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BUSINESS FINANCIAL PLAN
1. FINANCIAL OVERVIEW
2. ASSUMPTIONS
Use this section to discuss the key points and takeaways of the financial data you will provide in the
following sections of the financial component of your business plan.
Each financial projection provided is based on assumptions. Use this section to outline realistic
assumptions made to support the values you provide throughout your financial plan, and provide
credible references that can be verified.
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3. KEY FINANCIAL INDICATORS AND RATIOS
Use this section to highlight key financial indicators and ratios extracted from your financial statements.
Financial ratios are used by bankers, analysts, and investors to evaluate the financial health and position
of your business. Examples can include:
• Operations ratios
• Liquidity ratios
• Debt ratios
• Profitability ratios
• Working capital
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4. BREAK-EVEN ANALYSIS
Use this section to include a table and/or chart that provides information on the number of units your
business needs to sell to cover your costs and make a profit.
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5. FINANCIAL STATEMENTS
5.1 PRO FORMA PROFIT AND LOSS STATEMENT
Use this section to provide a pro forma profit and loss statement, also known as a projected income
statement, that details sales, cost of sales, profitability, and other vital financial information to
stakeholders.
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5.2 PRO FORMA CASH FLOW STATEMENT
Use this section to provide a cash flow statement that provides details around the projected cash
inflows and outflows your business generates from operating, financing, and investing activities
during a specific timeframe.
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5.3 PRO FORMA BALANCE SHEET
Use this section to add a projected balance sheet statement that provide details on how your
business plans to manage assets, including receivables and inventory.
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such information is therefore strictly at your own risk.
