,“viruses”or

“worms”);(ii)thatwoulddisableorimpairtheoperationthereoforofany

software,computersystemornetworkinanywaybasedontheelapsingofaperiodoftimeortheadvancement

toaparticulardateorothernumeral(referredtoas“timebombs ”,“timelocks”,or“dropdead”

devices);(iii)is

designedtoorcouldreasonablybeusedtopermitapartyoranythirdpar tytoaccessanycomputersystemor

network(referredtoas“trojans”,“traps”,“accesscodes”or“trapdoor”devices);or(iv)isdesignedtoorcould

reasonablybeusedtopermitapartyor

anythirdpartytotrack,monitororotherwisereporttheoperationand

useofanysoftwareprogramoranycomputersystemornetworkbytheotherpartyoranyofitscustomers.

3. CustomerDataHandlingProcedures

ErasureofInformationandDestructionofElectronicStorageMedia.IfCustomerDatais

requiredtobe

permanentlydeletedfromanystoragemediaowned oroperatedbyLicensor,allelectronicstoragemedia

containingCustomerDatamustbewipedordegaussedforphysicaldestructionordisposal,inamannermeeting

forensicindustrystandardssuchastheNISTSP800‐88Guidelines forMediaSanitization.Licensormust

maintain

documentedevidenceofdataerasureanddestruction.Thisevidencemustbeavailableforreviewattherequest

ofCustomer.

4. PhysicalSecurity

AllbackupandarchivalmediacontainingCustomerDatamustbecontainedinsecure,environmentally‐controlled

storageareasowned,operated,orcontractedforbyLicensorandallbackupand

archivalmediacontaining

CustomerDatamustbeencrypted.

5.PenetrationTesting

LicensorwillprovideCustomerwithanannual,thirdpartyPenetrationTestreport.Duringthetermofthis

Agreement,Licensorwillengage,atitsownexpenseandatleastonetimeperyear,athirdpartyvendor

reasonablyacceptableto

Customertoperformpenetrationandvulnerabilitytesting (“PenetrationTests”)with

respecttoLicensor’ssystems.TheobjectiveofsuchPenetrationTestsistoidentifydesignand/orfunctionality

issuesininfrastructureofLicensor’ssystemsthatcouldexposeCustomerDataanditscomputerandnetwork

equipmentandsystemstorisksfrommaliciousactivities.

PenetrationTestswillprobe forweaknessesinnetwork

perimetersorotherinfrastructureelementsaswellasweaknessesinprocessortechnicalcountermeasures

relatingtoLicensor’ssystemsthatcouldbeexploitedbyamaliciousparty.PenetrationTestswillidentify,ata

minimum,thefollowingsecurityvulnerabilities:invalidatedorunsanitizedinput;broken

accesscontrol;broken

authenticationandsessionmanagement;cross‐sitescripting(XSS)flaws;bufferoverflows;injectionflaws;

impropererrorhandling;insecurestorage;denialofservice;insecureconfigurationmanagement;properuseof

SSL/TLS;properuseofencryption;andanti‐virusreliabilityandtesting.Withinareasonableperiodafterthe

annualPenetrationTesthas

beenperformed,CustomermayrequestfromLicensorareportofanyhighleveland

mediumlevelsecurityissuesthatwererevealedduringsuchPenetrationTestandsubsequentcertificationin

writingtoCustomerthatsuchhighlevelandmediumlevelsecurityissueshavebeenfullyremediated.Tothe

extentthathigh

leveland/ormediumlevelsecurityissueswererevealedduringaparticularPenetrationTest,

Licensorwillsubsequentlyengage,atitsownexpense, theTestingCustomertoperformanadditionalPenetration

Testwithinareasonableperiodthereaftertoensurecontinuedresolutionofidentified securityissuesandwill

notifyCustomerwiththeresultsthereof.







6.BackgroundChecks

LicensorwillperformbackgroundchecksonallLicensorpersonnelanddirecthirecontractorsincludingtemporary

andnon‐employeepersonnelwhowillbeperformingservicesforCustomer,includingbutnotlimitedto

implementationservicesunderany Statement(s)ofWork,thatrequiresaccesstoCustomerDatapursuanttothis

Agreement.

LicensorwillnotassignanyemployeetoperformservicesforCustomerwhohasnotauthorizeda

backgroundinvestigation,orwhosebackgroundinvestigationhasrevealedtheconvictionofafelonyor

misdemeanorwithinthepreviousseven(7)years,measuredbackfromthetimesuchLicensoremployee

commencesservicespursuanttothe

Agreement,totheextentsuchfelonyormisdemeanorrelatestothe

suitabilityoftheindividual’semployment,excepttotheextentprohibitedbyapplicablelaw.IfLicensorcontracts,

foranyservices,withathirdpartythatneedstobeallowedorrequiresaccesstoCustomerData,thethirdparty

willundergothe

sameLicensorbackgroundchecksasperformedonLicensorpersonnelandcontractorsunderthis

section.

7. SSAE‐16/SOC‐1

CustomershallhavetherighttoterminatethisAgreement(togetherwithanyrelatedagreements,including

licensesand/orStatement(s)ofWork)andreceiveafullrefundforallmoniesprepaidthereunderinthe

event

thatLicensorfailstoproduceanacceptableSSAE‐16/SOC‐1TypeIIreport.

[EndofExhibitLanguage]

__________________________________________



InformationSecurityBreachNotificationClause.

[CloudProvider]agreestonotifyCustomerwithintwo(2)businessdaysinwritingofanydiscoveryby[Cloud

Provider]ofanybreachorsuspectedbreachoftheprovisionsofthisAgreementoranylossorunauthorizeduse,

disclosure,acquisitionoforaccesstoanyCustomerConfidentialInformationand/orCustomer’sbusinesssystems



ofwhich[CloudProvider]becomesaware(anysuchbreach orsuspectedbreachbeingreferredtohereinasa

“DataBreach”).SuchnoticeshallsummarizeinreasonabledetailtheeffectonCustomer,ifknown,oftheData

Breachandthecorrectiveactiontakenortobe takenby[CloudProvider].

[CloudProvider]shallpromptlytakeall

appropriateorlegallyrequiredcorrectiveactions,andshallcooperatefullywithCustomerinallreasonableand

lawfuleffortstoprevent,mitigateorrectifysuchDataBreach.Inadditiontothenoticerequirementcontained

herein,[CloudProvider]willalsoimmediatelyreportanysuchDataBreachto

Customer’sLegalDepartmentat

[inserttelephonenumberoraddress]

___________________________________________



InsuranceClauseforCyber‐liabilityInsurance.

[ServiceProvider]agreestopurchaseandmaintainthroughoutthetermofthisAgreementa

technology/professionalliabilityinsurancepolicy,includingcoveragefornetworksecurity/dataprotectionliability

insurance(alsocalled“cyberliability” )coveringliabilitiesforfinanciallossresultingorarisingfromacts,errors,or

omissions,inrenderingtechnology/professionalservicesorinconnectionwith

thespecificservicesdescribedin

thisAgreement:



Violationorinfringementofanyrightofprivacy,includingbreachofsecurityandbreachof

security/privacylaws,rulesorregulations globally, noworhereinafterconstitutedoramended;

Datatheft,damage,unauthorizeddisclosure,destruction,orcorruption,includingwithoutlimitation,

unauthorizedaccess,unauthorizeduse,identitytheft,theftofpersonallyidentifiable informationor

confidential

corporateinformationinwhateverform,transmissionofacomputervirusorothertype

ofmaliciouscode;andparticipationinadenialofserviceattackonthirdpartycomputersystems;

Lossordenialofservice;

Nocyberterrorismexclusion;

withaminimumlimitof$5,000,000eachandeveryclaimandin

theaggregate.Suchcoveragemustinclude

technology/professionalliabilityincludingbreachofcontract,privacyandsecurityliability,privacyregulatory

defenseandpaymentofcivilfines,paymentofcreditcardproviderpenalties,andbreachresponsecosts

(includingwithoutlimitation,notificationcosts,forensics,creditprotectionservices,callcenterservices,identity

theftprotectionservices,and

crisismanagement/publicrelationsservices).

Suchinsurancemustexplicitlyaddressalloftheforegoingwithoutlimitationifcausedbyanemployeeof[Service

Provider]oranindependentcontractorworkingonbehalfof[ServiceProvider]inperformingservicesunderthis

Agreement.Policymustprovidecoverageforwrongfulacts,claims,andlawsuitsanywhere

intheworld.Such

insurancemustincludeaffirmativecontractualliabilitycoverageforthedatabreachindemnityinthisAgreement

foralldamages,defensecosts,privacyregulatorycivilfinesandpenalties,andreasonableandnecessarydata

breachnotification,forensics,creditprotectionservices,publicrelations/crisismanagement,andotherdata

breachmitigationservicesresulting

fromabreachofconfidentialityorbreachofsecuritybyoronbehalfof

[ServiceProvider].

______________________________________



StephenM.Foxman

ECKERTSEAMANS

215.851.8422 [email protected]