Insert Classification
Classification: Public
ANZ TRANSACTIVE – GLOBAL
FILE FORMATS
(WITH ANZ TRANSACTIVE – AU & NZ PAYMENTS
)
02|2018
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Insert Classification
CONTENTS
1 INTRODUCTION .................................................................................................... 4
1.1 About this guide................................................................................................................................. 4
1.2 Scope ............................................................................................................................................... 4
1.3 Online Help ....................................................................................................................................... 4
1.4 Online Resources ............................................................................................................................... 4
1.5 Further Assistance.............................................................................................................................. 4
1.6 File Formats Overview (Payables) ........................................................................................................ 5
2 AU DOMESTIC PAYMENTS FILE FORMATS ................................................................. 6
2.1 ABA File Format ................................................................................................................................. 6
2.1.1 Import Methods ........................................................................................................................... 6
2.1.2 ABA File Layout and Character Set ................................................................................................. 6
2.1.3 Descriptive record (0) .................................................................................................................. 7
2.1.4 Detail record (1) .......................................................................................................................... 7
2.1.5 Batch Control Record (7) .............................................................................................................. 9
2.2 AU Domestic Payments CSV Detail Import ............................................................................................ 10
2.2.1 CSV File Layout and Character Set ................................................................................................ 10
2.2.2 Detail Record ............................................................................................................................. 10
3 NZ DOMESTIC PAYMENTS FILE FORMATS ............................................................... 11
3.1 NZ Domestic Payment CSV (Full File Import) ........................................................................................ 11
3.1.1 File Layout and Character Set ....................................................................................................... 11
3.1.2 Descriptive Record ...................................................................................................................... 11
3.1.3 Detail Record ............................................................................................................................. 12
3.1.4 Batch Control Record................................................................................................................... 13
3.2 NZ Domestic Payments CSV Detail Import (with Control Record) ............................................................ 14
3.2.1 File Layout and Character Set ....................................................................................................... 14
3.2.2 Descriptive Record ...................................................................................................................... 14
3.2.3 Detail Record ............................................................................................................................. 14
3.2.4 Batch Control Record................................................................................................................... 15
3.3 NZ Domestic Payments CSV Detail Import (without Control Record) ........................................................ 16
3.3.1 File Layout and Character Set ....................................................................................................... 16
3.3.2 Detail Record ............................................................................................................................. 16
4 SINGLE PAYMENTS FILE FORMATS ......................................................................... 17
4.1 MT101 File Format (Australia & New Zealand)....................................................................................... 17
4.1.1 File Naming Convention ............................................................................................................... 17
4.1.2 MT101 File Layout and Character Set ............................................................................................ 17
4.1.3 Character Set ............................................................................................................................. 17
4.1.4 Sequence A – General Information ................................................................................................ 18
4.1.5 Sequence B – Transaction Detail Record ........................................................................................ 19
4.1.6 Clearing System Codes ................................................................................................................ 21
4.2 WIRS file format (Australia only) ......................................................................................................... 22
4.2.1 File Naming Convention ............................................................................................................... 22
4.2.2 WIRS File Layout and Character Set .............................................................................................. 22
4.2.3 Character Set ............................................................................................................................. 22
4.2.4 Detail Record ............................................................................................................................. 23
4.2.5 Miscellaneous Field Format Specifications ...................................................................................... 24
4.2.6 Account with Institution Country ISO Code..................................................................................... 24
4.2.7 Conditional field rules: ................................................................................................................. 24
4.3 NZ International Payment CSV file format (New Zealand only) ................................................................ 25
4.3.1 File Naming Convention ............................................................................................................... 25
4.3.2 NZ International CSV File Layout and Character Set ........................................................................ 25
4.4 BPAY File format (Australia only) ......................................................................................................... 28
4.4.1 BPAY File Layout and Character Set .............................................................................................. 28
4.4.2 File Header Record ...................................................................................................................... 28
4.4.3 Payment Instruction Record ......................................................................................................... 29
4.4.4 File Trailer Record ....................................................................................................................... 30
5 BTR AND RETURNED ITEMS FILE FORMATS ............................................................ 31
5.1 BAI File ............................................................................................................................................ 31
5.1.1 Reserved Characters ................................................................................................................... 31
5.1.2 BAI File Layout ........................................................................................................................... 31
5.1.3 File Header Record ...................................................................................................................... 32
5.1.4 Group Header Record .................................................................................................................. 32
5.1.5 Account Identifier and Summary Status Record (03) ....................................................................... 33
5.1.6 Transaction Detail Record (16) ..................................................................................................... 34
5.1.7 Continuation Record (88) ............................................................................................................. 35
5.1.8 Account Trailer Record (49) ......................................................................................................... 35
5.1.9 Group Trailer Record (98) ............................................................................................................ 36
5.1.10 File Trailer Record (99) ............................................................................................................. 36
5.2 Statement Files................................................................................................................................. 37
5.2.1 Statement Balance File Format ..................................................................................................... 37
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Insert Classification
5.2.2 Statement Transaction File Format ................................................................................................ 38
5.3 SAP/Multicash Files ........................................................................................................................... 40
5.3.1 SAP/Multicash Balance File Format ................................................................................................ 40
5.3.2 SAP/Multicash Transaction File Format .......................................................................................... 42
5.4 NZ Statement Files (New Zealand Domestic Accounts only) .................................................................... 44
5.4.1 NZ Statement File(s) – Balance File .............................................................................................. 44
5.4.2 NZ Statement File(s) – Transaction File ......................................................................................... 45
5.4.3 Transaction Record - Type 3 ......................................................................................................... 45
5.4.4 Opening Balance Record - Type 5 ................................................................................................. 46
5.4.5 Closing Balance Record - Type 6 ................................................................................................... 47
5.4.6 Total Debits/Credits Record - Type 8 ............................................................................................. 48
5.4.7 Grand Total Debits/Credits Record - Type 9.................................................................................... 49
5.5 MT940 ............................................................................................................................................. 50
5.5.1 Block 1 (Basic Header) ................................................................................................................ 50
5.5.2 Block 2 (Application Header) ........................................................................................................ 50
5.5.3 Block 4 (Message Body)............................................................................................................... 51
5.6 Returned Items Payments .................................................................................................................. 53
5.6.1 Header Record – Returned Direct Debits and Credits ....................................................................... 53
5.6.2 Detail Record – Returned Direct Debits and Credits ......................................................................... 53
5.6.3 Trailer Record – Returned Direct Credits and Debits ........................................................................ 54
5.6.4 Return Reason Codes – Returned Direct Debits/Credits.................................................................... 54
5.7 Returned Items Cheques .................................................................................................................... 55
5.7.1 Header Record – Returned Cheques .............................................................................................. 55
5.7.2 Details Record – Returned Cheques ............................................................................................... 55
5.7.3 Trailer Record – Returned Cheques ............................................................................................... 56
5.7.4 Return Reason Codes – Returned Cheques ..................................................................................... 56
5.8 CSV ................................................................................................................................................. 58
5.8.1 Account Summary CSV Report...................................................................................................... 58
5.8.2 Account Statement CSV Report .................................................................................................... 59
5.8.3 Balance Summary CSV Report ...................................................................................................... 60
5.8.4 Net Position View ........................................................................................................................ 60
5.8.5 Returned Items Cheques ............................................................................................................. 61
5.8.6 Returned Items Payments ............................................................................................................ 61
5.8.7 Transaction Details ..................................................................................................................... 62
5.9 ANZ Transactive – Global grid screen exports ....................................................................................... 62
6 APPENDICES ....................................................................................................... 63
6.1 APPENDIX A – BAI/TRANSACTION CODES ............................................................................................ 63
6.1.1 BAI Status and Summary Level Items ........................................................................................... 63
6.1.2 Retail, Corporate/Institutional and V2 Plus accounts (CAP, CMM and V2P sources) .............................. 68
6.1.3 MANTEC accounts, MIDANZ accounts (local & offshore), other ANZ offshore accounts and other bank
accounts 83
6.1.4 New Zealand ANZ Bank (SYS account source) ................................................................................ 87
6.1.5 New Zealand Cross Bank accounts (Westpac & Bank of New Zealand) ............................................... 97
6.1.6 SWIFT MT950 Transaction Codes (Tag :61) .................................................................................... 99
6.1.7 SWIFT MT940 Transaction Codes (Tag :61) .................................................................................. 100
6.2 USE OF AUXDOM/Trancode .............................................................................................................. 102
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Classification:Public
1 INTRODUCTION
1.1 About this guide
This document is designed to:
• Collate the various file formats for ANZ Transactive – Global and its underlying application ANZ
Transactive – AU & NZ
• This is intended to be a file format specification guide only, and as such does not include any training
on how to use the different file formats
This user guide will be updated when there is new and/or updated information. Please ensure you
regularly check the available version for the most up-to-date copy. We recommend that you read this
guide in conjunction with the applicable product terms and conditions.
1.2 Scope
This document contains the following:
1. ANZ Transactive – AU & NZ web solution file formats for Payments:
• Australia (AU) Domestic Payments import file formats:
o ABA
o CSV
• New Zealand (NZ) Domestic Payments import file formats:
o NZ Domestic Payment CSV (Full File Import)
o NZ Domestic Payment CSV Detail Import (with Control Record)
o NZ Domestic Payment CSV Detail Import (Without Control Record)
• Single Payments import file formats:
o MT101
o WIRS
o NZ International Payment CSV
o BPAY
2. ANZ Transactive – Global web solution file formats for balance and transaction reporting:
• BAI
• Statement Files
• SAP/Multicash
• NZ Statement Files
• MT940
• Returned Items export format
• CSV
• Onscreen exports
This document does NOT address:
• Host-to-Host file formats
• Instructions for importing/exporting files
• Examples of correctly formatted import/export files
• Payment file formats for ANZ Transactive – Global. If you have moved from payments in ANZ
Transactive AU & NZ to payments in ANZ Transactive - Global, please refer to the ANZ Transactive –
Global File Formats Guide on Online Resources.
1.3 Online Help
The online help in ANZ Transactive – Global allows you to access screen specific help and frequently
asked questions.
1.4 Online Resources
You can access the ANZ Transactive – Global Quick Reference Guides, User Guides and other information
from the Online Resources page. To access the page, click on the Help icon within the application and
then the Online Resources link.
1.5 Further Assistance
If you require further assistance, please contact your local Customer Service Centre. Details can be found
at anz.com/servicecentres
.
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Classification:Public
1.6 File Formats Overview (Payables)
The Table below is a summary of the Payable File Formats for Australian and New Zealand customers.
File Type
Australian
Customers
New Zealand
Customers
Single
Payments
BPAY
MT101
WIRS
NZ International Payment CSV
Domestic
Payments
ABA
AU Domestic Payments CSV
NZ Domestic Payments CSV
NZ ANZ Domestic Payments CSV
Note: File formats shown in italics are supported by Transactive – AU & NZ, but are not preferred file
formats.
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2 AU DOMESTIC PAYMENTS FILE FORMATS
This section details the types of Australian Domestic Payments import file formats available in ANZ
Transactive – AU & NZ.
2.1 ABA File Format
The ABA File format allows a user to import an ABA formatted file into ANZ Transactive – AU & NZ as one
or more batches of payment instructions.
Note: The ABA file conforms to the Australian Payments Clearing Associations (APCA) file specifications.
2.1.1 Import Methods
There are two methods for importing ABA files in ANZ Transactive – AU & NZ:
• Direct Entry ABA Detail Import method (Importing into an existing Batch or Template). This method
only allows one batch of payment instructions per ABA file.
• ABA File Import method (Importing creates batches). This method allows one or more batches of
payment instructions per ABA file.
2.1.2 ABA File Layout and Character Set
An ABA file can contain one or more batches of payment instructions. The records in the ABA file to be
imported must follow a defined order. Each batch must:
• Start with a Descriptive Record
• Contain one or more Details Record(s)
• End with a Batch Control Record
The format specifications for each of these record types are outlined in detail further in this document.
The following character set is allowed in an ABA file:
• Fields that are marked ‘Alpha’ (Alphanumeric) in the ‘Type’ column are limited to:
o Letters: A-Z, a-z
o Numbers: 0-9
o The following Characters: spaces ( ), ampersands (&), apostrophes (‘), commas (,), hyphens (-),
full stops (.), forward slashes (/), plus sign (+), dollar sign ($), exclamation mark (!), percentage
sign (%), left parenthesis ((), right parenthesis ()), asterisk (*), number sign (#), equal sign (=),
colon (:), question mark (?), left square bracket ([), right square bracket (]), underscore (_),
circumflex (^) and the at symbol (@)
o ‘Optional’ Alphanumeric fields must be filled with spaces if no data exists
• Fields that are marked ‘Numeric’ in the ‘Type’ column are limited to:
o Numbers: 0-9
o ‘Optional’ Numeric fields must be filled with zeros if no data exists
ANZ Transactive – AU & NZ requires ABA files to be prepared as 120 byte fixed length records and must
be separated by CRLF (carriage-return/line feed, Hex 0D0A) end of line characters. This must be
consistent for the whole file.
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2.1.3 Descriptive record (0)
The Descriptive Record contains Direct Entry payment batch header details.
Field
Description
Type Notes
Start
Position
End
Position
Length
Mandatory/
Optional
Record type
Numeric
Must be ‘0’
1
1
1
Mandatory
BSB
Alpha
Bank/State/Branch number of the
funds account with a hyphen in the
4th character position.
e.g. 013-999
2
8
7
Optional
Account
Alpha
Funds account number
9
17
9
Optional
Reserved
Alpha
Blank filled
18
18
1
Optional
Sequence
number
Alpha
Must be ‘01’
19
20
2
Mandatory
Name of User
Financial
Institution
Alpha
Must contain the bank mnemonic
that is associated with the BSB of the
funds account.
e.g. ‘ANZ’
21
23
3
Mandatory
Reserved
Alpha
Blank filled
24
30
7
Optional
Name of User
supplying File
Alpha
User Preferred Name as registered
with ANZ
31
56
26
Mandatory
User
Identification
number
Numeric
Direct Entry User ID.
Right-justified, zero-filled.
57
62
6
Mandatory
Description of
entries on File
Alpha
Description of payments in the file
(e.g. Payroll, Creditors etc.).
Can be used to match existing
domestic payments template.
63
74
12
Mandatory
Date to be
processed
Alpha
Date on which the payment is to be
processed.
DDMMYY (e.g. 010111)
75
80
6
Mandatory
Time
Alpha
Time on which the payment is to be
processed.
24 hour format - HHmm
81
84
4
Optional
2.1.4 Detail record (1)
Each Detail Record contains one Direct Entry payment instruction. One or more Detail Items can be
included in a single ABA file.
Field
Description
Type Notes
Start
Position
End
Position
Length
Mandatory/
Optional
Record type
Numeric
Must be ‘1’
1
1
1
Mandatory
BSB of account
to be CREDITED
or DEBITED
Alpha
Bank/State/Branch number with a
hyphen in the 4
th
character position.
e.g. 013-999
2
8
7
Mandatory
Account number
to be CREDITED
or DEBITED
Alpha
Numeric, alpha, hyphens & blanks
are valid. Right justified, blank
filled.
Leading zeros that are part of an
Account Number must be included.
9
17
9
Mandatory
Withholding Tax
Indicator
Alpha
One of the following values, if
applicable:
W – Dividend paid to a resident of a
country where a double tax
agreement is in force
X – Dividend paid to a resident of
any other country
18
18
1
Optional
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Field
Description
Type Notes
Start
Position
End
Position
Length
Mandatory/
Optional
Y – Interest paid to all non-
residence. The amount of
withholding tax is to appear in
the Amount of Withholding Tax
field.
Transaction
Code
Numeric
Select from the following options as
appropriate:
50 General Credit
53 Payroll
54 Pension
56 Dividend
57 Debenture Interest
13 General Debit
19
20
2
Mandatory
Amount to be
CREDITED or
DEBITED
Numeric
Right justified, zero filled, unsigned,
two decimal places are implied (e.g.
$10.21 is recorded as 0000001021).
21
30
10
Mandatory
Title of account
to be CREDITED
or DEBITED
Alpha
Preferred format is: Surname
followed by given names with one
blank between each name.
e.g. SMITH John Alan
Left justified, blank filled
31
62
32
Mandatory
Lodgement
Reference
Produced on the
recipient’s
Account
Statement.
Alpha
Payment reference indicating details
of the origin of the entry (e.g. payroll
number, policy number).
Left justified, blank filled.
63
80
18
Mandatory
Trace BSB
Number
Numeric
Bank/State/Branch number of the
trace account with a hyphen in the
4
th
character position.
e.g. 013-999
81
87
7
Mandatory
Trace Account
Number
Alpha
Numeric, alpha, hyphens & blanks
are valid. Right justified, blank
filled.
Leading zeros that are part of an
Account Number must be included.
88
96
9
Mandatory
Name of
Remitter
Produced on the
recipient’s
Account
Statement.
Alpha
Name of originator of the entry. This
may vary from Name of User.
Left justified, blank filled.
97
112
16
Mandatory
Withholding
amount
Numeric
Must be zero filled or contain a
withholding tax amount.
If it contains a withholding tax
amount, two decimal places are
implied (e.g. $10.21 is recorded as
0000001021).
113
120
8
Optional
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2.1.5 Batch Control Record (7)
The Batch Control Record contains details relating to the total number of items as well as debit/credit
totals for a batch within the ABA import file.
Field
Description
Type
Notes
Start
Position
End
Position
Length
Mandatory/
Optional
Record type
Numeric
Must be ‘7’
1
1
1
Mandatory
Reserved
Alpha
Must be ‘999-999’
2
8
7
Mandatory
Reserved
Alpha
Blank filled
9
20
12
Optional
Batch Net Total
Amount
Numeric
Batch Credit Total Amount minus
Batch Debit Total Amount.
Right justified, zero filled, unsigned,
two decimal places are implied (e.g.
$1001.21 is stored as
‘0000100121’).
21
30
10
Mandatory
Batch Credit
Total Amount
Numeric
Must be zero filled or contain the
total value of all Record Type 1
CREDIT transactions on the batch.
Right justified, zero filled, unsigned,
two decimal places are implied.
31
40
10
Optional
Batch Debit
Total Amount
Numeric
Must be zero filled or contain the
total value of all Record Type 1
DEBIT transactions on the batch.
Shown in cents without punctuation
(e.g. $1001.21 is stored as
‘0000100121’).
Right justified, zero filled, unsigned,
two decimal places are implied.
41
50
10
Optional
Reserved
Alpha
Blank filled
51
74
24
Optional
Batch Total Item
Count
Numeric
Total count of Type 1 records in the
batch.
Right justified, zero filled.
75
80
6
Mandatory
Reserved
Alpha
Blank filled
81
120
40
Optional
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2.2 AU Domestic Payments CSV Detail Import
The Direct Entry CSV Detail Import file format allows a user to import a CSV file containing payment
details into an existing Domestic Payments batch or template in ANZ Transactive AU & NZ.
2.2.1 CSV File Layout and Character Set
A valid CSV file consists of only one record type - Detail Record. Direct Entry detail items will be created
for each Detail Record in the CSV file.
The format specifications for the Detail Record is are outlined in detail further in this document.
The following character set is allowed in a CSV file:
• Fields that are marked ‘Alpha’ (Alphanumeric) in the ‘Type’ column are limited to:
o Letters: A-Z, a-z
o Numbers: 0-9
o The following Characters: spaces ( ), ampersands (&), apostrophes (‘), commas (,), hyphens (-),
full stops (.), forward slashes (/), plus sign (+), dollar sign ($), exclamation mark (!), percentage
sign (%), left parenthesis ((), right parenthesis ()), asterisk (*), number sign (#), equal sign (=),
colon (:), question mark (?), left square bracket ([), right square bracket (]), underscore (_),
circumflex (^) and the at symbol (@)
• Fields that are marked ‘Numeric’ in the ‘Type’ column are limited to:
o Numbers: 0-9
2.2.2 Detail Record
Each Detail Record contains information used to create one payment instruction (Detail Item).
There may be many Detail Records in one CSV file. Other required detail item fields are inherited from
the Batch/Template Header and can subsequently be changed.
All fields must be separated by a comma (,) and may be enclosed in double-quotes (“”) if required. Each
record will end with CRLF (carriage-return/line feed).
Field
Description
Type
Notes
Record
Position
Max
Length
Mandatory/
Optional
Reserved
Alpha
Not used by ANZ Transactive – AU & NZ
1
NA
Optional
Title of account
to be CREDITED
OR DEBITED
Alpha
Preferred format is: Surname followed by
given names with one blank between each
name.
e.g. SMITH John Alan.
2
32
Mandatory
BSB of account
to be CREDITED
or DEBITED
Numeric
Bank/State/Branch number of the payee
account.
e.g. 013999
3
6
Mandatory
Account number
to be CREDITED
or DEBITED
Alpha
Numeric, alpha, hyphens & blanks are valid.
Right justified, blank filled.
Leading zeros that are part of an Account
Number must be included.
4
9
Mandatory
Amount to be
CREDITED or
DEBITED
Numeric
Payment amount.
Decimal point optional and not implied.
5
11 (8 if no
decimal is
used)
Mandatory
Lodgement
Reference
Produced on the
recipient’s
Account
Statement.
Alpha
Payment reference indicating details of the
origin of the entry (e.g. payroll number,
policy number).
6
18
Mandatory
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3 NZ DOMESTIC PAYMENTS FILE FORMATS
This section details the 3 types of New Zealand Domestic Payments import file formats available in ANZ
Transactive – AU & NZ:
1. NZ Domestic Payment CSV (Full File Import)
2. NZ Domestic Payment CSV Detail Import (with Control Record)
3. NZ Domestic Payment CSV Detail Import (Without Control Record)
3.1 NZ Domestic Payment CSV (Full File Import)
The NZ Domestic Payments import file format allows a user to import a Domestic Payment file into ANZ
Transactive – AU & NZ as one or more batches of payment instructions.
3.1.1 File Layout and Character Set
An NZ Domestic Payments file can contain one or more batches of payment instructions. The records in
the file to be imported must follow a defined order. Each batch must:
• Start with a Descriptive Record
• Contain one or more Detail Record(s)
• End with a Batch Control Record
The format specifications for each of these record types are outlined in detail further in this document.
The following character set is allowed in an NZ Domestic Payment file:
• Character fields can contain both alpha and numeric values
• Numeric fields should only have digit values (0-9)
• The delimiter between fields is a comma, so text fields such as Other Party Name should not contain
commas. There may optionally be a comma after the final field.
3.1.2 Descriptive Record
The Descriptive Record contains Domestic Payment batch header details.
Field
Description
Type
Notes
Record
Position
Max
Length
Mandatory/
Optional
Record Type
Numeric
Must be "1"
1
1
Mandatory
Batch Type
Numeric
"D" = Debit Batch / "C" = Credit Batch
2
1
Mandatory
Payment Date
Numeric
In The Form YYYYMMDD (e.g. 20100130)
3
8
Mandatory
Payment Time
Numeric
HHMM (e.g. 1330 is 1.30pm)
4
4
Optional
Batch Creation
Date
Numeric
Value may be omitted or a YYYYMMDD
format value will be ignored by Transactive
5
8
Optional
Funds Account
Numeric
In Form BBbbbbAAAAAAASS (2, 4, 7, 2).
No hyphens
6
15
Mandatory
DD Code
Numeric
Mandatory for Debit Batches
7
7
Conditional
Reporting
Method
Numeric
"S" = Single / "M" = Multiple. The Multiple
Reporting Method has a threshold of 4999
transaction items. If the threshold is
exceeded Transactive will update the
Reporting Method to ‘Single’ upon validation
of the file. Customers will not be notified
via the front-end.
8
1
Mandatory
Dishonour
Account
Numeric
In Form BBbbbbAAAAAAASS (2, 4, 7, 2).
No hyphens
9
15
Mandatory
Batch Name
Alphanumeric
The name given to the batch being created.
Can be used to match an existing NZ
domestic payments template (including
Restricted Templates). This only applies to
payments requiring web authorisation.
10
12
Mandatory
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Field
Description
Type
Notes
Record
Position
Max
Length
Mandatory/
Optional
Originator
Particulars
Alphanumeric
Reference details which are captured by the
originator
11
12
Optional
Originator
Analysis Code
Alphanumeric
Reference details which are captured by the
originator
12
12
Optional
Originator
Reference
Alphanumeric
Reference details which are captured by the
originator
13
12
Optional
Reserved
-
Field reserved for future use
14
-
Optional
Reserved
-
Field reserved for future use
15
-
Optional
Reserved
-
Field reserved for future use
16
-
Optional
3.1.3 Detail Record
One or more Detail Items can be included in a single NZ Domestic Payment batch.
Field
Description
Type
Notes
Record
Position
Max
Length
Mandatory/Optional
Record Type
Numeric
Must be "2"
1
1
Mandatory
Account
Number to be
CREDITED or
DEBITED
Numeric
In Form BBbbbbAAAAAAASS (2, 4, 7,
2), BBbbbbAAAAAAASSS (2, 4, 7, 3)
or BBbbbbAAAAAAAASSS (2, 4, 8, 3).
No hyphens
2
17
Mandatory
Transaction
Code
Numeric
The transaction code for the item.
The following codes are available:
50 – Credit
52 - Credit
00 - Debit
3
2
Mandatory
Amount
Numeric
Amount must be less than or equal to
99999999.99
2 decimal places are implied (e.g.
$10.21 is recorded as 1021)
4
10
Mandatory
Other Party
Name
Alphanumeric
Party Receiving Payment
5
32
Mandatory
Other Party
Particulars
Alphanumeric
Other Party Statement Details
6
12
Optional
Other Party
Analysis Code
Alphanumeric
Other Party Statement Details
7
12
Optional
Other Party
Reference
Alphanumeric
Other Party Statement Details
8
12
Optional
Originator
Particulars
Alphanumeric
Only applicable if Reporting Method is
"M". If blank, will populate with
Originator Particulars in Batch Header.
9
12
Optional
Originator
Analysis Code
Alphanumeric
Only applicable if Reporting Method is
"M". If blank, will populate with
Originator Code in Batch Header.
10
12
Optional
Originator
Reference
Alphanumeric
Only applicable if Reporting Method is
"M". If blank, will populate with
Originator Reference in Batch Header.
11
12
Optional
Reserved
-
Field reserved for future use
12
-
Optional
Reserved
-
Field reserved for future use
13
-
Optional
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Field
Description
Type
Notes
Record
Position
Max
Length
Mandatory/Optional
Reserved
-
Field reserved for future use
14
-
Optional
3.1.4 Batch Control Record
The Control Record contains details relating to the Hash Total, the total number of items and the
debit/credit totals for a batch.
Field
Description
Type
Notes
Record
Position
Max
Length
Mandatory/
Optional
Record Type
Numeric
Must be "3"
1
1
Mandatory
Batch Debit
Total Amount
Numeric
Value of all Debit transactions in the batch. 2
decimal places are implied (e.g. $10.21 is
recorded as 1021)
2
10
Mandatory
Batch Credit
Total Amount
Numeric
Value of all Credit transactions in the batch.
2 decimal places are implied (e.g. $10.21 is
recorded as 1021)
3
10
Mandatory
Batch Total
Item Count
Numeric
Total number of Transactions in the batch
4
6
Mandatory
Hash Total
Numeric
Sum of Branch/Account Numbers
5
11
Optional
Reserved
-
Field reserved for future use
6
-
Optional
Reserved
-
Field reserved for future use
7
-
Optional
Reserved
-
Field reserved for future use
8
-
Optional
Note: The hash total is calculated using the branch and account numbers in each transaction record. The
bank number and account suffix are not used when calculating the hash total. If the account number is 8
digits then the left most digit is excluded from the calculations.
Example:
01 0123 0456789 00
06 0475 0123456 02
11 6100 1234567 040
03 0321 00987654 030
7019 2802466
The hash total is therefore 70192802466.
If the hash total is more than 11 characters, exclude the characters on the left.
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3.2 NZ Domestic Payments CSV Detail Import (with Control Record)
The NZ Domestic Payments CSV Detail Import (with Control Record) file format allows a user to import a
CSV file containing payment details into an existing Domestic Payments batch or template in ANZ
Transactive – AU & NZ.
3.2.1 File Layout and Character Set
A valid NZ Domestic Payments CSV file (with Control Record) consists of the following record types:
• A Descriptive Record
• One or more Detail Record(s)
• A Batch Control Record
The format specifications for each of these record types are outlined in detail further in this document.
The following character set is allowed in a CSV file:
• Character fields can contain both alpha and numeric values
• Numeric fields should only have digit values (0-9)
The delimiter between fields is a comma, so text fields such as Other Party Name should not contain
commas. There may optionally be a comma after the final field of each record
3.2.2 Descriptive Record
The Descriptive Record contains Domestic Payment batch header details.
Field Description
Type
Notes
Record
Position
Max
Length
Mandatory/
Optional
Record Type
Numeric
Must be ‘1’
1
1
Mandatory
Subscriber ID
Numeric
Contents will be ignored
2
16
Optional
Batch Number
Numeric
Contents will be ignored
3
2
Optional
Null
Numeric
Contents will be ignored
4
4
Optional
Subscriber’s Account Number
Numeric
Contents will be ignored
5
15
Optional
Batch Type
Numeric
Contents will be ignored
6
1
Optional
Batch Due Date
Numeric
Contents will be ignored
7
8
Optional
Batch Creation Date
Numeric
Contents will be ignored
8
8
Optional
3.2.3 Detail Record
Each Detail Record contains information used to create one payment instruction (Detail Item)
There may be many Detail Records in one CSV file. Other required detail item fields are inherited from
the Batch/Template Header and can subsequently be changed.
All fields must be separated by a comma (,) and each record will end with CRLF (carriage-return/line
feed).
Field Description
Type
Notes
Record
Position
Max
Length
Mandatory/
Optional
Record Type
Numeric
Must be ‘2’
1
1
Mandatory
Account Number
Numeric
In Form BBbbbbAAAAAAASS (2, 4, 7, 2),
or BBbbbbAAAAAAASSS (2, 4, 7, 3) or
BBbbbbAAAAAAAASSS (2, 4, 8, 3).
No hyphens.
2
17
Mandatory
Transaction Code
Numeric
The transaction code for the item.
The following codes are available:
50 – Credit
52 - Credit
00 - Debit
3
2
Mandatory
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Field Description
Type
Notes
Record
Position
Max
Length
Mandatory/
Optional
Amount
Numeric
The amount is in cents. No Dollar Signs,
Commas or Decimal Points.
4
10
Mandatory
Other Party Name
Alphanumeric
Party Receiving Payment
5
32
Mandatory
Other Party
Reference
Alphanumeric
Other Party Statement Details
6
12
Optional
Other Party
Analysis Code
Alphanumeric
Other Party Statement Details
7
12
Optional
Other Party Alpha
Reference
Alphanumeric
Not Used (but must be allowed for)
8
12
Optional
Other Party
Particulars
Alphanumeric
Other Party Statement Details
9
12
Optional
Originator Name
Alphanumeric
Name of Party Making Payment.
Contents will be ignored (since the
payer's name will be the 'Funds Account
Name' from the batch header details).
10
20
Optional
Originator Analysis
Code
Alphanumeric
Details on customer's Statement
11
12
Optional
Originator
Reference
Alphanumeric
Details on customer's Statement
12
12
Optional
Originator
Particulars
Alphanumeric
Details on customer's Statement
13
12
Optional
3.2.4 Batch Control Record
The Batch Control Record contains details relating to the total number of items, the Hash Total and debit
or credit totals.
Field Description
Type
Notes
Record
Position
Max
Length
Mandatory/
Optional
Record Type
Numeric
Must be ‘3’
1
1
Mandatory
Batch Total
Amount
Numeric
The amount is in cents. No dollar signs,
commas or decimal points
2
11
Mandatory
Number of
Transactions
Numeric
Total number of Transactions
3
5
Mandatory
Hash Total
Numeric
Sum of Branch / Account Numbers,
overflow Ignored.
4
11
Mandatory
Note: The hash total is calculated using the branch and account numbers in each transaction record. The
bank number and account suffix are not used when calculating the hash total. If the account number is 8
digits then the left most digit is excluded from the calculations.
Example:
01 0123 0456789 00
06 0475 0123456 02
11 6100 1234567 040
03 0321 00987654 030
7019 2802466
The hash total is therefore 70192802466.
If the hash total is more than 11 characters, exclude the additional characters on the left.
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3.3 NZ Domestic Payments CSV Detail Import (without Control Record)
The NZ Domestic Payments CSV Detail Import (without Control Record) file format allows a user to
import a CSV file containing payment details into an existing Domestic Payments batch or template.
3.3.1 File Layout and Character Set
A valid NZ Domestic Payments CSV file (without Control Record) consists of only one record type - Detail
Record. NZ Domestic Payment detail items will be created for each Detail Record in the CSV file.
The format specifications for the Detail Record are outlined in detail further in this document.
The following alphanumeric fields are supported in a CSV file:
• A..Z, 0..9, spaces and other keyboard characters (except commas which are treated as field
separators)
• Numeric fields should only have digit values (0-9)
3.3.2 Detail Record
Each Detail Record contains information used to create one payment instruction (Detail Item).
There may be many Detail Records in one CSV file. Other required detail item fields are inherited from
the Batch/Template Header and can subsequently be changed.
All fields must be separated by a comma (,) and each record will end with CRLF (carriage-return/line
feed).
Field
Description
Type
Notes
Record
Position
Max
Length
Mandatory
/Optional
Transaction
Amount
Numeric
The dollar amount of the transaction. This can be
expressed either in whole dollars or in dollars
and cents, e.g.
12 is read as 12.00
12. is read as 12.00
12.3 is read as 12.30
12.34 is read as 12.34
Commas cannot be used to separate '000s.
The maximum allowable value is
$99,999,999.99.
1
10 (or 11
if
decimal
point is
included)
Mandatory
Account
Number
Alphanumeric
The account number of the other party. The
account number must contain 17 digits, in the 2-
4-8-3 format with optional hyphens, e.g.
06-0501-00123456-000 or 06050100123456000
bank-branch-account base- account suffix
The base number and suffix portions should be
RIGHT JUSTIFIED (i.e. zero-filled to the left),
e.g.
06-0501-0123456-02 (in 2-4-7-2 format) must
be represented as 06-0501-00123456-002 (in 2-
4-8-3 format).
2
20
Mandatory
Other Party
Name
Alphanumeric
The name of the other party. Free format
alphanumeric text.
3
32
Mandatory
Originator
Reference
Alphanumeric
The Reference that will appear on the customer's
bank statement. Free format alphanumeric text.
4
12
Optional
Originator
Analysis Code
Alphanumeric
The Analysis Code that will appear on the
customer's bank statement. Free format
alphanumeric text.
5
12
Optional
Originator
Particulars
Alphanumeric
The Particulars that will appear on the
customer's bank statement. Free format
alphanumeric text.
6
12
Optional
Other Party
Reference
Alphanumeric
The Reference that will appear on the other
party's bank statement. Free format
alphanumeric text.
7
12
Optional
Other Party
Analysis Code
Alphanumeric
The Analysis Code that will appear on the other
party's bank statement. Free format
alphanumeric text.
8
12
Optional
Other Party
Particulars
Alphanumeric
The Particulars that will appear on the other
party's bank statement. Free format
alphanumeric text.
9
12
Optional
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4 SINGLE PAYMENTS FILE FORMATS
This section details the Single Payments import format available in ANZ Transactive – AU & NZ.
4.1 MT101 File Format (Australia & New Zealand)
The MT101 File Import allows a user to import an MT101 file into ANZ Transactive – AU & NZ as one or
more Single Payment instructions. The supported payment types include RTGS, International and Multi
Bank. The MT101 file format is the ANZ preferred file format for the aforementioned payment types.
4.1.1 File Naming Convention
Not applicable.
4.1.2 MT101 File Layout and Character Set
The MT101 message contains four (4) blocks of information. One or more transactions can be presented
in the file; each payment instruction will begin with a block 1 and end with a block 4. The file may
contain any of the supported Single Payments payment types.
Block
Title
Mandatory/
Optional
Comments
1
Sending financial
institution
Mandatory
Block 1 is mandatory and must begin with “{1: F01”
and end with “}”
Example for ANZ Australia: {1: F01 ANZBAU3MXXX}
2
Message
Type/Receiving
financial institution
Mandatory
Block 2 is mandatory and for International and RTGS payments must
contain the SWIFT BIC of the Bank that owns the funding account.
Example for ANZ Australia: {2: I 101 ANZBAU3MXXX}
Example for ANZ New Zealand: {2: I 101 ANZBNZ22XXX}
For Multibank payments, enter either the Australian or New Zealand ANZ
SWIFT BIC as per the examples above.
3
Additional Tag
Information
Optional
Block 3 is optional. If present must begin with “{3:” and end with “}”.
Not used by ANZ Transactive – AU & NZ
4
Sequence A and
Sequence B
Mandatory
Block 4 is mandatory and must begin with “{4:” and end with “-}”.
This block contains Sequence A and Sequence B – see below for further
details.
4.1.3 Character Set
The following character set is allowed in an MT101 import file:
• Fields that are marked ‘Alpha’ (Alphanumeric) in the ‘Type’ column are limited to:
o Letters: A-Z, a-z
o Numbers: 0-9
o The following Characters: spaces ( ) , ampersands (&), apostrophes (‘), commas (,) , hyphens (-
), full stops (.), forward slashes (/), plus sign (+), dollar sign ($), exclamation mark (!),
percentage sign (%), left parenthesis ((), right parenthesis ()), asterisk (*), number sign (#),
equal sign (=), colon (:), question mark (?), left square bracket ([), right square bracket (]),
underscore (_), circumflex (^) and the at symbol (@)
• Fields that are marked ‘Numeric’ in the ‘Type’ column are limited to:
o Numbers: 0-9
Note: Braces (‘{’ and ‘}’) are used to identify the beginning and end of each block as outlined previously,
but they cannot be used anywhere else in an MT101 file. As such they have not been included in the
character set above.
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4.1.4 Sequence A – General Information
Tag
Field Description
Type
Length
Notes
Mandatory
/ Optional
:20:
Sender’s Reference
Alpha
16
Reference number to link payment to
originating system.
Mandatory
:21R:
Customer reference
Alpha
16
The customer reference associated with the
payment. If 21R is not supplied then tag 21 in
sequence B will be used as the customer
reference.
Optional
:28D:
Message Index/Total
Numeric
5n/5n
Always ‘00001/00001’. ANZ supports a single
sequence B.
Mandatory
:50L:
Instructing Party
Alpha
35
Identifies the customer authorised by the
account owner to order the payment. Used for
Multibank payments only.
Must be provided in either sequence A or B (but
not in both) for Multibank payments.
Optional
:50H:
Ordering Customer
Alpha
34
Funding account preceded by ‘/’. BSB should be
included where applicable. Name and address
need not be entered.
Must be provided in either sequence A or B but
not in both.
Optional for BSB to be included in either tag
50H or 52A but mandatory to be provided in
either 50H or 52A.
Optional
:52A:
Account Servicing
Institution
Alpha
11
SWIFT code pertaining to the funding account of
the payment.
May be provided in either sequence A or B but
not in both.
Must be provided in either sequence A or B for
Multibank payments.
If populating then provide:
Optional national clearing system code preceded
by a double slash (‘//’). E.g., for Australia,
populate with “//AU” and the six number
funding account BSB.
Mandatory 11 character SWIFT code pertaining
to the funding account of the payment. If only 8
characters known then pad with trailing “XXX”,
e.g. “ANZBAU3MXXX”
Optional for BSB to be included in either tag
50H or 52A but mandatory to be provided in
either 50H or 52A.
Optional
:30:
Requested Execution
Date
Numeric
6
The payment date in format YYMMDD (e.g.
110101)
Mandatory
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4.1.5 Sequence B – Transaction Detail Record
Tag
Field
Description
Type
Length
Notes
Mandatory/
Optional
:21:
Transaction
Reference
Alphanumeric
16
Customer reference associated with the
payment
Mandatory
:21F:
F/X Deal
Reference
Alpha
16
Forward Exchange Contract or BID reference if
an international payment.
Applicable exchange reference if a Multibank
payment.
Mandatory if tag 36 is populated.
Optional
:23E:
Instruction Code
Alphanumeric
4 x 30
Specific instructions provided by the ordering
customer to the account servicing institution.
The system will only accept up to four
instruction codes.
For RTGS NZ the instruction code ‘OTHR’
followed by ‘/FAX’ or ‘/ATT’ can be provided to
enter the beneficiaries fax number and
Attention.
E.g.
:23E: OTHR/FAX/64-02-1234567
:23E: OTHR/ATT/Mr Smith
Note: Country Code, Area Code, and Phone
Number must be separated by a hyphen as
per example.
Conditional
:32B:
Currency and
Transaction
amount
Alphanumeric
3 –15
Payment currency and amount.
E.g. USD1234,56 (note ‘,’ convention)
Amount can be 0 if 33B is specified.
For payments in Currencies with no decimal
place, no values should be provided after the
decimal place (E.g. JPY100,)
Mandatory
:50L:
Instructing Party
Alphanumeric
35
Identifies the customer authorised by the
account owner to order the payment.
Used for Multibank payments only.
Must be provided in either sequence A or B
(but not in both) for Multibank payments.
Optional
:50H:
Ordering
Customer
Alpha
34
Funding account preceded by ‘/’. BSB should
be included where applicable. Name and
address need not be entered.
Must be provided in either sequence A or B but
not in both
Optional for BSB to be included in either tag
50H or 52A but mandatory to be provided in
either 50H or 52A.
Optional
:52A:
Account Servicing
Institution
Alpha
11
SWIFT code pertaining to the funding account
of the payment.
May be provided in either sequence A or B but
not in both.
If populating then provide:
Optional national clearing system code
preceded by a double slash (‘//’). E.g., for
Australia, populate with “//AU” and the six
number funding account BSB.
Mandatory 11 character SWIFT code
pertaining to the funding account of the
payment. If only 8 characters known then pad
with trailing “XXX”, e.g. “ANZBAU3MXXX”
Optional for BSB to be included in either tag
50H or 52A but mandatory to be provided in
either 50H or 52A.
Optional
:56A:
Intermediary
Institution
Alpha
11
Bank code of Intermediary bank. Can be one
of the following:
Optional
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Tag
Field
Description
Type
Length
Notes
Mandatory/
Optional
OR
SWIFT BIC
:56C:
OR
Intermediary
Institution
Alpha
15
Domestic Clearing Code of Intermediary bank,
// followed by a two letter clearing system
code and party identifier
E.g. //XXnn..nn
Where XX is the country Clearing System Code
– See the relevant section for valid Clearing
System Codes
:56D:
Intermediary
Institution
Alpha
5 x 35
Line 1: Bank code of Intermediary bank.
Can be one of the following:
▪ Clearing code (format //XXnnn…nn)
Line 2: Intermediary Bank name.
Line 3: Intermediary Bank address line 1.
Line 4: Intermediary Bank address line 2.
Line 5: Intermediary Bank country (must be
ISO compliant format).
Lines 1, 2, 3 and 5 are mandatory.
Note: Tag :56D: should only be used if bank
code of Intermediary Bank is unknown to ANZ
Transactive – AU & NZ.
:57A:
OR
Account With
Institution
Alpha
11
Bank code of beneficiary bank. Can be one of
the following:
SWIFT BIC
The following clearing codes are accepted in
57A, however it is preferable that they are
used in field 57C:
BSB for RTGS AU (format //AUnnnnnn)
BB for RTGS NZ (format //NZnnnnnn)
Mandatory
:57C:
OR
Alpha
15
Domestic Clearing Code of beneficiary bank, //
followed by a two letter clearing system code
and party identifier
E.g. //XXnn..nn
Where XX is the country Clearing System Code
– See the relevant section for valid Clearing
System Codes
:57D:
Alpha
5 x 35
Line 1: Bank code of beneficiary bank.
Can be one of the following:
BSB for RTGS AU (format //AUnnnnnn)
BB for RTGS NZ (format //NZnnnnnn)
Clearing code (format //XXnnn…nn)
Line 2: Beneficiary Bank name.
Line 3: Beneficiary Bank address line 1.
Line 4: Beneficiary Bank address line 2.
Line 5: Beneficiary Bank country (must be ISO
compliant format).
Lines 1, 2, 3 and 5 are mandatory.
Note: Tag :57D: should only be used if bank
code of Beneficiary Bank is unknown to ANZ
Transactive – AU & NZ.
:59:
Beneficiary
Alpha
5x35
Line 1: Account of the payment Beneficiary
preceded by a ‘/’.
Lines 2-5: Name and address of the payment
beneficiary.
Mandatory
:70:
Remittance
Information
Alpha
4x35
Details of payment.
Optional
:33B:
Funding currency
and amount
Alphanumeric
3 – 15
Funding currency and amount.
E.g. AUD1234,56 (note ‘,’ convention).
Currency should match that of funding
account.
Amount can be 0 if 32B is specified.
Optional
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Tag
Field
Description
Type
Length
Notes
Mandatory/
Optional
:71A:
Details of Charges
Alpha
3
Must be ‘SHA’ for RTGS payments.
Must be ’SHA’ or ‘OUR’ for International
payments.
Must be ‘SHA’, ‘OUR’ or ‘BEN’ for Multibank
payments.
Mandatory
:36:
Exchange Rate
Numeric
12
Forward Exchange Contract or BID rate if an
international payment. Applicable exchange
rate if a Multibank payment.
Must be populated if 21F is populated. If 33B
is present and 32B is non zero then this tag
must be present.
Optional
Note: Some standard SWIFT MT101 file format fields that are not used by ANZ Transactive – AU & NZ
have been omitted from this document.
4.1.6 Clearing System Codes
Clearing System Code
Length
Comments
AT
5
Austrian Bankleitzahl
AU
6
Australian Bank State Branch (BSB) Code
BL
8
German Bankleitzahl
CC
9
Canadian Payments Association Payment Routing Number
CH
6
CHIPS Universal Identifier
CP
4
CHIPS Participant Identifier
ES
8 or 9
Spanish Domestic Interbanking Code
FW
9
Fedwire Routing Number
GR
7
HEBIC (Hellenic Bank Identification Code)
HK
3
Bank Code of Hong Kong
IE
6
Irish National Clearing Code (NSC)
IN
11
Indian Financial System Code (IFSC)
IT
10
Italian Domestic Identification Code
NZ
6
New Zealand National Clearing Code
PL
8
Polish National Clearing Code (KNR)
PT
8
Portuguese National Clearing Code
RU
9
Russian Central Bank Identification Code
SC
6
UK Domestic Sort Code
SW
3 or 5
Swiss Clearing Code (BC code)
SW
6
Swiss Clearing Code (SIC code)
ZA
6
South African National Clearing Code
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4.2 WIRS file format (Australia only)
The WIRS File Import allows a user to import a WIRS file into ANZ Transactive – AU & NZ as one or more
Single Payment instructions. The supported payment types include RTGS and International. Although
WIRS files are supported by ANZ Transactive – AU & NZ, MT101 files are the preferred file format for
these payment types. WIRS files can only be used for payments funded from ANZ Australian domiciled
accounts. The file format also does not allow users to specify an Intermediary Bank.
Note: Multibank Payments cannot be created using WIRS formatted files.
4.2.1 File Naming Convention
Not Applicable.
4.2.2 WIRS File Layout and Character Set
ANZ WIRS operates on a combination of an MT101 and MT103 message formats. The file consists of one
record - the Detail Record.
Each line of incoming data is to terminate with a Carriage Return, Line feed.
Multiple payment instructions can be included in a single WIRS formatted file. Each payment instruction
must be separated by a hyphen “-” followed by a Carriage Return, Line Feed.
4.2.3 Character Set
The following character set is allowed in a WIRS import file:
• Fields that are marked ‘Alpha’ (Alphanumeric) in the ‘Type’ column are limited to:
o Letters: A-Z, a-z
o Numbers: 0-9
o The following Characters: spaces ( ) , ampersands (&), apostrophes (‘), commas (,) , hyphens (-
), full stops (.), forward slashes (/), plus sign (+), dollar sign ($), exclamation mark (!),
percentage sign (%), left parenthesis ((), right parenthesis ()), asterisk (*), number sign (#),
equal sign (=), colon (:), question mark (?), left square bracket ([), right square bracket (]),
underscore (_), circumflex (^) and the at symbol (@)
• Fields that are marked ‘Numeric’ in the ‘Type’ column are limited to:
o Numbers: 0-9
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4.2.4 Detail Record
Tag
Field
Description
Type
Length
Notes
Mandatory/
Optional
:20:
Transaction
Reference Number
Alpha
16
This reference must be unique per payment
per day
Mandatory
:32A:
Value Date,
Currency Code,
Amount
Numeric
24
This field contains the Value Date (6
Characters) as YYMMDD, Currency Code (3
Characters) and Amount (15 Characters) with
comma separated decimal.
Mandatory
:50:
Ordering
Customer
Alpha
4 x 35
Company Identifier as agreed with ANZ
Implementation
Mandatory
:53B:
Sender’s
Correspondent
Alphanumeric
34
Must start with “/” followed by the BSB and
Account Number for Transaction funding
Optional
:57:
Account With
Institution
Country ISO
Alpha
2
Where field :57D: specified, it is mandatory to
provide the International Organization for
Standardization (ISO) Country code.
Optional
:57A:
OR
Account With
Institution
Alpha
11
Bank code of beneficiary bank. Can be one of
the following:
SWIFT BIC
BSB for RTGS (format //AUnnnnnn)
Mandatory
:57C:
OR
Alpha
15
Domestic Clearing Code of beneficiary bank, //
followed by a two letter clearing system code
and party identifier
E.g. //XXnn..nn
Where XX is the country Clearing System Code
:57D:
Alpha
5 x 35
Line 1: Bank code of beneficiary bank.
Can be one of the following:
▪ BSB for RTGS (format //AUnnnnnn)
▪ Clearing code (format //XXnnn…nn)
Line 2: Beneficiary Bank name.
Line 3: Beneficiary Bank address line 1.
Line 4: Beneficiary Bank address line 2.
Line 5: Beneficiary Bank country (must be ISO
compliant format).
Lines 1, 2, 3 and 5 are mandatory.
Note: Tag :57D: should only be used if bank
code of Beneficiary Bank is unknown to ANZ
Transactive – AU & NZ.
:59:
Beneficiary
Customer
Alpha
5 x 35
Line 1: Account of the payment Beneficiary
preceded by a ‘/’.
Lines 2-5: Name and address of the payment
beneficiary.
Mandatory
:70:
Details of
Payment
Alpha
4 x 35
Four lines of information
OR
First Line RFB maximum of 16 characters and
3 lines thereafter a maximum of 35 characters
each)
E.g. :70:/RFB/Invoice 123
Optional
:71A:
Details of Charges
Alpha
3
Must be ‘SHA’ for RTGS payments.
Must be ’SHA’ or ‘OUR’ for International
payments.
Optional
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4.2.5 Miscellaneous Field Format Specifications
Optional Fields from SWIFT Message Type 101 may be utilised when creating a payment.
Tag
Field
Description
Type
Length
Notes
Mandatory/
Optional
:21F:
F/X Deal
Reference
Alpha
16
Foreign exchange instrument reference
(Deal/Bid/FEC).
For example:
:21F:123456789
Optional
:33B:
Currency
Original/Ordered
Amount
Numeric
15
Used in conjunction with field :21F: this value
is the sell currency amount with comma
separated decimal
For example:
:33B:5438,10
Optional
:36:
Exchange Rate
Numeric
12
Used in conjunction with field :21F: this value
is the F/X rate supplied by ANZ with comma
separated decimal
For example:
:36:0,42
Optional
4.2.6 Account with Institution Country ISO Code
ANZ must be provided a Country ISO code within SWIFT field 57 whenever a “D” format option is utilised
at Field :57:
4.2.7 Conditional field rules:
Field: 57: Account With Institution Country ISO Code
Definition: International Standards Association country code for domicile of Beneficiary Bank.
Format: 2 alpha
Presence: Mandatory when field: 57D: is present
Non-standard SWIFT field for Bank Country ISO Code:
Tag
Field Description
Type
Length
Notes
Mandatory/
Optional
:57:
Account With Institution
Country ISO
Alpha
2
Where field :57D: specified, it is mandatory to
provide the International Organization for
Standardization (ISO) Country code.
Optional
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4.3 NZ International Payment CSV file format (New Zealand only)
The NZ International Payment CSV File format allows a user to import an International Payment into ANZ
Transactive – AU & NZ as one or more Single Payment instructions. ANZ NZ accounts and ANZ foreign
currency accounts located in New Zealand can be used to fund these payments
Although NZ International Payment CSV files are supported by ANZ Transactive – AU & NZ, MT101 files
are the preferred file format for International payments.
4.3.1 File Naming Convention
Not Applicable.
4.3.2 NZ International CSV File Layout and Character Set
The NZ International Payment CSV file format contains one record per transaction and can contain
multiple transactions in a single file.
A valid CSV file must adhere to the following rules:
• All specified fields of type ‘alphanumeric’ must be enclosed in inverted commas (“”). The Beneficiary
Account number / IBAN International Bank Account Number. This is required for international
transactions paid to parties in Europe. If a valid IBAN is not supplied, additional charges may be
incurred.
• There must be a minimum of 1 record and it is recommended the file does not exceed a maximum of
1250 records.
Tag
Field Description
Type
Length
Notes
Mandatory/
Optional
1
Payment Currency
(Code)
Characters A..Z
a..z
3
Currency in which the international payment
is being made.
Mandatory
2
Payment Amount
Characters 0..9
and decimal,
maximum 3
digits allowed
after decimal
14 +
decimal
This is the amount in the payment currency
that the beneficiary will receive. Decimal point
is optional.
Mandatory
3
Value Date
Characters 0..9
8
The Payment Date for the international
payment transaction.
Format: DDMMYYYY
Must be greater than or equal to the present
date.
Mandatory
4
Beneficiary Bank
Country (Code)
Characters A..Z
a..z
2
Country where the international payment is
being sent.
Mandatory
5
Debit Account
Number
Characters A..Z
a..z 0..9 –
20
The Account Number from which the
international payment is to be made.
Mandatory
6
Your Reference
Characters A..Z
a..z 0..9 () - +
16
The reference that is displayed on your
statement. If this is not provided, ANZ
Transactive – AU & NZ will default this to the
first 16 characters of the Beneficiary Account
Name (field 9).
Optional
7
Charges Account
Number
Characters A..Z
a..z 0..9 -
20
This field will be ignored since charges will be
applied to your nominated billing account.
Optional
8
Beneficiary
Account Number
or IBAN
Alphanumeric,
but no spaces
allowed
34
Account number that will receive the
international payment.
Optional
9
Beneficiary
Account Name
Alphanumeric
35
Account Name for the receiving end of the
international payment.
Mandatory
10
Beneficiary
Address 1
Alphanumeric
35
First line of the address of the person /
organization to whom the payment is being
sent. The address must not be a P.O. Box
address.
Mandatory
11
Beneficiary
Address 2
Alphanumeric
35
Second line of the address of the person /
organization to whom the payment is being
sent. The address must not be a P.O. Box
Optional
25
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Tag
Field Description
Type
Length
Notes
Mandatory/
Optional
address.
12
Beneficiary
Address 3
Alphanumeric
35
Third line of the address of the person /
organization to whom the payment is being
sent. The address must not be a P.O. Box
address.
Optional
13
Message to
Beneficiary 1
Alphanumeric
35
First line of any transaction related details
sent to the beneficiary.
Optional
14
Message to
Beneficiary 2
Alphanumeric
35
Second line of any transaction related details
sent to the beneficiary.
Optional
15
Message to
Beneficiary 3
Alphanumeric
35
Third line of any transaction related details
sent to the beneficiary.
Optional
16
Message to
Beneficiary 4
Alphanumeric
35
Fourth line of any transaction related details
sent to the beneficiary.
Optional
17
SWIFT / BIC
Alphanumeric
11
An international standard to uniquely identify
a financial institution. (also known as BIC -
Bank Identifier Code).
If the SWIFT / BIC is unknown to ANZ
Transactive – AU & NZ, this field should be
left blank, and beneficiary bank details should
instead be provided in fields 18 – 22. (An
unrecognised SWIFT / BIC cannot be imported
by Transactive.)
One of fields
17 or 22
must be
populated
18
Bank Name
Alphanumeric
35
Name of the bank to which the international
payment is being sent.
Optional
19
Bank Branch
Alphanumeric
35
Name of the bank branch to which the
international payment is being sent.
Optional
20
Bank Address 1
Alphanumeric
35
First line of the address of the bank to which
the international payment is being sent.
Optional
21
Bank Address 2
Alphanumeric
35
Second line of the address of the bank to
which the international payment is being sent.
Optional
22
Sort Code / BSB
Alphanumeric
12
Unique identifier to the particular office
(branch) of a bank which holds bank
accounts.
If the SWIFT / BIC (field 17) or Sort Code /
BSB (field 22) are unknown to ANZ
Transactive – AU & NZ, field 22 should be
used rather than field 17, and as much
information as possible should be provided
about additional details of the beneficiary
bank (fields 18 – 21).
One of fields
17 or 22
must be
populated
23
Intermediary Bank
BIC or Sort Code
Alphanumeric
12
Bank nominated to receive payments on
behalf of those banks that cannot have
payments sent directly to them
Optional
24
Overseas Bank
Charges
Alphabets only
3
Who will pay the overseas bank charges.
Possible values are SHA, OUR, or BEN.
Mandatory
25
Currency
Conversion
Alphabets only
4
Enable users to select currency conversion
options. Possible values are:
EXCH (value date exchange rate only)
DEAL (existing deals/cover only)
BOTH (deals/cover for part payment and
value date exchange rate for the shortfall)
This field will be ignored; if either field 26 or
28 are present, the payment is assumed to be
a DEAL, otherwise it is assumed to be EXCH.
Optional
26
Deal Number
Alphanumeric
8
Reference of an agreement that requires the
Optional
26
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Tag
Field Description
Type
Length
Notes
Mandatory/
Optional
customer to buy a certain amount of foreign
currency at an agreed rate and on an agreed
date.
If a deal is entered it needs to be more than
or equal to the amount of the payment. Deals
for amounts less than the payment cannot be
utilised.
If field 26 is populated, field 28 must also be
populated; if only one of fields 26 or 28 is
populated, the deal cannot be processed
automatically. Deal details must be entered
in fields 26 and 28, since fields 29 – 34 will
always be ignored.
27
Credit Amount
Characters 0..9
and decimal,
maximum 3
digits allowed
after decimal
14 +
decimal
Amount of payment to be utilized per deal.
Not used by ANZ Transactive – AU & NZ. For
future use.
Optional
28
Exchange Rate
Characters 0..9
and decimal.
There must not
be more than 5
digits before the
decimal and 4
digits after the
decimal.
9 +
decimal
The rate at which the foreign currency was
purchased from the bank, as a part of the
deal.
If field 26 is populated, field 28 must also be
populated; if only one of fields 26 or 28 is
populated, the deal cannot be processed
automatically. Deal details must be entered
in fields 26 and 28, since fields 29 – 34 will
always be ignored.
Optional
29
Deal Numbers
Alphanumeric
8
Only one deal is allowed to be used.
Not used by ANZ Transactive – AU & NZ. For
future use.
Optional
30
Credit Amount
Characters 0..9
and decimal,
maximum 3
digits allowed
after decimal
14 +
decimal
Amount of payment to be utilized per deal.
Not used by ANZ Transactive – AU & NZ. For
future use.
Optional
31
Exchange Rate
Characters 0..9
and decimal.
There must not
be more than 5
digits before the
decimal and 4
digits after the
decimal.
9 +
decimal
The rate at which the foreign currency was
purchased from the bank, as a part of the
deal.
Not used by ANZ Transactive – AU & NZ. For
future use.
Optional
32
Deal Numbers
Alphanumeric
8
Only one deal is allowed to be used.
Not used by ANZ Transactive – AU & NZ. For
future use.
Optional
33
Credit Amount
Characters 0..9
and decimal,
maximum 3
digits allowed
after decimal
14 +
decimal
Amount of payment to be utilized per deal.
Not used by ANZ Transactive – AU & NZ. For
future use.
Optional
34
Exchange Rate
Characters 0..9
and decimal.
There must not
be more than 5
digits before the
decimal and 4
digits after the
decimal.
9 +
decimal
The rate at which the foreign currency was
purchased from the bank, as a part of the
deal.
Not used by ANZ Transactive – AU & NZ. For
future use.
Optional
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4.4 BPAY File format (Australia only)
The file format for importing BPAY payments is the Batch Entry Method (BEM) format. This format allows
a user to submit multiple BPAY payments to one or more billers in a single file. Only Australian domiciled
CAP and CACHE accounts can be used to fund these payments.
4.4.1 BPAY File Layout and Character Set
A valid BPAY file consists of the following record types:
• A File Header Record
• Payment Instruction Record(s)
• A File Trailer Record
The following character set is allowed in a BPAY file:
• Fields that are marked ‘Alpha’ (Alphanumeric) in the ‘Type’ column are limited to:
o Letters: A-Z, a-z
o Numbers: 0-9
o The following Characters: spaces ( ) , ampersands (&), apostrophes (‘), commas (,) , hyphens (-
), full stops (.), forward slashes (/), plus sign (+), dollar sign ($), exclamation mark (!),
percentage sign (%), left parenthesis ((), right parenthesis ()), asterisk (*), number sign (#),
equal sign (=), colon (:), question mark (?), left square bracket ([), right square bracket (]),
underscore (_), circumflex (^) and the at symbol (@)
o ‘Optional’ Alphanumeric fields must be filled with spaces if no data exists
• Fields that are marked ‘Numeric’ in the ‘Type’ column are limited to:
o Numbers: 0-9
o ‘Optional’ Numeric fields must be filled with zeros if no data exists
o Unless otherwise indicated, numeric fields should be right justified and blank filled
ANZ Transactive – AU & NZ requires BPAY Import files to be prepared as 201 byte fixed length records
and must be separated by CRLF (carriage-return/line feed, Hex 0D0A). This must be consistent for the
whole file.
4.4.2 File Header Record
The File Header Record contains BPAY Payment header details.
Field
Description
Type
Notes
Start
Position
End
Position
Length
Mandatory/
Optional
Record Type
Numeric
A code ‘00’ indicating the
Header record
1
2
2
Mandatory
Payer Institution
Code
Alphanumeric
The Institution Code that is to
receive the file. For example
ANZ, 114, C02, etc.
3
5
3
Mandatory
File Creation
Date
Numeric
Format YYYYMMDD. The local
date of file creation.
6
13
8
Mandatory
File Creation
Time
Numeric
Format HHMMSS. The local
time of file creation.
14
19
6
Mandatory
File Number
Numeric
The unique file number for the
file creation date
20
22
3
Mandatory
Filler
Alpha
Spaces
23
201
179
Mandatory
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4.4.3 Payment Instruction Record
The Payment Instruction Record contains information used to create the BPAY Payment.
Field
Description
Type
Notes
Start
Position
End
Position
Length
Mandatory/
Optional
Record Type
Numeric
A code ‘50’ indicating a
Payment Instruction record
1
2
2
Mandatory
Payer
Institution
Code
Alphanumeric
The Code representing the
Payer Institution. For example
ANZ, 114, C02, etc.
3
5
3
Mandatory
Payment
Account Detail
Alphanumeric
The relevant account number
of the payer (BSB and account
number), left justified with
trailing spaces.
6
25
20
Mandatory
Country of
Payment
Alpha
The ISO alphabetic country
code in which the Payer’s
Account resides. This will be
the code for Australia.
26
28
3
Optional
State of
Payment
Alpha
The alphanumeric state in
which the Payer’s account
resides, if the country has
state codes.
29
31
3
Optional
Currency Code
of Payment
Alpha
The ISO alphabetic code
denoting the currency of
Payment. This should be the
code for Australian Dollars
(AUD).
32
34
3
Mandatory
Biller Code
Numeric
The CIP assigned number
denoting the Biller
35
44
10
Mandatory
Service Code
Numeric
Reserved for future use.
Currently zero filled. e.g.
“0000000”
45
51
7
Mandatory
Customer
Reference
Number
Alphanumeric
The number by which the
Biller identifies the account
that is being paid. Left
Justified, filled with trailing
spaces. The leading non-
space part must be all
numeric.
52
71
20
Mandatory
Amount
Numeric
The amount of the Payment, 2
digits of cents implied
72
83
12
Mandatory
BPAY
Settlement
Date
Numeric
The date is used for forward
dating files, in YYYYMMDD
format. If left blank, the date
will default to the current
business day.
84
91
8
Optional
Payer Name
Alphanumeric
The name of the Batch Payer
92
131
40
Optional
Additional
Reference Code
Alphanumeric
Not required
132
151
20
Optional
Discretionary
Data
Alphanumeric
Not required
152
201
50
Optional
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4.4.4 File Trailer Record
Field
Description
Type
Notes
Start
Position
End
Position
Length
Mandatory/
Optional
Record Type
Numeric
A code ‘99’ indicating the
Trailer record.
1
2
2
Mandatory
Payer
Institution
Code
Alphanumeric
Same value as Header record.
3
5
3
Mandatory
File Creation
Date
Numeric
Same value as Header record.
6
13
8
Mandatory
File Creation
Time
Numeric
Same value as Header record.
14
19
6
Mandatory
File Number
Numeric
Same value as Header record.
20
22
3
Mandatory
Number of
Payments
Numeric
The total number of Payment
Instructions in the file.
23
31
9
Mandatory
Amount of
Payments
Numeric
The total amount of Payment
Instructions in the file, 2 digits
of cents implied.
32
46
15
Mandatory
Filler
Alpha
Spaces
47
201
155
Mandatory
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5 BTR AND RETURNED ITEMS FILE FORMATS
This section defines the file formats available through the Reporting product in ANZ Transactive – Global.
5.1 BAI File
A BAI formatted file will be generated using the BAI 2.0 standard.
If a file is manually generated and if there are no account or transaction details available an empty file
will be created. An empty BAI file will only contain a 01 (Header) and a 99 (Trailer) record.
Each line in a BAI formatted file has a maximum length of 80 characters.
5.1.1 Reserved Characters
Commas (,) and slashes (/) are used only as delimiters in the BAI Export format:
• Comma (,) delimits fields
• Slash (/) delimits the end of the logical record
• Adjacent delimiters such as comma-comma (,,) or comma-slash (,/) identify defaulted or unspecified
fields
Where records contain commas or slashes, they will be replaced so as not to confuse the characters with
delimiters as follows:
• If a field value contains a comma (,) it will be replaced with a space ( )
• If a record contains a slash (/) it will be replaced with a hyphen (-)
5.1.2 BAI File Layout
Record
Type
Record Name
Description/Notes
Mandatory/
Optional
01
File Header
Indicates the beginning of the file.
There is only one File Header record per BAI file.
Mandatory
02
Group Header
Identifies a group of accounts for each originating financial
institution per post date in the file.
There may be more than one Group Header record per file.
Additional Group Header records will follow the Group Trailer (98)
record of the previous group in the file.
Optional
03
Account Identifier and
Summary Status
Identifies each account number and reports account summary
and account balance status items.
There will be one Account Identifier and Summary Status record
for each account number requested.
There may be many Account Identifier and Summary Status
records for each Group Header (02) record in the file.
Optional
16
Transaction Detail
Reports transaction detail.
There may be many Transaction Detail records for each Account
Identifier and Summary Status (03) record in the file.
Optional
88
Continuation Record
Used if the data in any record exceeds the physical record size
(80 characters) or needs to be divided for any reason.
There may be many continuation records in a BAI file.
Note: A continuation (88) record can follow any record type,
including another continuation (88) record. It will not necessarily
follow a transaction (16) record – it has been included in here to
illustrate a possible BAI file layout only.
Optional
49
Account Trailer
Provides account level control totals.
There will be one Account Trailer per Account Identifier and
Summary Status (03) record.
Optional
98
Group Trailer
Provides group level control totals.
There will be one Group Trailer record per Group Header (02)
record.
Optional
99
File Trailer
Indicates the end of the logical file.
There is only one File Trailer (99) record per BAI file.
Mandatory
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Important: The above table depicts a simple BAI file layout with only one instance of each record type.
Some records may appear multiple times in a single BAI export – please refer to Description/Notes above
and the record formats that follow.
5.1.3 File Header Record
The file header record marks the beginning of the file, identifies the sender and receiver of the
transmission and describes the file’s structure.
Only one ‘01 - File Header record’ will be written per BAI file.
Field
Description
Comments
Mandatory/
Optional
1
Record Code
Always ‘01’
Mandatory
2
Sender Identification
Default value ‘ANZ’
Mandatory
3
Receiver Identification
Not used by ANZ Transactive – Global
Mandatory
4
File Creation Date
Sender date.YYMMDD.
Mandatory
5
File Creation Time
Server time and time-zone. HHMM 24 hour format.
Mandatory
6
File Identification Number
Identification number defined by the sender. The number will
be new for each file with the same file creation date. Used to
identify uniquely those files transmitted between a sender and
a receiver on a given date.
Mandatory
7
Reserved
Not used by ANZ Transactive – Global
Optional
8
Reserved
Not used by ANZ Transactive – Global
Optional
9
Version Number
Always ‘2’
Mandatory
10
Delimiters
Always ‘/
Mandatory
5.1.4 Group Header Record
The Group Header identifies a group of accounts, all of which are from the same originator on the same
date.
Only one ‘02 - Group Header Record’ will be written for each Bank Code per Post Date in the BAI file.
Field
Description
Comments
Mandatory/
Optional
1
Record Code
Always ‘02’
Mandatory
2
Ultimate Receiver Identification
Always blank
Optional
3
Original Identification
Originating Bank BIC
Mandatory
4
Group Status
Always ‘1’
Mandatory
5
As-of-Date
The post date of items included in this Group. YYMMDD
Mandatory
6
As-of-Time
HHmm – set to 0000
Mandatory
7
Reserved
Not Used by ANZ Transactive – Global. Always blank
Optional
8
As-of-Date Modifier
Always ‘2’
Optional
9
Delimiters
Always ‘/’
Mandatory
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5.1.5 Account Identifier and Summary Status Record (03)
This record identifies the account number and/or reports account summary and account balance status
items. Summary information may be accompanied by an item count.
At least one 03 Account Identifier and Summary Status record will be written for each account number
requested.
Type 03 records may report several different status and/or summary amounts for the same account. For
example, a single 03 record might report ledger balance and available balance as well as the amount,
item count and funds type for total credits and total debits. The ‘Type Code’, ‘Amount’, ‘Item Count’ and
‘Funds Type’ fields are repeated to identify each status or summary type.
Field
Description
Comments
Mandatory/
Optional
1
Record Code
Always ‘03’
Mandatory
2
Account Number
Account number at originator financial institution.
The field is alphanumeric and includes significant leading zeroes.
Mandatory
3
Currency Code
Currency code of the account
Mandatory
4
Type Code
Identifies the type of summary of status data. Default indicates that no
status or summary data are being reported. Type Code Ranges:
010-099: Account status type codes
100: Total credits summary type code
101-399: Credit summary and detail type codes
400: Total debits summary type code
401-699: Debit summary and detail type codes
900-999: Customized type codes
Refer to Appendix A for a list of BAI codes.
Optional
5
Amount
Decimal places are implied based on Currency Code.
Status amounts are signed positive + or negative -. Default of sign is
positive.
Summary amounts may only be positive or unsigned. Default of field
indicates that no amount is being reported.
Optional
6
Item Count
Integer field. Default is ‘unknown’.
For summary type codes only; will be defaulted for status type codes.
Optional
7
Funds Type
Always null
Optional
8
Reserved
Not used by ANZ Transactive – Global
Optional
9
Reserved
Not used by ANZ Transactive – Global
Optional
10
Reserved
Not used by ANZ Transactive – Global
Optional
11
Delimiters
Always ‘/’
Mandatory
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5.1.6 Transaction Detail Record (16)
This record reports transaction details with the accompanying text and reference numbers.
Only one ‘16 - Transaction Detail Record’ will be written for each item available for each requested
account.
Field
Description
Comments
Mandatory/
Optional
1
Record Code
Always ‘16’
Mandatory
2
Type Code
Identifies the type of detail data (e.g. 399, 699, etc.)
Refer to Appendix A for a list of BAI codes
Mandatory
3
Amount
Decimal places are implied based on the Currency Code
in the Group Header (02) or Account Identifier (03)
record.
Always positive (unsigned) and expressed without a
decimal.
Default indicates that no amount is being reported.
Optional
4
Value Date
The value date of the transaction. This is only applicable
if the BAI report is created with the ‘Value Date Required’
option selected.
E.g. V141206
Optional
5
Bank Reference Number
Alphanumeric field defined by the originator. Will not
contain a comma (,) or slash (/).
Optional
6
Customer Reference Number
Alphanumeric field defined by the originator. Will not
contain a comma (,) or slash (/).
Optional
7
Text
Alphanumeric field defined by the originator. Will not
begin with a slash (/), but may contain a comma (,) or a
slash (/) after the first character.
Optional
8
Delimiters
Always ‘/’
Mandatory
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5.1.7 Continuation Record (88)
If the data in any type of record exceeds the physical record size (80 characters), or if dividing the record
is desirable for any other reason, an 88 Continuation Record allows the data to continue in the same
format.
A Continuation Record may follow any type of record, including another continuation (88).
Field
Description
Comments
Mandatory/
Optional
1
Record Code
Always ‘88’
Mandatory
2
(Next Field)
The Record Code field is followed by a continuation of the preceding
record. The format is exactly the same as in the preceding record.
If the preceding record ended within a text field, the text continues in the
88 record. If the preceding record did not end within a text field, the 88
record continues with whatever field follows the final field in the preceding
physical record.
If a non-text field begins in one record, it will be completed in that record.
The following 88 record may continue with the next field.
Optional
3
Delimiters
Delimiters are the same as for the preceding record. If the preceding
physical record does not end within a text field, it will end with the
delimiter slash (/), even if the following continuation (88) includes or
begins with text. If the preceding physical record ends within text that is
to be continued, no delimiter will be placed at the end of that record.
Mandatory
5.1.8 Account Trailer Record (49)
The Account Trailer Record provides account level control totals. There will be a 49 Account Trailer
Record for each 03 record.
All 16 and 88 records between the 03 record and the 49 record refer to the account identified in the 03
record.
One ‘49 - Account Trailer Record’ will be written for each requested account.
Field
Description
Comments
Mandatory/
Optional
1
Record Code
Always ‘49’
Mandatory
2
Account Control Total
Sum of all Amount fields in the preceding type 03 records and all
type 16 and 88 records associated with that account.
The total does not include amounts reported in Funds Type or
Item Count fields.
This field includes the sign + or - for the total. If no sign precedes
the total, the default is positive.
Note: If records have been generated with ‘Value Date Required’
selected when generating the report in Report Profiles or
Scheduled Reports screen, the Debit and/or Credit Interest Rate
will not be included in the total.
Mandatory
3
Number of Records
Integer. The total number of records in the account, including the
03 records and all 16 and 88 records, and including this account
trailer 49 record.
Mandatory
4
Delimiters
Always ‘/’
Mandatory
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5.1.9 Group Trailer Record (98)
The Group Trailer Record provides group level control totals. There will be a 98 Group Trailer Record for
each 02 record.
One ‘98 - Group Trailer Record’ will be written for each Bank Code per Post Date.
Field
Description
Comments
Mandatory/
Optional
1
Record Code
Always ‘98’
Mandatory
2
Group Control Total
Sum of account control totals from the BAI 49 records. This field
includes the sign (+ or -) for the total. If no sign precedes the
total, the default is positive.
Mandatory
3
Number of Accounts
Integer. The total number of 03 records in this group.
Mandatory
4
Number of Records
Integer. The total number of all records written for this group,
including 02, 03, 16, 88, 49 and this 98 record.
Mandatory
5
Delimiters
Always ‘/’
Mandatory
5.1.10 File Trailer Record (99)
The File Trailer Record indicates the end of the logical file.
One ‘99 - File Trailer Record’ will be written per BAI file.
Field
Description
Comments
Mandatory/
Optional
1
Record Code
Always ‘99’
Mandatory
2
File Control Total
Sum of group control totals from the BAI 98 records. This field
includes the sign (+ or -) for the total. If no sign precedes the
total, the default is positive.
Mandatory
3
Number of Groups
Integer. The total number of 02 records in this file.
Mandatory
4
Number of Records
Integer. The total number of all records written for this file,
including 02, 03, 16, 88, 49, 98 and this 99 record.
Mandatory
5
Delimiters
Always ‘/’
Mandatory
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5.2 Statement Files
The Statement File format consists of 2 separate files, a balance file that contains balance records for
accounts and a transaction file that contains transaction records for accounts.
Two files will be created per export:
• Balance file, and
• Transaction file
The files will not contain any header or trailer records. All fields will be enclosed in double-quotes (“) and
separated by a comma (,). Each record will end with CRLF (carriage-return/line feed). Any fields
containing null database values will contain double quotes as placeholders.
If the file is manually generated:
• It will contain balance and/or transaction records based in the selection criteria chosen by the user
• An empty file(s) containing no records will be created if no balances and/or transactions are available
If the file is scheduled:
• It will contain balance and/or transaction records.
• An empty file(s) containing no records will be created if no balances and/or transactions are available
5.2.1 Statement Balance File Format
• Field
Description
Alpha /
Numeric
Mandatory/
Optional
Max
Length
1
Balance Date
Format DD-Mmm-YYYY (e.g. 01-Jun-2015)
Alpha
Mandatory
11
2
Account Number
BSB and Account Number
Alpha
Mandatory
20
3
Source of Account:
ANZ Australia Retail accounts: HFR
ANZ Australia Corporate/Institutional accounts: CMM
ANZ MIDANZ accounts: ACCOUNTING SYSTEM + COUNTRY +
LEDGER INSTANCE* (e.g. MDZAUA)
ANZ Australia V2 plus accounts: V2P
ANZ NZ accounts: SYS
NZ Crossbank accounts (Westpac & Bank of New Zealand) : XBK
ANZ New Zealand foreign currency accounts: NZM
Other ANZ accounts: INT
Non ANZ accounts: EXT
ANZ Hong Kong, India, Philippines & Taiwan Accounts: F10
*The ledger instance represents the ledger instance number of the
accounting system of the account. It can be alpha-numeric or
blank.
Alpha
Mandatory
8
4
Account Format
Indicates if there is a BSB present:
‘B’ if account has BSB
‘A’ if not
Alpha
Mandatory
1
5
Account Name
Client defined account name.
Alpha
Optional
16
6
ISO Currency Code
e.g. AUD
Alpha
Mandatory
3
7
Opening Balance
Signed, decimal point present
Numeric
Mandatory
24
8
Closing Balance
Signed, decimal point present
Numeric
Mandatory
24
9
Debit Total
Unsigned, decimal point present
Numeric
Mandatory
24
10
Number of Debits
Numeric
Mandatory
5
11
Credit Total
Unsigned, decimal point present
Numeric
Mandatory
24
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• Field
Description
Alpha /
Numeric
Mandatory/
Optional
Max
Length
12
Number of Credits
Numeric
Mandatory
5
13
Debit Interest Rate
Always to 4 decimal places
Numeric
Optional
7
14
Credit Interest Rate
Always to 4 decimal places
Numeric
Optional
7
15
Overdraft Limit
Unsigned, decimal point present
Numeric
Optional
20
16
Debit Interest Accrued
Unsigned, decimal point present
Numeric
Optional
20
17
Credit Interest Accrued
Unsigned, decimal point present
Numeric
Optional
20
18
CR Duty
Always ‘0’
Numeric
Optional
20
19
Dr Tax Accrued
Not used – Always ‘0’
Numeric
Optional
20
20
Next processing date
Format DD-Mmm-YYYY (e.g. 01-Jun-2015)
Alpha
Optional
11
5.2.2 Statement Transaction File Format
Field
Description
Alpha /
Numeric
Mandatory/
Optional
Max
Length
1
Transaction Date
Format DD-Mmm-YYYY (e.g. 01-Jun-2015)
Alpha
Mandatory
11
2
Account Number
BSB and Account Number
Alpha
Mandatory
20
3
Source of Account:
ANZ Australia Retail accounts: HFR
ANZ Australia Corporate/Institutional accounts: CMM
ANZ MIDANZ accounts: ACCOUNTING SYSTEM + COUNTRY +
LEDGER INSTANCE* (e.g. MDZAUA)
ANZ Australia V2 plus accounts: V2P
ANZ NZ accounts: SYS
NZ Crossbank accounts (Westpac & Bank of New Zealand) : XBK
ANZ New Zealand foreign currency accounts: NZM
Other ANZ accounts: INT
Non ANZ accounts: EXT
ANZ Hong Kong, India, Philippines & Taiwan Accounts: F10
*The ledger instance represents the ledger instance number of the
accounting system of the account. It can be alpha-numeric or
blank.
Alpha
Mandatory
8
4
Account Format
Indicates if there is a BSB present in account number in field 2:
‘B’ if account has BSB
‘A’ if not
Alpha
Mandatory
1
5
Account Name
Client defined account name.
Alpha
Optional
16
6
ISO Currency Code
E.g. AUD
Alpha
Mandatory
3
7
Not used – Always NULL
Alpha
Optional
16
8
Transaction Type
E.g. Cheque, Payment, Transfer etc.
Refer to Appendix A for a list of transactions types
Alpha
Mandatory
10
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Field
Description
Alpha /
Numeric
Mandatory/
Optional
Max
Length
9
Reference
E.g. Cheque Number, Invoice Number etc.
Alpha
Optional
18
10
Transaction Amount
Signed, decimal point present
Numeric
Mandatory
22
11
Narrative
160 character narrative.
If no narrative is available this will be set to literal “”
Alpha
Optional
160
12
Value Date
Format DD-Mmm-YYYY. (e.g. 01-Jun-2015)
Can be different to transaction date if backdated
Alpha
Mandatory
11
13
Trace ID
ANZ Internal trace line
If no Trace ID is available this will be set to literal “”
Alpha
Mandatory
20
14
Tran Code
3-digit transaction code. See Appendix A for list of transaction
codes
If no transaction code is available this will be set to literal “”
Alpha
Mandatory
3
15
Aux Dom
This carries additional information about the transaction. See
Appendix A for a list of Aux Doms
If no Aux Dom is available this will be set to literal “”
Alpha
Optional
10
The following fields are available if Generate with additional information is selected when creating the report.
16
Customer Reference
For NPP* transactions, this will contain the End-to-End ID (if
populated) and will be up to 35 characters.
If no data is available this will be set to literal “”.
Alpha
Optional
Variable
17
Additional Remittance Information
For NPP* transactions, this will contain the additional message
entered by the payer (if populated) and will be up to 280
characters.
If no data is available this will be set to literal “”
Alpha
Optional
Variable
18
Additional Information 1
For NPP* transactions, this will contain the PayID the payment
was Paid to (if the payment was addressed to a PayID) and will
be up to 256 characters.
If no data is available this will be set to literal “”
Alpha
Optional
Variable
19
Additional Information 2
Reserved for future use.
If no data is available this will be set to literal “”
Alpha
Optional
Variable
20
Additional Information 3
Reserved for future use.
If no data is available this will be set to literal “”
Alpha
Optional
Variable
21
Additional Information 4
Reserved for future use.
If no data is available this will be set to literal “”
Alpha
Optional
Variable
* NPP, or New Payments Platform is also known as Osko® or SCT (Single Credit Transfer) payments. An
SCT payment is the basic NPP transaction type.
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5.3 SAP/Multicash Files
The SAP/Multicash File format consists of 2 separate files, a balance file that contains balance records for
accounts and a transaction file that contains transaction records for accounts.
Two files will be created per export:
• Balance file
• Transaction file
The files will not contain any header or trailer records. All fields will be separated by a semi-colon (;). If
a field contains a semi-colon it will be replaced with a space. Each record will end with CRLF (carriage-
return/line feed, Hex 0D0A).
If the file is manually generated:
• It will contain balance and/or transaction records based on the selection criteria chosen by the user
• An empty file containing no records will be created if no balances or transactions are available.
If the file is scheduled:
• It will contain balance and/or transaction records.
• An empty file containing no records will be created if no balances or transactions are available.
5.3.1 SAP/Multicash Balance File Format
Field
Description
Alpha /
Numeric
Mandatory/
Optional
Max
Length
1
For AU Retail, Corporate/Institutional and V2 Plus accounts, this
will be the BSB of the account.
BSBs will contain a hyphen (-) after the 3rd character. Format
(NNN-NNN)
For NZ Retail, Corporate/Institutional Accounts, the bank code
is the Bank Branch (BB), which are the first 6 digits of the
account number with a hyphen (-) after the 3rd character.
Format (NNN-NNN)
Other account types are as follows:
ANZ MIDANZ accounts
COUNTRY + ACCOUNTING SYSTEM + LEDGER INSTANCE* (E.g.
AUMDZA)
NZ Crossbank accounts
Westpac: NZWPAC
Bank of New Zealand: NZBKNZ
ANZ New Zealand foreign currency accounts: NZNZM
ANZ India accounts: INFIN
ANZ Philippines accounts: PHFIN
ANZ Hong Kong accounts: HKFIN
ANZ Taiwan accounts: TWFIN
ANZ Cambodia accounts: ANZBKHPP
ANZ Vietnam: VNANZP
For Other ANZ Accounts or Non-ANZ accounts please contact
your ANZ representative
*The ledger instance represents the ledger instance number of
the accounting system of the account. It can be alpha-numeric
or blank.
Alpha
Mandatory
12
2
Account number
Alphanumeric
Mandatory
24
3
Statement Number.
Consecutive number starting with 1 and reset at the start of a
new year.
Numeric
Mandatory
5
4
Statement Date
Date transactions were posted to the account.
DD.MM.YY format (e.g. 01.01.11)
Alphanumeric
Mandatory
8
5
ISO Currency Code
Alpha
Mandatory
3
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Field
Description
Alpha /
Numeric
Mandatory/
Optional
Max
Length
E.g. AUD for Australian Dollar Accounts
6
Beginning Balance
Signed, Opening Balance of this file. Decimal point present
Numeric
Mandatory
18
7
Sum of Debits
Unsigned, total value of debits in this file. Decimal point
present
Numeric
Mandatory
18
8
Sum of Credits
Unsigned, Total value of credits in this file. Decimal point
present
Numeric
Mandatory
18
9
Balance bought forward
Signed, closing balance of this file. Decimal point present
Numeric
Mandatory
18
10
Account Name
Client defined account name.
Alpha
Mandatory
16
11
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
35
12
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
8
13
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
8
14
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
9
15
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
23
16
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
2
17
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
8
18
Number of records in the transaction file for this account
Numeric
Mandatory
5
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5.3.2 SAP/Multicash Transaction File Format
Field
Description
Alpha /
Numeric
Mandatory/
Optional
Max
Length
1
For AU Retail, Corporate/Institutional and V2 Plus accounts, this will
be the BSB of the account.
BSBs will contain a hyphen (-) after the 3rd character. Format
(NNN-NNN)
For NZ Retail, Corporate/Institutional Accounts, the bank code is
the Bank Branch (BB), which are the first 6 digits of the account
number with a hyphen (-) after the 3rd character. Format (NNN-
NNN)
Other account types are as follows:
ANZ MIDANZ accounts
COUNTRY + ACCOUNTING SYSTEM + LEDGER INSTANCE* (E.g.
AUMDZA)
NZ Crossbank accounts
Westpac: NZWPAC
Bank of New Zealand: NZBKNZ
ANZ New Zealand foreign currency accounts: NZNZM
ANZ India accounts: INFIN
ANZ Philippines accounts: PHFIN
ANZ Hong Kong accounts: HKFIN
ANZ Taiwan accounts: TWFIN
ANZ Cambodia accounts: ANZBKHPP
ANZ Vietnam: VNANZP
For Other ANZ Accounts or Non-ANZ accounts please contact your
ANZ representative
*The ledger instance represents the ledger instance of the
accounting system of the account. It can be alpha-numeric or
blank.
Alphanumeric
Mandatory
12
2
Account number
Alphanumeric
Mandatory
24
3
Statement Number
Consecutive number starting with 1 and reset at the start of a new
year
Numeric
Mandatory
5
4
Statement Date
Date transactions were posted to the account. Format DD.MM.YY
(e.g. 01.06.15)
Alphanumeric
Mandatory
8
5
Not used by ANZ Transactive – Always NULL
Alpha
Optional
10
6
Note to Payee 1
Transaction Type.
Please refer to Appendix A for a list of transaction types
Alpha
Optional
27
7
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
27
8
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
4
9
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
3
10
Cheque Number\Note to Payee 2
Alphanumeric
Optional
16
11
Transaction Amount
Signed, decimal point present
Alphanumeric
Mandatory
18
12
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
5
13
Sequence Number
Always ‘0’
Numeric
Mandatory
1
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Field
Description
Alpha /
Numeric
Mandatory/
Optional
Max
Length
14
Booking date
Date of transaction. Format DD.MM.YY (e.g. 01.06.15)
This value will match the Statement Date value
Alphanumeric
Mandatory
8
15
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
15
16
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
15
17
Note to Payee 2
18 character reference
Alpha
Optional
27
18
Note to Payee 3
1st 27 characters of the Long Statement Narrative
Alpha
Optional
27
19
Note to Payee 4
2nd 27 characters of the Long Statement Narrative
Alpha
Optional
27
20
Note to Payee 5
3rd 27 characters of the Long Statement Narrative
Alpha
Optional
27
21
Note to Payee 6
4th 27 characters of the Long Statement Narrative
Alpha
Optional
27
22
Note to Payee 7
5th 27 characters of the Long Statement Narrative
Alpha
Optional
27
23
Note to Payee 8
6th 27 characters of the Long Statement Narrative
Alpha
Optional
27
24
Note to Payee 9
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
27
25
Note to Payee 10
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
27
26
Note to Payee 11
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
27
27
Note to Payee 12
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
27
28
Note to Payee 13
10 character Aux Dom.
Alpha
Optional
27
29
Note to Payee 14
Trace ID of the transaction
Alpha
Optional
27
30
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
27
31
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
27
32
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
12
33
Not used by ANZ Transactive – Global. Always NULL
Alpha
Optional
24
34
Contains Transaction codes for all accounts
See Appendix A for a list of transaction codes
Note: In some cases Transaction codes can be NULL.
Numeric
Optional
3
35
For legacy purposes this field will contain the Transaction codes for:
ANZ MIDANZ accounts
ANZ New Zealand foreign currency accounts
Other ANZ Accounts
Non-ANZ accounts
NULL for other account types
See Appendix A for a list of transaction codes
Alpha
Optional
3
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5.4 NZ Statement Files (New Zealand Domestic Accounts only)
ANZ Transactive – Global allows the export of information into another application such as a spreadsheet
or accounting software. The exported files are produced in one order only in CSV format. The files can
then be manipulated to sort the row of information into any order Microsoft Excel allows.
The extract is made up of two different files:
• Balance file, containing one or more balance records
• Transaction file. For each account, the Transaction File contains the following within each date:
o ‘3’ (Transaction Record) (one or more)
o ‘5’ (Opening Balance Record)
o ‘6’ (Closing Balance Record)
o ‘8’ (Total Debits/Credits Record)
• The Transaction file also contains:
o ‘9’ (Grand Total Debits/Credits Record)
o There are two of these records for each date, one for debit transactions and one for credit
transactions. These records are the total of all the accounts for the date.
NZ Statement Files are in standard comma delimited format. All fields are separated by commas and
alphanumeric fields are delimited by double quotes (“”). All records are separated by a carriage return /
line feed character.
If the file is manually generated:
• It will contain balance and transaction records based on the selection criteria.
• An empty file(s) containing no records will be created if no balances and transactions are available.
If the file is scheduled:
• It will contain balance and transaction records.
• An empty file(s) containing no records will be created if no balances and transactions are available.
5.4.1 NZ Statement File(s) – Balance File
There is one Balance Record for each account within each date.
Field
Description/Notes
Alpha /
Numeric
Mandatory/
Optional
Max
Length
Corporate
ID
CMS ID (Account Group identifier for Bank Use Only)
If account number begins with 06, populate with 666666
else, populate with 111111
Numeric
Mandatory
6
Account
Number
Identifies the account.
If account is 20 digits, export in format “BB-BBBB-
AAAAAAAAAA-SSSS” (with quotes).
Otherwise, export in format “BB-BBBB-AAAAAAA-SS”
(with quotes)
Alphanumeric
Mandatory
25
Opening
Balance
Opening Balance amount for the account
Preceded by sign (- for debit, blank for credit) + 9
numeric + Decimal Point + 2 Decimal Places
Numeric
Mandatory
13
Total Debit
Transactions
The total amount of all the debit transactions on the
account
Preceded by sign (- ) + 9 numeric + Decimal Point + 2
Decimal Places
Numeric
Optional
13
Total Credit
Transactions
The total amount of all the credit transactions on the
account
9 numeric + Decimal Point + 2 Decimal Places
Numeric
Optional
13
Closing
Balance
Closing Balance amount for the account
Preceded by sign (- for debit, blank for credit) + 9
numeric + Decimal Point + 2 Decimal Places
Numeric
Mandatory
13
Transaction
Date
Date transaction occurred
Format DD/MM/YYYY (with quotes)
Alphanumeric
Mandatory
10
Short Name
Client defined account name
Alphanumeric
Mandatory
20
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5.4.2 NZ Statement File(s) – Transaction File
One transaction record will be created for each transaction associated with each account, within each
date.
5.4.3 Transaction Record - Type 3
Field
Description/Notes
Alpha /
Numeric
Mandatory/
Optional
Max
Length
Record Type
Identifies the record type
Populate with 3
Numeric
Mandatory
1
Corporate ID
CMS ID (Account Group identifier for Bank Use Only)
If account number begins with 06, populate with
666666 else, populate with 111111
Numeric
Mandatory
6
Account Number
Identifies the account.
If account is 20 digits, export in format “BB-BBBB-
AAAAAAAAAA-SSSS” (with quotes).
Otherwise, export in format “BB-BBBB-AAAAAAA-SS”
(with quotes)
Alphanumeric
Mandatory
25
Transaction
Amount
Preceded by sign (- for debit, blank for credit) + 9
numeric + Decimal Point + 2 Decimal Places
Numeric
Mandatory
13
Serial Number
Serial Number
Numeric
Optional
12
Transaction Code
The Code given to the transaction as identification
e.g. 000 = debit
Numeric
Mandatory
3
Source Code
The Type of transaction
e.g. AP = Automatic Payment (with quotes)
Alphanumeric
Optional
2
Particulars
Statement Details (with quotes)
Alphanumeric
Optional
17
Analysis Code
Statement Details (with quotes)
Alphanumeric
Optional
12
Reference
Statement Details (with quotes)
Alphanumeric
Optional
12
Other Party Name
Name of the Other Party to the transaction (with
quotes)
Alphanumeric
Optional
20
Transaction Date
Date transaction occurred.
In format DD/MM/YYYY (with quotes)
Alphanumeric
Mandatory
10
Null
Empty Field
N/A
Mandatory
0
Null
Empty Field
N/A
Mandatory
0
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5.4.4 Opening Balance Record - Type 5
There is one opening balance record for each account within each date.
Field
Description/Notes
Alpha /
Numeric
Mandatory/
Optional
Max
Length
Record Type
Identifies the record type
Populate with 5
Numeric
Mandatory
1
Corporate ID
CMS ID (Account Group identifier for Bank Use Only)
If account number begins with 06, populate with
666666 else, populate with 111111
Numeric
Mandatory
6
Account
Number
Identifies the account.
If account is 20 digits, export in format “BB-BBBB-
AAAAAAAAAA-SSSS” (with quotes).
Otherwise, export in format “BB-BBBB-AAAAAAA-SS”
(with quotes)
Alphanumeric
Mandatory
25
Opening
Balance
Opening Balance amount for the account
Preceded by sign (- for debit, blank for credit) + 9
numeric + Decimal Point + 2 Decimal Places
Numeric
Mandatory
13
Null
Empty Field (with quotes)
N/A
Mandatory
0
Null
Empty Field (with quotes)
N/A
Mandatory
0
Particulars
Populate with “OPENING BALANCE” (with quotes)
Alphanumeric
Mandatory
17
Null
Empty Field (with quotes)
N/A
Mandatory
0
Null
Empty Field (with quotes)
N/A
Mandatory
0
Short Name
Client defined account name
Alphanumeric
Mandatory
20
Transaction
Date
Date transaction occurred.
Format DD/MM/YYYY (with quotes)
Alphanumeric
Mandatory
10
Null
Empty Field
N/A
Mandatory
0
Null
Empty Field
N/A
Mandatory
0
Null
Empty Field
N/A
Mandatory
0
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5.4.5 Closing Balance Record - Type 6
There is one closing balance record for each account within each date.
Field
Description/Notes
Alpha /
Numeric
Mandatory/
Optional
Max
Length
Record Type
Identifies the record type
Populate with 6
Numeric
Mandatory
1
Corporate ID
CMS ID (Account Group identifier for Bank Use Only)
If account number begins with 06, populate with 666666
else, populate with 111111
Numeric
Mandatory
6
Account
Number
Identifies the account.
If account is 20 digits, export in format “BB-BBBB-
AAAAAAAAAA-SSSS” (with quotes).
Otherwise, export in format “BB-BBBB-AAAAAAA-SS” (with
quotes)
Alphanumeric
Mandatory
25
Closing
Balance
Closing Balance amount for the account
Preceded by sign (- for debit, blank for credit) + 9 numeric
+ Decimal Point + 2 Decimal Places
Numeric
Mandatory
13
Null
Empty Field (with quotes)
N/A
Mandatory
0
Null
Empty Field (with quotes)
N/A
Mandatory
0
Particulars
Statement Details
Populate with “CLOSING BALANCE” (with quotes)
Alphanumeric
Mandatory
17
Null
Empty Field (with quotes)
N/A
Mandatory
0
Null
Empty Field (with quotes)
N/A
Mandatory
0
Short Name
The client account name
Alphanumeric
Mandatory
20
Transaction
Date
Date transaction occurred.
In format DD/MM/YYYY (with quotes)
Alphanumeric
Mandatory
10
Null
Empty Field
N/A
Mandatory
0
Null
Empty Field
N/A
Mandatory
0
Null
Empty Field
N/A
Mandatory
0
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5.4.6 Total Debits/Credits Record - Type 8
There are two of these records for each account within each date, one for debit and one for credit
transactions.
Field
Description/Notes
Alpha /
Numeric
Mandatory/
Optional
Max
Length
Record Type
Identifies the record type
Populate with 8
Numeric
Mandatory
1
Corporate ID
CMS ID (Account Group identifier for Bank Use Only)
If account number begins with 06, populate with 666666
else, populate with 111111
Numeric
Mandatory
6
Account
Number
Identifies the account.
If account is 20 digits, export in format “BB-BBBB-
AAAAAAAAAA-SSSS” (with quotes).
Otherwise, export in format “BB-BBBB-AAAAAAA-SS”
(with quotes)
Alphanumeric
Mandatory
25
Total Amount of
Transactions for
the account
The total amount of transactions on the account.
Preceded by sign (- for debit, blank for credit) + 9
numeric + Decimal Point + 2 Decimal Places
Numeric
Mandatory
13
Number of
transactions
The total number of (Cr and Dr) transactions for the
account and date.
Numeric
Mandatory
6
Transaction
Code
The Code given to the transaction as identification.
Populate with 000 for Debits and 050 for Credits. This
field should correspond to the field below.
Numeric
Mandatory
3
Particulars
Populate with either “DEBITS” or “CREDITS” (with
quotes).
This field should correspond to the field above.
Alphanumeric
Mandatory
17
Null
Empty Field (with quotes)
N/A
Mandatory
0
Null
Empty Field (with quotes)
N/A
Mandatory
0
Null
Empty Field (with quotes)
N/A
Mandatory
0
Transaction
Date
Date transaction occurred.
In format DD/MM/YYYY (with quotes)
Alphanumeric
Mandatory
10
Null
Empty Field
N/A
Mandatory
0
Null
Empty Field
N/A
Mandatory
0
Null
Empty Field
N/A
Mandatory
0
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5.4.7 Grand Total Debits/Credits Record - Type 9
There are two of these records for each date, one for debit transactions and one for credit transactions.
These records are the total of all the accounts for the date.
Field
Description/Notes
Alpha /
Numeric
Mandatory/
Optional
Max
Length
Record Type
Identifies the record type
Populate with 9
Numeric
Mandatory
1
Corporate ID
CMS ID (Account Group identifier for Bank Use Only)
Populate with 999999
Numeric
Mandatory
6
Account Number
In format BB-BBBB-AAAAAAA-SS
Populate with “99-9999-9999999-99” (with quotes)
Alphanumeric
Mandatory
25
Total Amount of
Transactions for All
Accounts for the
date
The total amount of transactions on all the accounts.
Preceded by sign (- for debit, blank for credit) + 9
numeric + Decimal Point + 2 Decimal Places
Numeric
Mandatory
13
Number of
transactions
Total number of (Cr or Dr) transactions for all
accounts for the date.
Numeric
Mandatory
6
Transaction Code
The Code given to the transaction as identification.
Populate with 000 for Debits and 050 for Credits. This
field should correspond to the field below.
Numeric
Mandatory
3
Particulars
Statement Details
Populate with either “DEBITS” or “CREDITS” (with
quotes). This field should correspond to the field
above.
Alphanumeric
Mandatory
17
Null
Empty Field (with quotes)
N/A
Mandatory
0
Null
Empty Field (with quotes)
N/A
Mandatory
0
Null
Empty Field (with quotes)
N/A
Mandatory
0
Transaction Date
Date transactions occurred.
In format DD/MM/YYYY (with quotes)
Alphanumeric
Mandatory
10
Null
Empty Field
N/A
Mandatory
0
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5.5 MT940
An MT940 file statement provides the daily balances and detail transaction activity on an account/s.
MT940 files will be available in a .txt format.
5.5.1 Block 1 (Basic Header)
Block 1 starts with "{1:<CRLF>" and ends with "-}"
Field
Description/Notes
Alpha /
Numeric
Mandatory/
Optional
Max
Length
Block Identifier
Block Identifier
Always 1
Alphanumeric
Mandatory
1
Application Identifier
Application Identifier
Default to F
Alphanumeric
Mandatory
1
Service Identifier
Service Identifier
Default to 01
Numeric
Mandatory
2
Receiver Bank SWIFT
Code
Receiver Bank’s SWIFT Code.
Account's swift code with 'A' in position 9 to make
the 11 char swift code to 12 chars
Alphanumeric
Mandatory
12
Session Number
Session Number of MT940 generator
Default to 0000
Numeric
Mandatory
4
Sequence Number
Sequence Number for this message
Default to 000000
Numeric
Mandatory
6
5.5.2 Block 2 (Application Header)
Block 2 starts with "{2:<CRLF>" and ends with "-}"
Field
Description/Notes
Alpha /
Numeric
Mandatory/
Optional
Max
Length
Block Identifier
Block Identifier
Always 2
Alphanumeric
Mandatory
1
Input/Output
Identifier
Input/Output Identifier
Default to O
Alphanumeric
Mandatory
1
Message Type
Type of message
Default to 940
Numeric
Mandatory
3
Message
Generation Time
Date for which Message was Generated (system time)
Time (HH24MI)
Mandatory
4
Message
Generation Date
GMT Time for which Message was Generated (system
date)
Date
(YYMMDD)
Mandatory
6
Sender Bank
SWIFT Code
Sender Bank’s SWIFT Code
Account's swift code with 'A' in position 9 to make the
11 char swift code to 12 chars
For Example:
ANZBSGSXXX =
ANZBSGSXAXXX
Alphanumeric
Mandatory
12
Session Number
and ISN
Session Number and ISN
Default to 0000000000
Numeric
Mandatory
10
Output Date
Date for which Message was Delivered to Receiver
(system date)
Date
(YYMMDD)
Mandatory
6
Output Time
GMT Time on which Message was Delivered to Receiver
(system time)
Time (HH24MI)
Mandatory
4
Message Priority
Priority of message (Default to N)
S = System
U = Urgent
N = Normal
Alphanumeric
Mandatory
1
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5.5.3 Block 4 (Message Body)
Block 4 starts with "{4:<CRLF>" and ends with "-}"
Each tag line in the message body will end with a <CRLF>
Field
Description/Notes
Field Format
Mandatory/
Optional
:20
Transaction Reference Number
Unique number for each message generated by the system.
System date (8)+8 random chars
16x
Mandatory
:21
Related Reference
This tag will not be generated
16x
Optional
:25
Account Identification
This field identifies the account for which the statement is sent.
35x
Mandatory
:28C
Statement Number/Sequence Number
Statement Number will be the number of the day of the year.
Statement Number will be reset to 1 on the first of each year.
Sequence Number will be always 00001 will not generate a multi-
page statement.
e.g.: Statement Number/Sequence Number for a statement
generated on Jun1,2015 would be 00041/00001
5n[/5n]
Mandatory
:60F
Opening Book Balance
This field specifies, for the (intermediate) opening balance, whether
it is a debit or credit balance, the date, the currency and the amount
of the balance.
1!a - D/C mark based on the balance is debit or credit
6!n - Balance Date YYMMDD
3!a - 3 character Account Currency code
15d - Opening book balance amount of the account for the above
date. Max 15 digits including the decimal separator ','
No of digits following the comma must not exceed that allowed for
the currency. At least one digit before the comma.
eg:60F:C150122USD395212311,71
1!a6!n3!a15d
Mandatory
:61
Statement Line
This field contains the transactions details
Repeats for each transaction
6!n - Value Date - value date of the transaction in YYMMDD format
4!n - Entry Date - book date of the transaction in MMDD format
2a - Debit/Credit Mark - Could be:
D – Debit
C – Credit
1!a - Funds Code, Optional field and will not be generated
15d -Amount - transaction amount max 15 including decimal
separator ',' No of digits following the comma must not exceed that
allowed for the currency. At least one digit before the comma.
1!a - Transaction Type
S : For entries related to SWIFT transfer instructions and subsequent
charge messages.
N : For entries related to payment and transfer instructions, including
related charges messages, not sent through SWIFT or where an
alpha description is preferred.
F : For entries being first advised by the statement (items originated
by the account servicing institution).
3!c – Swift Transaction Code, default to MSC if not available
If report was created with SWIFT Code option selected see Appendix
A for a list of Swift Transaction Codes.
If the BAI Code option was selected refer to Appendix A.
16x - Reference for the Account Owner - This will be the customer
reference for this transaction. If not available then default to NONREF
//16x - Reference of the Account Servicing Institution - This is the
bank reference for this transaction. Will have trailing spaces if less
than 16 chars
34x - Supplementary Details - This will have the transaction short
description
6!n[4!n]2a[1!a]15
d1!a3!c16x[//16x]
[34x]
Optional
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Field
Description/Notes
Field Format
Mandatory/
Optional
:86
Information to Account Owner
Transaction Narrative and any additional information or enhanced
narration for this transaction if available.
65 characters per line.
Max 6 lines.
/ to separate Narration and Additional Info
6*65x
Optional
:62F
Closing Book Balance
This field specifies, for the (intermediate) closing balance, whether it
is a debit or credit balance, the date, the currency and the amount of
the balance.
1!a - D/C mark based on the balance is debit or credit
6!n - Balance Date YYMMDD
3!a - 3 character Account Currency code
15d - Closing book balance amount of the account for the above
date. Max 15 digits including the decimal separator ','
The number of digits following the comma must not exceed that
allowed for the currency. At least one digit before the comma.
eg:62F:C150122USD395212311,71
1!a6!n3!a15d
Mandatory
:64
Closing Available Balance
This field indicates the funds which are available.
1!a - D/C mark based on the balance is debit or credit
6!n - Balance Date YYMMDD
3!a - 3 character Account Currency code
15d - Closing available balance amount of the account for the above
date. Max 15 digits including the decimal separator ','
The number of digits following the comma must not exceed that
allowed for the currency. At least one digit before the comma.
eg:64:C130122USD395212311,71
1!a6!n3!a15d
Optional
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5.6 Returned Items Payments
5.6.1 Header Record – Returned Direct Debits and Credits
Field
Description
Description/Notes
Alpha / Numeric
Mandatory/
Optional
Size
Position
Identifier
Header
Always ‘1’
Numeric
Mandatory
1
1
Description
Description of items
Always ‘Returned Items’
Left-justified, blank-filled
Alpha
Mandatory
30
2–31
Item Type
Always ‘Direct Entry’
Alpha
Mandatory
12
32–43
Version
Version No. of file format
Always ‘0001’
Right-justified, zero-filled.
Numeric
‘0001’
Right-justified, zero-filled
Mandatory
4
44–47
Date
Date returned item(s) processed
DD-MM-YYYY format. (e.g.01-06-2015)
Alphanumeric
Mandatory
10
48–57
Reserved
Blank Filled
Alpha
Mandatory
257
58–314
5.6.2 Detail Record – Returned Direct Debits and Credits
Field Description
Description/Notes
Alpha / Numeric
Mandatory/
Optional
Size
Position
Identifier
Item Type identifier
‘2’ = Returned Credit
‘3’ = Returned Debit
Numeric
Mandatory
1
1
Return Date
Date item was returned by Account
Holder’s Financial Institution
DD-MM-YYYY format. (01-06-2015)
Numeric
Mandatory
10
2–11
Account Name
Client defined account name
Alphanumeric
Mandatory
16
12–27
BSB Number
Bank/State/Branch No. of account to
which Returned Items are directed
Numeric
Mandatory
6
28–33
Account Number
Account No. of account to which
Returned Items are directed
Right-justified, blank-filled
Alphanumeric
Mandatory
21
34–54
Reserved
Blank-filled
Alpha
Mandatory
14
55–68
Lodgement Date
Date the item was initially submitted
DD-MM-YYYY format. (01-06-2015)
Numeric
Optional
10
69–78
Lodgement Reference
Lodgement Reference data as initially
submitted
Right-justified, blank-filled
Alphanumeric
Mandatory
18
79–96
Remitter
Name of Remitter data as initially
submitted
Left-justified, blank-filled
Alphanumeric
Mandatory
16
97–112
Target Account Name
Account Name as initially submitted
Left-justified, blank-filled
Alphanumeric
Mandatory
32
113–144
Target Account BSB
BSB of returned transaction as
initially submitted
Numeric
Mandatory
6
145–150
Target Account
Number
Account Number of returned
transaction as initially submitted
Right-justified, blank-filled
Alphanumeric
Mandatory
21
151–171
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Field Description
Description/Notes
Alpha / Numeric
Mandatory/
Optional
Size
Position
Amount
Amount of item with decimal point
Right-justified, zero-filled
Numeric, unsigned
Mandatory
14
172–185
Return Reason Text
Reason for the returned item
Alphanumeric
Mandatory
60
186–245
Return Reason Code
Code to identify the reason for the
return
Refer to ‘Return Reason Codes –
Returned Direct Debits/Credits
section for full list of return reason
codes
Alphanumeric
Mandatory
3
246–248
User Identification
Number
User Identification Number under
which returned item was lodged
Right-justified, zero-filled
Numeric
Mandatory
6
249–254
Reserved
Blank filled
Alpha
Mandatory
6
255–260
Reserved
Blank filled
Alpha
Mandatory
21
261–281
Transaction Identifier
System Identification No. allocated to
returned item
Zero-filled
Alphanumeric
Mandatory
12
282–293
Reserved
Blank-space filled
Alpha
Mandatory
21
294–314
5.6.3 Trailer Record – Returned Direct Credits and Debits
Field
Description
Description/Notes
Alpha /
Numeric
Mandatory/
Optional
Size
Position
Identifier
Totals
Always ‘9’
Numeric
Mandatory
1
1
Item count
Sum of Detail Records
Right-justified, zero-filled
Numeric
Mandatory
9
2–10
Value Total
Sum of value of Detail Records with decimal point
Right-justified, zero-filled
Numeric
Mandatory
16
11–26
Reserved
Blank-space filled
Alpha
Mandatory
288
27–314
5.6.4 Return Reason Codes – Returned Direct Debits/Credits
Each returned Direct Debit and Direct Credit will contain a 3-digit code identifying the reason for the
return. Codes and their related narrative are as follows:
Return Code
Return Reason
001
Invalid BSB Number
002
Payment Stopped
003
Account Closed
004
Customer Deceased
005
No account or incorrect account number
006
Refer to customer
008
Invalid User ID Number
009
Technically invalid
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5.7 Returned Items Cheques
5.7.1 Header Record – Returned Cheques
Field
Description
Description/Notes
Alpha / Numeric
Mandatory/
Optional
Size
Position
Identifier
Header
Always ‘1’
Numeric
Mandatory
1
1
Description
Description of items
Always ‘Returned Items’
Alpha
Left-justified, blank-
filled
Optional
30
2–31
Item Type
Always ‘CHEQUE’
Left-justified, blank-filled
Alpha
Optional
12
32–43
Version
Version no. of file format
Always ‘0001’
Right-justified, zero-filled
Numeric
Mandatory
4
44–47
Date
Date returned item processed
DD-MM-YYYY format. (e.g. 01-06-2015)
Numeric
Mandatory
10
48–57
Reserved
Blank-space filled
Alpha
Mandatory
257
58–314
5.7.2 Details Record – Returned Cheques
Field Description
Description/Notes
Alpha / Numeric
Mandatory/
Optional
Size
Position
Identifier
Item Type identifier
Always ‘4’ (Cheque)
Numeric
Mandatory
1
1
Return Date
Date item was returned by Drawer’s
financial institution
DD-MM-YYYY format. (e.g. 01-06-2015)
Numeric
Mandatory
10
2–11
Deposit Account
Short Name
Name of account to which returned
cheques were deposited.
Left-justified, blank-filled
Alphanumeric
Mandatory
16
12–27
Deposit BSB
Number
BSB number of account to which
returned cheques were deposited
Numeric
Mandatory
6
28–33
Deposit Account
Number
Account number of account to which
returned cheques were deposited
Right-justified, blank-filled
Alphanumeric
Mandatory
21
34–54
Deposit Amount
Total amount of deposit with decimal
point
Right-justified, zero-filled
Numeric, unsigned
Decimal point
Right-justified, zero-
filled
Mandatory
14
55–68
Deposit Serial No.
Agent number specified on deposit [if
present]
Right-justified, blank-filled
Numeric
Optional
13
69–81
Deposit Date
Date the item was initially deposited
Numeric
DD-MM-YYYY format.
Hyphens are a fixed
component
Mandatory
10
82–91
Cheque number
Cheque serial no
Numeric
Right-justified, zero-
filled
Mandatory
9
92–100
Reserved
Blank filled
Alpha
Mandatory
11
101–111
Drawer Account
name
Account name linked to returning
cheque
Left-justified, blank-filled
Alphanumeric
Mandatory
60
112–171
Drawer Account
BSB
BSB of returned cheque
Numeric
Mandatory
6
172–177
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Field Description
Description/Notes
Alpha / Numeric
Mandatory/
Optional
Size
Position
Drawer Account
number
Account number of the returned cheque
Right-justified, blank-filled
Alphanumeric
Mandatory
21
178–198
Amount
Amount of cheque with decimal point
Right-justified, zero-filled, unsigned
Numeric
Mandatory
14
199–212
Return Reason Text
Reason for the returned item
Left-justified, blank-filled
Alphanumeric
Mandatory
60
213–272
Return Reason Code
Code to identify the reason for the
return
Refer to ‘Return Reason Codes –
Returned Cheques section for full list of
return reason codes
Alphanumeric
Mandatory
3
273–275
Reversal Account
BSB
BSB of account to which the returned
cheque value was posted
Numeric
Mandatory
6
276–281
Reversal Account
Number
Account no. of account to which
returned cheque value was posted
Right-justified, blank-filled
Alphanumeric
Mandatory
21
282–302
Transaction ID
Number
System identification number allocated
to the returned cheque
Right-justified, blank-filled
Alphanumeric
Mandatory
12
303–314
5.7.3 Trailer Record – Returned Cheques
Field
Description
Description/Notes
Alpha /
Numeric
Mandatory/
Optional
Size
Position
Identifier
Always ‘9’
Numeric
Mandatory
1
1
Item count
Sum of Detail Records
Right-justified, zero-filled
Numeric
Mandatory
9
2–10
Value Total
Sum of value of Detail Records with decimal point
Right-justified, zero-filled
Numeric
Mandatory
16
11–26
Reserved
Blank-space filled
Alpha
Mandatory
288
27–314
5.7.4 Return Reason Codes – Returned Cheques
Each Returned Cheque will contain a three digit code identifying the reason for the return. Codes and
their related narrative are as follows:
Return Code
Return Reason
914
Account Closed
915
Account transferred
916
Alteration requires Drawer’s initials
917
Alteration requires Drawer’s signature
918
Another signature mandatory
919
Arrangements incomplete
920
Drawer deceased
923
Drawer’s signature mandatory
924
Effects not clear
926
Item not yet to hand
927
Mutilated
928
Not signed in accordance with authority held
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Return Code
Return Reason
929
Payment stopped
930
Payment stopped—awaiting confirmation
931
Post-dated
932
Refer to Drawer [Insufficient funds]
933
Refer to Drawer [Legal requirement]
936
Signature unknown
937
Signature unlike specimen held
938
Stale [over 15 months old]
939
Turned-back item [Failure to settle]
940
Duplicate Item
941
Un-processable Item
942
No Account
943
Not Authorised
944
Drawers confirmation mandatory, please represent
951
Forged or counterfeit instrument
952
Instrument materially altered
953
Instrument lost or stolen
954
Court order restraining payment
955
Failure of consideration for the issue of a bank cheque
957
AUD instrument not payable in Australia
958
Photocopied Item
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5.8 CSV
The CSV format can be used to generate a number of reports in ANZ Transactive – Global:
• Account Summary
• Account Statement
• Balance Summary
• Net Position View
• Returned Items Cheque
• Returned Items Payments
• Transaction Detail Report
5.8.1 Account Summary CSV Report
Field
Description/Notes
Alpha / Numeric
Account Number
Identifies the account
Alphanumeric
Account Name
Client defined Account Name
Alphanumeric
Date
Balance Date
Format:
DD-MMM-YY
Example:
01-Jan-15
Alphanumeric
Account Currency
Currency of the account
Alpha
Available Balance
The balance available within the current day (without overdraft limit)
Alphanumeric
Ledger Balance
The balance of the account for the requested day including cleared and
uncleared funds
Alphanumeric
Overdraft Limit
Overdraft limit for the account
Alphanumeric
Debits
Total Debits for the Account
Alphanumeric
Credits
Total Credits for the Account
Alphanumeric
Company
Company name to which the account belongs
Alphanumeric
Bank Name
Bank where the account is domiciled
Alphanumeric
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5.8.2 Account Statement CSV Report
Field
Description/Notes
Alpha / Numeric
Statement Number
Statement number – consecutive number starting with 1 and reset at
the start of a new year
Alphanumeric
Account Number
Identifies the account
Alphanumeric
Account Name
Client defined Account Name
Alphanumeric
Account Currency
Currency of the account
Alpha
Opening Available
Balance
Opening Available Balance without Overdraft Limit
Alphanumeric
Opening Ledger Balance
Opening Ledger Balance for the account including cleared and
uncleared funds
Alphanumeric
Closing Available
Balance
The closing balance of the account for the requested date without
overdraft limit
Alphanumeric
Closing Ledger Balance
The balance of the account for the requested day including cleared
and uncleared funds
Alphanumeric
Value Date
When different to the Post Date, is an adjustment to the date upon
which interest calculations are made
Format:
DD-MMM-YY
Example:
01-Jan-15
Alphanumeric
Post Date
The date upon which the transaction is reported to the account
Format:
DD-MMM-YY
Example:
01-Jan-15
Alphanumeric
Tran Type
Transaction type. Example: Deposit, Cheque.
See Appendix A for a list of Transaction Types
Alphanumeric
Bank Reference
Bank Reference of the Transaction
Alphanumeric
Narrative
Transaction Narrative
Alphanumeric
Debits
Debit amount
Alphanumeric
Credits
Credit amount
Alphanumeric
The following fields are available if Generate with additional information is selected when creating the report.
Customer Reference
For NPP* transactions, this will contain the End-to-End ID (if
populated) and will be up to 35 characters.
If no data is available this will be set to literal “”.
Alphanumeric
Additional Remittance
Information
For NPP* transactions, this will contain the additional message
entered by the payer (if populated) and will be up to 280 characters.
If no data is available this will be set to literal “”
Alphanumeric
Additional Information 1
For NPP* transactions, this will contain the PayID the payment was
Paid to (if the payment was addressed to a PayID) and will be up to
256 characters.
If no data is available this will be set to literal “”
Alphanumeric
Additional Information 2
Reserved for future use.
If no data is available this will be set to literal “”
Alphanumeric
Additional Information 3
Reserved for future use.
If no data is available this will be set to literal “”
Alphanumeric
Additional Information 4
Reserved for future use.
If no data is available this will be set to literal “”
Alphanumeric
* NPP, or New Payments Platform is also known as Osko® or SCT (Single Credit Transfer) payments. An
SCT payment is the basic NPP transaction type.
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5.8.3 Balance Summary CSV Report
Field
Description/Notes
Alpha /
Numeric
Account Number
Identifies the account
Alphanumeric
Account Name
Client defined Account Name
Alphanumeric
Account Currency
Currency of the account
Alpha
Date
Report Date Format:
DD-MMM-YY
Example:
01-Jan-15
Alphanumeric
Available Balance
The balance available within the requested/selected date without overdraft
limit
Alphanumeric
Ledger Balance
The balance of the account for the current day including cleared and
uncleared funds
Alphanumeric
Overdraft Limit
Overdraft limit for the account
Alphanumeric
Debits
Total debit transactions
Alphanumeric
Credits
Total credit transactions
Alphanumeric
Number of Debits
Number of Debit transactions
Alphanumeric
Number of Credits
Number of Credit transactions
Alphanumeric
Debit Interest Rate
Debit account interest rate
Alphanumeric
Credit Interest Rate
Credit account interest rate
Alphanumeric
5.8.4 Net Position View
Field
Description/Notes
Alpha /
Numeric
Type
Operating Account
Alphanumeric
Account Currency
Currency of the account
Alphanumeric
Number of Accounts
Number of accounts
Example: If there are 10 Operating Accounts that the user has access to but
only 8 have a balance available, this would display as 8 (10).
Alphanumeric
Current Balance
Balance includes all transactions processed to the account (including cleared
and uncleared fund)
Alphanumeric
Exchange Rate
The indicative rate used to consolidate account balances into the preferred
currency
Alphanumeric
Equivalent Balance
The converted total amount based on the selected reference currency
Alphanumeric
Date
Format:
DD-MMM-YY
Example:
01-Jun-15
Alphanumeric
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5.8.5 Returned Items Cheques
Field
Description/Notes
Alpha / Numeric
Account Name
Client defined Account name
Alphanumeric
Account Number
Account Number (including BSB) of account to which returned
cheques were deposited
Alphanumeric
Currency
Currency Code of the account
Alphanumeric
Account Type
Displayed as Current
Alphanumeric
Deposit Date
Date Initial deposit was lodged
Format:
DD/MM/YYYY
Example:
01/06/2015
Alphanumeric
Deposit Reference
Deposit reference
Alphanumeric
Deposit Amount
Total amount of deposit with decimal point
Numeric
Drawer’s Name
Account Name linked to returning cheque
Alphanumeric
Drawer’s Account
Number
Account Number of the returned cheque
Numeric
Cheque Number
Serial no
Numeric
Return Amount
Amount of returned item with decimal point
Numeric
Return Reason
Reason for the returned item
Alphanumeric
Return Date
Date item was returned by Drawer’s financial institution
Format:
DD/MM/YYYY
Example:
01/06/2015
Alphanumeric
5.8.6 Returned Items Payments
Field
Description/Notes
Alpha / Numeric
Account Name
Client defined Account name
Alphanumeric
Account Number
Account Number (including BSB) of account to which Returned Items
was directed
Alphanumeric
Currency
Currency Code of the account
Alpha
Account Type
Displayed as Current
Alphanumeric
Lodgement Reference
Lodgement Reference as initially submitted
Alphanumeric
Lodgement Date
Date the item was initially submitted. Format:
DD/MM/YYYY
Example:
01/06/2015
Alphanumeric
Target Account Name
Account Name as initially submitted
Alphanumeric
Target Account
Number
Account Number (including BSB) of returned transaction as initially
submitted
Alphanumeric
Amount
Returned amount of item with decimal point
Alphanumeric
Return Reason
Reason for the returned item
Alphanumeric
Remitter
Name of Remitter as initially submitted
Alphanumeric
Return Date
Date item was returned by Drawer’s financial institution
Alphanumeric
User ID
User Identification Number under which returned item was lodged
Numeric
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5.8.7 Transaction Details
Field
Description/Notes
Alpha / Numeric
Company Name
Company name to which the account belongs
Alphanumeric
Account Number
Identifies the Account (including BSB)
Alphanumeric
Account Name
Client defined Account Name
Alphanumeric
Account Currency
Currency of the account
Alphanumeric
Bank Name
Bank where the account is domiciled
Alphanumeric
Country
Country in which the account is domiciled
Alphanumeric
Account Type
Displayed as Current
Alphanumeric
Transaction Date
Date transaction occurred
Format:
DD-MMM-YY
Example:
01-Jan-15
Alphanumeric
Transaction Type
Type of Transaction. Example, Payment, AGT, Transfer
See Appendix A for a list of Transaction Types
Alphanumeric
Bank Reference
Bank reference of the transaction.
Alphanumeric
Amount
Transaction Amount
Alphanumeric
Transaction Indicator
Displays as Cr or Dr
Alphanumeric
Value Date
When different to the Post Date, is an adjustment to the date upon
which interest calculations are made.
Format:
DD-MMM-YY
Example:
01-Jan-15
Alphanumeric
Tran Code
Transaction code applicable to the transaction
Alphanumeric
BAI Code
BAI code applicable to the transaction
Alphanumeric
Narrative
Transaction narrative
Alphanumeric
Traceline
Transaction Traceline
Alphanumeric
Auxdom
Transaction Auxdom
Alphanumeric
5.9 ANZ Transactive – Global grid screen exports
Grid screen data can be exported to a CSV file format using the Export button on the control bar.
• All exported fields are alphanumeric
• A user can choose what information to export by re-ordering and/or removing columns in the grid
• Details of specific fields are available in the ANZ Transactive – Global Accounts User Guide under the
relevant section
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6 APPENDICES
6.1 APPENDIX A – BAI/TRANSACTION CODES
The following tables provide a sample of transaction identifying codes within BAI, CSV, SAP/Multicash and
MT940 formats.
6.1.1 BAI Status and Summary Level Items
BAI Code
BAI Type
BAI Level
Description
10
NA
STATUS
OPENING LEDGER
11
NA
STATUS
AVERAGE OPENING LEDGER MTD
12
NA
STATUS
AVERAGE OPENING LEDGER YTD
15
NA
STATUS
CLOSING LEDGER
20
NA
STATUS
AVERAGE CLOSING LEDGER MTD
21
NA
STATUS
AVERAGE CLOSING LEDGER - PREVIOUS MONTH
22
NA
STATUS
AGGREGATE BALANCE ADJUSTMENTS
24
NA
STATUS
AVERAGE CLOSING LEDGER YTD - PREVIOUS MONTH
25
NA
STATUS
AVERAGE CLOSING LEDGER YTD
30
NA
STATUS
CURRENT LEDGER
37
NA
STATUS
ACH NET POSITION
39
NA
STATUS
OPENING AVAILABLE + TOTAL SAME-DAY ACH DTC DEPOSIT
40
NA
STATUS
OPENING AVAILABLE
41
NA
STATUS
AVERAGE OPENING AVAILABLE MTD
42
NA
STATUS
AVERAGE OPENING AVAILABLE YTD
43
NA
STATUS
AVERAGE AVAILABLE - PREVIOUS MONTH
44
NA
STATUS
DISBURSING OPENING AVAILABLE BALANCE
45
NA
STATUS
CLOSING AVAILABLE
50
NA
STATUS
AVERAGE CLOSING AVAILABLE MTD
51
NA
STATUS
AVERAGE CLOSING AVAILABLE - LAST MONTH
54
NA
STATUS
AVERAGE CLOSING AVAILABLE YTD - LAST MONTH
55
NA
STATUS
AVERAGE CLOSING AVAILABLE YTD
56
NA
STATUS
LOAN BALANCE
57
NA
STATUS
TOTAL INVESTMENT POSITION
59
NA
STATUS
CURRENT AVAILABLE (CRS SUPPRESSED)
60
NA
STATUS
CURRENT AVAILABLE
61
NA
STATUS
AVERAGE CURRENT AVAILABLE MTD
62
NA
STATUS
AVERAGE CURRENT AVAILABLE YTD
63
NA
STATUS
TOTAL FLOAT
65
NA
STATUS
TARGET BALANCE
66
NA
STATUS
ADJUSTED BALANCE
67
NA
STATUS
ADJUSTED BALANCE MTD
68
NA
STATUS
ADJUSTED BALANCE YTD
70
NA
STATUS
0-DAY FLOAT
72
NA
STATUS
1-DAY FLOAT
73
NA
STATUS
FLOAT ADJUSTMENT
74
NA
STATUS
2 OR MORE DAYS FLOAT
75
NA
STATUS
3 OR MORE DAYS FLOAT
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BAI Code
BAI Type
BAI Level
Description
76
NA
STATUS
ADJUSTMENT TO BALANCE
77
NA
STATUS
AVERAGE ADJUSTMENT TO BALANCE MTD
78
NA
STATUS
AVERAGE ADJUSTMENT TO BALANCE YTD
79
NA
STATUS
4-DAY FLOAT
80
NA
STATUS
5-DAY FLOAT
81
NA
STATUS
6-DAY FLOAT
82
NA
STATUS
AVERAGE 1-DAY FLOAT MTD
83
NA
STATUS
AVERAGE 1-DAY FLOAT YTD
84
NA
STATUS
AVERAGE 2-DAY FLOAT MTD
85
NA
STATUS
AVERAGE 2-DAY FLOAT YTD
86
NA
STATUS
TRANSFER CALCULATION
87
NA
STATUS
TARGET BALANCE DEFICIENCY
88
NA
STATUS
TOTAL FUNDING REQUIREMENT
101
CR
STATUS
TOTAL CREDIT AMOUNT MTD
701
NA
STATUS
PRINCIPAL LOAN BALANCE
703
NA
STATUS
AVAILABLE COMMITMENT AMOUNT
705
NA
STATUS
PAYMENT AMOUNT DUE
707
NA
STATUS
PRINCIPAL AMOUNT PAST DUE
709
NA
STATUS
INTEREST AMOUNT PAST DUE
900
NA
STATUS
ACCRUED (UNPOSTED) CREDIT INTEREST
901
NA
STATUS
ACCRUED (UNPOSTED) DEBIT INTEREST
902
NA
STATUS
OVERDRAFT LIMIT
904
NA
STATUS
CREDIT INTEREST RATE
905
NA
STATUS
DEBIT INTEREST RATE
906
NA
STATUS
DOMESTIC EQUIVALENT
907
NA
STATUS
RESTRAINED (AMOUNT HOLD)
100
CR
SUMMARY
TOTAL NUMBER OF CREDIT TRANSACTIONS
105
CR
SUMMARY
CREDITS NOT DETAILED
106
CR
SUMMARY
DEPOSITS SUBJECT TO FLOAT
107
CR
SUMMARY
TOTAL ADJUSTMENT CREDITS YTD
109
CR
SUMMARY
CURRENT DAY TOTAL LOCKBOX DEPOSITS
110
CR
SUMMARY
TOTAL LOCKBOX DEPOSITS
120
CR
SUMMARY
EDI TRANSACTION CREDITS
130
CR
SUMMARY
TOTAL CONCENTRATION CREDITS
131
CR
SUMMARY
TOTAL DTC CREDITS
140
CR
SUMMARY
TOTAL ACH CREDITS
146
CR
SUMMARY
TOTAL BANK CARD DEPOSIT
150
CR
SUMMARY
TOTAL PREAUTHORISED PAYMENT CREDITS
160
CR
SUMMARY
TOTAL ACH DISBURSING FUNDING CREDIT
162
CR
SUMMARY
CORPORATE TRADE PAYMENT SETTLEMENT
163
CR
SUMMARY
CORPORATE TRADE PAYMENT CREDITS
167
CR
SUMMARY
ACH SETTLEMENT CREDITS
170
CR
SUMMARY
TOTAL OTHER CHEQUE DEPOSITS
178
CR
SUMMARY
LIST POST CREDITS
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BAI Code
BAI Type
BAI Level
Description
180
CR
SUMMARY
TOTAL LOAN PROCEEDS
182
CR
SUMMARY
TOTAL BANK- PREPARED DEPOSITS
185
CR
SUMMARY
TOTAL MISCELLANEOUS DEPOSITS
186
CR
SUMMARY
TOTAL CASH LETTER CREDITS
188
CR
SUMMARY
TOTAL CASH LETTER ADJUSTMENTS
190
CR
SUMMARY
TOTAL INCOMING MONEY TRANSFERS
200
CR
SUMMARY
TOTAL AUTOMATIC TRANSFER CREDITS
205
CR
SUMMARY
TOTAL BOOK TRANFER CREDITS
207
CR
SUMMARY
TOTAL INTERNATIONAL MONEY TRANSFER CREDITS
210
CR
SUMMARY
TOTAL INTERNATIONAL CREDITS
215
CR
SUMMARY
TOTAL LETTERS OF CREDIT
230
CR
SUMMARY
TOTAL SECURITY CREDITS
231
CR
SUMMARY
TOTAL COLLECTION CREDITS
239
CR
SUMMARY
TOTAL BANKERS' ACCEPTANCE CREDITS
245
CR
SUMMARY
MONTHLY DIVIDENDS
250
CR
SUMMARY
TOTAL CHEQUES POSTED AND RETURNED
251
CR
SUMMARY
TOTAL DEBIT REVERSALS
256
CR
SUMMARY
TOTAL ACH RETURN ITEMS
260
CR
SUMMARY
TOTAL REJECTED CREDITS
270
CR
SUMMARY
TOTAL ZBA CREDITS
271
CR
SUMMARY
NET ZERO-BALANCE AMOUNT
280
CR
SUMMARY
TOTAL CONTROLLED DISBURSING CREDITS
285
CR
SUMMARY
TOTAL DTC DISBURSING CREDITS
294
CR
SUMMARY
TOTAL ATM CREDITS
302
CR
SUMMARY
CORRESPONDENT BANK DEPOSIT
303
CR
SUMMARY
TOTAL WIRE TRANSFERS IN - FF
304
CR
SUMMARY
TOTAL WIRE TRANSFERS IN - CHF
305
CR
SUMMARY
TOTAL FED FUNDS SOLD
307
CR
SUMMARY
TOTAL TRUST CREDITS
309
CR
SUMMARY
TOTAL VALUE- DATED FUNDS
310
CR
SUMMARY
TOTAL COMMERCIAL DEPOSITS
315
CR
SUMMARY
TOTAL INTERNATIONAL CREDITS - FF
316
CR
SUMMARY
TOTAL INTERNATIONAL CREDITS – CHF
318
CR
SUMMARY
TOTAL FOREIGN CHEQUE PURCHASED
319
CR
SUMMARY
LATE DEPOSIT
320
CR
SUMMARY
TOTAL SECURITIES SOLD - FF
321
CR
SUMMARY
TOTAL SECURITIES SOLD - CHF
324
CR
SUMMARY
TOTAL SECURITIES MATURED - FF
325
CR
SUMMARY
TOTAL SECURITIES MATURED - CHF
326
CR
SUMMARY
TOTAL SECURITIES INTEREST
327
CR
SUMMARY
TOTAL SECURITIES MATURED
328
CR
SUMMARY
TOTAL SECURITIES INTEREST - FF
329
CR
SUMMARY
TOTAL SECURITIES INTEREST - CHF
330
CR
SUMMARY
TOTAL ESCROW CREDITS
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BAI Code
BAI Type
BAI Level
Description
332
CR
SUMMARY
TOTAL MISC SECURITIES CREDITS-FF
336
CR
SUMMARY
TOTAL MISC SECURITIES CREDITS-CHF
338
CR
SUMMARY
TOTAL SECURITIES SOLD
340
CR
SUMMARY
TOTAL BROKER DEPOSITS
341
CR
SUMMARY
TOTAL BROKER DEPOSITS-FF
343
CR
SUMMARY
TOTAL BROKER DEPOSITS-CHF
350
CR
SUMMARY
INVESTMENT SOLD
352
CR
SUMMARY
TOTAL CASH CENTER CREDITS
355
CR
SUMMARY
INVESTMENT INTEREST
356
CR
SUMMARY
TOTAL CREDIT ADJUSTMENT
360
CR
SUMMARY
TOTAL CREDITS LESS WIRE TRANSFR AND RETURNED CHKS
361
CR
SUMMARY
GRAND TOTAL CREDITS LESS GRAND TOTAL DEBITS
370
CR
SUMMARY
TOTAL BACK VALUE CREDITS
385
CR
SUMMARY
TOTAL UNIVERSAL CREDITS
389
CR
SUMMARY
TOTAL FREIGHT PAYMENT CREDITS
390
CR
SUMMARY
TOTAL MISCELLANEOUS CREDITS
400
DR
SUMMARY
TOTAL NUMBER OF DEBIT TRANSACTIONS
401
DR
SUMMARY
TOTAL DEBIT AMOUNT MTD
403
DR
SUMMARY
TODAY'S TOTAL DEBITS
405
DR
SUMMARY
TOTAL DEBIT LESS WIRE TRANSFER AND CHARGE-BACKS
406
DR
SUMMARY
DEBITS NOT DETAILED
410
DR
SUMMARY
TOTAL YTD ADJUSTMENT
412
DR
SUMMARY
TOTAL DEBITS (EXCLUDING RETURNED ITEMS)
416
DR
SUMMARY
TOTAL LOCKBOX DEBITS
420
DR
SUMMARY
EDI TRANSACTION DEBITS
430
DR
SUMMARY
TOTAL PAYABLE - THROUGH DRAFTS
446
DR
SUMMARY
TOTAL ACH DISBURSEMENT FUNDING DEBITS
450
DR
SUMMARY
TOTAL ACH DEBITS
463
DR
SUMMARY
CORPORATE TRADE PAYMENT DEBITS
465
DR
SUMMARY
CORPORATE TRADE PAYMENT SETTLEMENT
467
DR
SUMMARY
ACH SETTLEMENT DEBITS
470
DR
SUMMARY
TOTAL CHEQUES PAID
471
DR
SUMMARY
TOTAL CHEQUES PAID - CUMULATIVE MTD
480
DR
SUMMARY
TOTAL LOAN PAYMENTS
482
DR
SUMMARY
TOTAL BANK-ORIGINATED DEBITS
486
DR
SUMMARY
TOTAL CASH LETTER DEBITS
490
DR
SUMMARY
TOTAL OUTGOING MONEY TRANSFERS
500
DR
SUMMARY
TOTAL AUTOMATIC TRANSFER DEBITS
505
DR
SUMMARY
TOTAL BOOK TRANFER DEBITS
507
DR
SUMMARY
TOTAL INTERNATIONAL MONEY TRANSFER DEBITS
510
DR
SUMMARY
TOTAL INTERNATIONAL DEBITS
515
DR
SUMMARY
TOTAL LETTERS OF CREDIT
530
DR
SUMMARY
TOTAL SECURITY DEBITS
532
DR
SUMMARY
TOTAL AMOUNT OF SECURITIES PURCHASED
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BAI Code
BAI Type
BAI Level
Description
534
DR
SUMMARY
TOTAL MISCELLANEOUS SECURITIES DB-FF
536
DR
SUMMARY
TOTAL MISC SECURITIES DEBIT - CHF
537
DR
SUMMARY
TOTAL COLLECTION DEBIT
539
DR
SUMMARY
TOTAL BANKERS' ACCEPTANCES DEBIT
550
DR
SUMMARY
TOTAL DEPOSITED ITEMS RETURNED
551
DR
SUMMARY
TOTAL CREDIT REVERSALS
556
DR
SUMMARY
TOTAL ACH RETURN ITEMS
560
DR
SUMMARY
TOTAL REJECTED DEBITS
561
DR
SUMMARY
INDIVIDUAL REJECTED DEBIT
570
DR
SUMMARY
TOTAL ZBA DEBITS
580
DR
SUMMARY
TOTAL CONTROLLED DISBURSING DEBITS
583
DR
SUMMARY
TOTAL DISBURSING CHEQUES PAID-EARLY AMOUNT
584
DR
SUMMARY
TOTAL DISBURSING CHEQUES PAID-LATER AMOUNT
585
DR
SUMMARY
DISBURSING FUNDING REQUIREMENT
586
DR
SUMMARY
FRB PRESENTMENT ESTIMATE (FED ESTIMATE)
587
DR
SUMMARY
LATE DEBITS (AFTER NOTIFICATION)
588
DR
SUMMARY
TOTAL DISBURSING CHEQUES PAID-LAST AMOUNT
590
DR
SUMMARY
TOTAL DTC DEBITS
594
DR
SUMMARY
TOTAL ATM DEBITS
596
DR
SUMMARY
TOTAL ARP DEBITS
601
DR
SUMMARY
ESTIMATED TOTAL DISBURSEMENT
602
DR
SUMMARY
ADJUSTED TOTAL DISBURSEMENT
610
DR
SUMMARY
TOTAL FUNDS REQUIRED
611
DR
SUMMARY
TOTAL WIRE TRANSFERS OUT - CHF
612
DR
SUMMARY
TOTAL WIRE TRANSFERS OUT - FF
613
DR
SUMMARY
TOTAL INTERNATIONAL DEBIT - CHF
614
DR
SUMMARY
TOTAL INTERNATIONAL DEBIT - FF
615
DR
SUMMARY
TOTAL FED RESERVE BANK-COMMERCIAL BANK DEBIT
617
DR
SUMMARY
TOTAL SECURITIES PURCHASED - CHF
618
DR
SUMMARY
TOTAL SECURITIES PURCHASED - FF
623
DR
SUMMARY
TOTAL BROKER DEBIT - FF
625
DR
SUMMARY
TOTAL BROKER DEBITS
626
DR
SUMMARY
TOTAL FED FUNDS PURCHASED
628
DR
SUMMARY
TOTAL CASH CENTER DEBITS
630
DR
SUMMARY
TOTAL DEBIT ADJUSTMENTS
632
DR
SUMMARY
TOTAL TRUST DEBITS
640
DR
SUMMARY
TOTAL ESCROW DEBITS
646
DR
SUMMARY
TRANSFER CALCULATION DEBIT
650
DR
SUMMARY
INVESTMENTS PURCHASED
655
DR
SUMMARY
TOTAL INVESTMENT INTEREST DEBITS
665
DR
SUMMARY
INTERCEPT DEBITS
670
DR
SUMMARY
TOTAL BACK VALUE ADJUSTMENT
685
DR
SUMMARY
TOTAL UNIVERSAL DEBITS
689
DR
SUMMARY
TOTAL FREIGHT PAYMENT DEBITS
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BAI Code
BAI Type
BAI Level
Description
690
DR
SUMMARY
TOTAL MISCELLANEOUS DEBITS
720
CR
SUMMARY
TOTAL LOAN PAYMENT
760
DR
SUMMARY
LOAN DISBURSEMENT
908
NA
STATUS
CUSTOMER LIMIT
6.1.2 Retail, Corporate/Institutional and V2 Plus accounts (CAP, CMM and V2P sources)
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
142
051
155
CWTH L INT
COMMONWEALTH LOAN INTEREST
142
053
155
PAY/SALARY
PAY/SALARY
142
056
155
DIVIDEND
DIVIDEND
142
098
155
PAYMENT
PERIODIC TRANSFER
142
*
*
CREDIT
AP – CREDIT
146
*
*
INTL POS
REFUND MAESTRO EFTPOS CR
146
*
*
POS CR
POINT OF SALE DEPOSIT
146
*
*
POS CR
POINT OF SALE MERCHANT CREDIT
147
*
*
INTL POS
REFUND MAESTRO EFTPOS CR
147
*
*
POS CR
POINT OF SALE DEPOSIT
147
*
*
POS CR
POINT OF SALE MERCHANT CREDIT
166
008
*
PAYMENT
CUSTOMER WITHDRAWAL (PERIODICAL PAYMENT)
169
050
15884
PENSION
PENSION/SUPERANNUATION (FID ONLY IN TAS)
169
050
17342
TRANSFER
TRANSFER CREDIT
169
050
79583
FHOG TFR
FIRST HOME OWNERS GRANT
169
050
*
TRANSFER
TRANSFER CREDIT
169
052
15884
FAM PAY
FAMILY ALLOW/CHILD END (FID ONLY IN TAS)
169
052
*
FAM PAY
FAMILY ALLOWANCE/CHILD ENDOWMENT
169
053
9046
PHONE BANK
ANZ PHONE BANKING
169
053
9064
PHONE BANK
ANZ PHONE BANKING
169
053
*
PAY/SALARY
PAY/SALARY
169
099
75
TRANSFER
ANZ MTS FUNDS CREDIT
169
*
*
PHONE BPAY
PHONE BANKING BILL PAY CREDIT
169
*
*
TRANSFER
ANZ MTS - CREDIT (Default)
169
*
*
TRANSFER
ANZ MTS FUNDS CREDIT
169
*
*
TRANSFER
INTERNET BANKING CREDIT TRANSFER
169
*
*
TRANSFER
PHONE BANKING CREDIT TRANSFER
172
064
*
DEP ERR CR
ERROR IN DEPOSIT (LESS THAN $2.00)
172
064
*
ERROR CR
ERROR IN DEPOSIT (LESS THAN $2.00)
175
053
75
CARD ENTRY
CARD ENTRY AT BRANCH
175
053
*
PAY/SALARY
PAY/SALARY
175
060
*
AGT
AGENT NUMBER - COLLECTION ITEMS
175
060
*
BP AGT
AGENT NUMBER - COLLECTION ITEMS
175
070
*
DEPOSIT
PERSONAL DEP TO NEW SSA / CUSTOMER DEP
175
070
*
DEPOSIT
PERSONAL DEP TO NEW SSA/CUSTOMER DEP
175
099
*
DEPOSIT
CASH/CHEQUE DEPOSIT
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BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
175
*
*
DEPOSIT
BRANCH - CHEQUE ONLY DEPOSIT
175
*
*
DEPOSIT
BRANCH - CASH/CHEQUE DEPOSIT
175
*
*
DEPOSIT
PROOF DEPOSIT
192
000
9998
POS
HOME BANKING
195
053
9500
OSKO
INWARD OSKO PAYMENT
195
053
9500
SCT
INWARD SINGLE CREDIT TRANSFER
195
053
9500
OSKO/SCT
INWARD OSKO PAYMENT OR SINGLE CREDIT TRANSFER
RECEIVED VIA THE NEW PAYMENTS PLATFORM
195
060
*
AGT
AGENT NUMBER - COLLECTION ITEMS
195
070
4060
RTGS PMT
RTGS PAYMENT
195
070
4110
RTGS PMT
DOMESTIC TT RECEIVED
195
070
4130
RTGS SENT
DOMESTIC TT REMITTED
195
070
4150
TRANSFER
TRANSFER REFERENCE
195
089
4060
RTGS PMT
RTGS PAYMENT
195
089
4110
RTGS PMT
DOMESTIC TT RECEIVED
195
089
4130
RTGS SENT
DOMESTIC TT REMITTED
195
*
*
CREDIT
PAY PLUS CREDIT
195
*
*
DEPOSIT
ELECTRONIC EXCHANGES - CREDIT
206
089
4150
BOOK TFR
TRANSFER REFERENCE
206
*
*
TRANSFER
Cash Management Online Funds Transfer (SDSC) - CR
208
070
4100
OS REMIT
OFFSHORE TT RECEIVED
208
070
4120
OS TT SENT
OFFSHORE TT REMITTED
208
089
100
OB CR
OVERSEAS BILL
208
089
2010
OS REMIT
OVERSEAS REMITTANCE
208
089
4100
OS REMIT
OFFSHORE TT RECEIVED
208
089
4120
OS TT SENT
OFFSHORE TT REMITTED
208
089
EBDFLT
EB CREDIT
PEFT PAYMENT
252
034
4100
REV OS DR
REV OFF SHORE TELEGRAPHIC TFR RECEIVED
252
034
4110
REV RTGS
REV DOMESTIC TELEGRAPHIC TFR RECEIVED
252
034
4120
REV OS DR
REV OFF SHORE TELEGRAPHIC TFR REMITTED
252
034
4130
REV RTGS
REV DOMESTIC TELEGRAPHIC TFR REMITTED
252
034
4150
TRANSFER
REVERSAL OF TRANSFER REFERENCE
252
093
4100
REV OS DR
REV OFF SHORE TELEGRAPHIC TRANSFER RCVD
252
093
4110
REV OS DR
REVR DOMESTIC TELEGRAPHIC TRANSFER RECD
252
093
4120
REV OS DR
REVERSAL OF DEBIT
252
093
4130
REV RTGS
REV DOMESTIC TELEGRAPHIC TFR REMITTED
252
093
4140
REV PMT FE
REVERSAL OF DEBIT
252
093
4150
REV OWNTFR
REVERSAL OF TRANSFER REFERENCE
252
093
*
REVERSAL
REVERSAL OF DEBIT
252
093
*
REVERSL CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
255
*
*
DISHONOUR
DISHONOUR INWARD APCS - CR
257
093
*
REVERSAL
REVERSAL OF DEBIT
257
093
*
REVERSL CR
REVERSAL OF DEBIT
257
*
*
REVERSAL
DISHONOUR INWARD BECS CR
69
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
257
*
*
REVERSL CR
DISHONOUR INWARD BECS CR
266
053
9507
RETURNED
INWARD OSKO/SCT PAYMENT RETURN
266
093
*
REVERSAL
REVERSAL OF DEBIT
266
*
*
DISHONOUR
ELECTRONIC DISHONOURS - DEBIT
266
*
*
REVERSAL
DISHONOUR OUTWARD BECS DR
275
062
*
AFT PRI CR
AUTOMATIC FUNDS TRANSFER
275
063
*
AFT CR
AUTOMATIC FUNDS TRANSFER
295
*
*
ANZ ATM
ANZ ATM CREDIT
295
*
*
ANZ ATM
ANZ ATM CREDIT TRANSFER
354
051
*
CWTH L INT
Cash Management Online Direct Credit (SDMC) - CR
354
057
155
DEB INT
DEBENTURE/NOTE INTEREST
354
057
*
DEB INT
Cash Management Online Direct Credit (SDMC) - CR
354
057
*
DEB INT
DEBENTURE/NOTE INTEREST
354
097
*
INT EARNED
INTEREST PAID ON DEPOSITS
354
097
*
INT EARNED
UNIDENTIFIED CHANNEL CODE - "wildcard"
354
097
*
INTEREST
INTEREST PAID ON DEPOSITS
357
089
*
REVERSL CR
Reversal Credit
366
053
75
CARD ENTRY
CARD ENTRY AT BRANCH
366
060
*
AGT
AGENT NUMBER - COLLECTION ITEMS
366
070
*
CREDIT
PERSONAL DEP TO NEW SSA/CUSTOMER DEP
366
070
*
DEPOSIT
PERSONAL DEP TO NEW SSA/CUSTOMER DEP
366
*
*
DEPOSIT
BRANCH - CASH DEPOSIT
373
053
*
PAY/SALARY
Cash Management Online Direct Credit (SDMC) - CR
399
000
9990
POS
HOME BANKING
399
000
9991
POS
HOME BANKING
399
000
9992
POS
HOME BANKING
399
000
9993
POS
HOME BANKING
399
000
9994
POS
HOME BANKING
399
000
9995
POS
HOME BANKING
399
000
9996
POS
HOME BANKING
399
000
9997
POS
HOME BANKING
399
000
9998
POS
HOME BANKING
399
000
9999
TRANSFER
HOME BANKING TRANSFER
399
049
*
ADVICE
CUSTOMER ADVISED DEBIT
399
050
5
CREDIT
CREDIT REPOST
399
050
41
DRAWDWN CR
PROCEEDS OF LOAN DRAWDOWN
399
050
43
HARVEST CR
TRANSFER FROM HARVEST ACCOUNT
399
050
44
BAL TFR
BALANCE TRANSFERRED
399
050
47
SETTLE CR
SETTLEMENT
399
050
48
TRANSFER
TRANSFER FROM CASH MANAGEMENT ACCOUNT
399
050
49
D/DOWN TFR
TRANSFER FROM LOAN ACCOUNT
399
050
9047
REVERSAL
REVERSAL OF ANZ PC BANKING
399
050
9990
POS
HOME BANKING
70
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
399
050
9991
POS
HOME BANKING
399
050
9993
POS
HOME BANKING
399
050
9994
POS
HOME BANKING
399
050
9995
POS
HOME BANKING
399
050
9996
POS
HOME BANKING
399
050
9997
POS
HOME BANKING
399
050
9998
POS
HOME BANKING
399
050
9999
TFR CREDIT
HOME BANKING TRANSFER
399
050
9999
TRANSFER
HOME BANKING TRANSFER
399
050
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
050
*
TRANSFER
HOME BANKING TYPE 8
399
050
*
TRANSFER
HOME BANKING TYPE 9
399
050
*
TRANSFER
TRANSFER CREDIT
399
051
*
CWTH L INT
COMMONWEALTH LOAN INTEREST
399
051
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
052
*
FAM PAY
Cash Management Online Direct Credit (SDMC) - CR
399
052
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
053
9047
INTERNET
ANZ PC BANKING
399
053
9050
INTERNET
SHARE TRADE DEP/FUNDS TFR
399
053
9050
TRANSFER
SHARE TRADE DEP/FUNDS TFR
399
053
9051
INTERNET
ANZ INTERNET BANKING TRANSFER
399
053
9051
TRANSFER
ANZ INTERNET BANKING TRANSFER
399
053
9052
INTERNET
ANZ INTERNET BANKING TRANSFER
399
053
9052
TRANSFER
ANZ INTERNET BANKING TRANSFER
399
053
9062
INTERNET
ONLINE FUNDS TRANSFER
399
053
9063
INTERNET
ANZ PC BANKING
399
053
9064
PHONE BANK
ANZ PHONE BANKING
399
053
*
ATMDeposit
ANZ ATM Deposit
399
053
*
ATMFundsTr
ANZ ATM Funds Transfer(CR)
399
053
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
053
*
POSDeposit
Point of Sale (POS) Deposit
399
053
*
VisaCredit
Visa Credit
399
054
253
PENSION
PENSION/SUPERANNUATION (FID ONLY IN TAS)
399
054
1248
PENSION
PENSION/SUPERANNUATION DEPOSIT
399
054
15884
PENSION
PENSION/SUPERANNUATION (FID ONLY IN TAS)
399
054
24507
PENSION
PENSION/SUPER (FID EXEMPT SA, VIC & WA)
399
054
90181
PENSION
PENSION/SUPER (FID EXEMPT SA, VIC & WA)
399
054
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
054
*
PENSION
Cash Management Online Direct Credit (SDMC) - CR
399
054
*
PENSION
PENSION/SUPERANNUATION
399
055
*
ALLOTMENT
Cash Management Online Direct Credit (SDMC) - CR
399
055
*
ALLOTMENT
SERVICE ALLOTMENT
399
055
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
71
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
399
056
*
DIVIDEND
Cash Management Online Direct Credit (SDMC) - CR
399
056
*
DIVIDEND
DIVIDEND
399
056
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
057
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
058
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
059
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
060
1
TERM DEP
TERM DEPOSIT
399
060
2
T/D INT
TERM DEPOSIT INTEREST
399
060
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
060
*
TRANSFER
RE-DIRECTED CR FROM TDA
399
061
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
064
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
065
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
066
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
067
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
068
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
069
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
070
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
071
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
072
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
073
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
074
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
075
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
076
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
077
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
078
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
079
91
SETTLE CR
SETTLEMENT CREDIT
399
079
*
CREDIT
CUSTOMER DEPOSIT
399
079
*
DEPOSIT
CUSTOMER DEPOSIT
399
079
*
MISC CR
CUSTOMER DEPOSIT
399
079
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
079
*
MISC CREDI
CUSTOMER DEPOSIT
399
080
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
081
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
082
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
083
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
084
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
085
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
086
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
087
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
088
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
088
*
TELE TRF
PROCEEDS OF TELEGRAPHIC TRANSFER
399
089
100
OB CR
OVERSEAS BILL
72
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
399
089
1500
ERROR CR
CREDIT UNRECONCILED
399
089
1800
FT CR
FAST TRACK
399
089
2060
ED CR
EXPORT COLLECTION
399
089
2070
ED CR
EXPORT COLLECTION
399
089
2080
E CR
EXPORT CREDIT
399
089
2080
ED CR
EXPORT CREDIT
399
089
2200
CBILL ROLL
NET SETTLMNT OF COMM BILL FACILITY ROLLVR
399
089
2200
CBILL ROLL
NET SETTLMNT OF COMM BILL FACILTY ROLLVR
399
089
2300
CBILL DISC
PROCEEDS OF DISC OF COMM BILL
399
089
2500
NET CBILL
NET SETTLMNT - ROLLOVER COMM BILL INVEST
399
089
2600
MAT CBILL
MATURITY OF COMMERCIAL BILL INVESTMENT
399
089
3010
ADJ CUSDEP
ADJUSTMENT TO CUSTOMER DEPOSIT
399
089
3030
ADJ EMPDEP
ADJUSTMENT TO EMPLOYER DEPOSIT
399
089
3040
DEP TFR
DEPOSIT OF TRANSFERRED FUNDS
399
089
3190
SUPER GTEE
SUPERANNUATION GUARANTEE CHARGE
399
089
4010
BPAY CASH
BPAY CASH PAYMENT
399
089
4020
BPAY CARD
BPAY CARD PAYMENT
399
089
4050
CHESS SETL
CHESS SETTLEMENT
399
089
9000
TRANSFER
TRANSFER
399
089
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
089
EBDFLT
EB CREDIT
PEFT PAYMENT
399
090
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
091
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
092
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
093
1
S/D REFUND
STAMP DUTY REFUND
399
093
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
094
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
095
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
096
*
ADVISED CR
CUSTOMER ADVISED CREDIT
399
096
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
097
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
098
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
098
*
PAYMENT
PERMANENT ENTRY (P/P)
399
099
70
TAPE CR
CUSTOMER DEPOSIT
399
099
71
DISK CR
CUSTOMER DEPOSIT
399
099
72
DIAL UP CR
CUSTOMER DEPOSIT
399
099
74
ANZ CR
CUSTOMER DEPOSIT
399
099
75
ONLINE CR
CUSTOMER DEPOSIT
399
099
76
HOST CR
CUSTOMER DEPOSIT
399
099
77
BUREAU CR
CUSTOMER DEPOSIT
399
099
78
GROUP CR
CUSTOMER DEPOSIT
399
099
*
CREDIT
CASH/CHEQUE DEPOSIT
399
099
*
DEPOSIT
CASH/CHEQUE DEPOSIT
73
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
399
099
*
MISC CR
UNIDENTIFIED CHANNEL CODE - "wildcard"
399
*
*
BAL ITEM
Cash Management Online Direct Debit (SCMD) - CR
399
*
*
BPAY
Cash Management Online Bill Pay (SDSC) -CR
399
*
*
BPAY
Cash Management Online Multiple Bill Pay (SDMC) - CR
399
*
*
BPAY CR
INTERNET BANKING MULTIPLE BILL PAY CREDIT
399
*
*
CARD ENTRY
BRANCH CARDHOLDER TRANSFER CR
399
*
*
CHESS SETL
CHESS
399
*
*
CREDIT
BRANCH FOREIGN EXCHANGE CR
399
*
*
CREDIT
CAP CREDIT
399
*
*
CREDIT
CSL BILL PAY CREDIT
399
*
*
CREDIT
ESANDA CREDIT
399
*
*
CREDIT
MONEY MARKET CREDIT
399
*
*
CREDIT
NOMINEES CREDIT
399
*
*
CREDIT
SUPENANNUATION CREDIT
399
*
*
CREDIT
SUPERANNUATION CREDIT
399
*
*
CREDIT
SWIFT CREDIT
399
*
*
DEPOSIT
DISTRIBUTION CREDIT
399
*
*
DEPOSIT
VISION PLUS CREDIT
399
*
*
EB CREDIT
VIPA CREDIT
399
*
*
INTERNET
INTERNET BANKING CREDIT MULTIPLE TRANSFER
399
*
*
INTERNET
INTERNET BANKING MULTIPLE PAY ANYONE CREDIT
399
*
*
INTERNET
INTERNET BANKING PAY ANYONE CREDIT
399
*
*
INTNETBPAY
INTERNET BANKING BILL PAY CREDIT
399
*
*
PAYANYONE
Cash Management Online Pay anyone (SDSC) – CR
399
*
*
PAYANYONE
Cash Management Online Multiple Pay anyone (SDMC) - CR
399
*
*
PAYMENT
Cash Management Online Direct Credit (SCMD) – CR
399
*
*
PHONE BANK
PHONE BANKING CREDIT MULTIPLE TRANSFER
399
*
*
PHONE BPAY
PHONE BANKING MULTIPLE BILL PAY CREDIT
399
*
*
POS
ANZ ONLINE CREDIT
399
*
*
POS
ANZ ONLINE DEBIT
399
*
*
TRANSFER
ANZ ONLINE FUNDS TRANSFER CREDIT TRANSFER
399
*
*
TRANSFER
CAP BUREAU OTHER BANK (CREDIT DE)
399
*
*
TRANSFER
Cash Management Online Direct Credit (SDMC) – CR
399
*
*
TRANSFER
Cash Management Online Direct Debit (SCMD) - CR
399
*
*
TRANSFER
Cash Management Online Multiple Funds Transfer – CR
466
008
*
PAYMENT
CUSTOMER WITHDRAWAL (PERIODICAL PAYMENT)
466
008
*
PAYMENT
PERIODIC PAYMENT
466
*
*
PAYMENT
AP DEBIT
466
*
*
PAYMENT
CAP BUREAU OTHER BANK (DEBIT DE)
466
*
*
PAYMENT
NOMINEES DEBIT
467
008
*
PAYMENT
CUSTOMER WITHDRAWAL (PERIODICAL PAYMENT)
467
008
*
PAYMENT
PERIODIC PAYMENT
467
*
*
PAYMENT
AP DEBIT
74
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
467
*
*
PAYMENT
CAP BUREAU OTHER BANK (DEBIT DE)
467
*
*
PAYMENT
NOMINEES DEBIT
469
008
93
LEASE DUTY
LEASE DUTY
469
008
94
LEASE
LEASE RENTAL
469
008
3764
PAYMENT
MORTGAGE PROTECTION INSURANCE
469
008
79012
S/TDE WDL
SHARE TRADER WITHDRAWAL
469
008
144177
S/TDE WDL
SHARE TRADER WITHDRAWAL
469
008
*
PAYMENT
CUSTOMER WITHDRAWAL (PERIODICAL PAYMENT)
469
037
74
ANZ FEE
MISCELLANEOUS DEBIT
469
037
75
ONLINE DR
MISCELLANEOUS DEBIT
469
037
*
DEBIT
MISCELLANEOUS DEBIT
469
*
*
PAYMENT
ANZ MTS DIRECT DEBIT
469
*
*
PAYMENT
ANZ MTS FUNDS DEBIT
475
000
*
CHEQUE
DR BY CHEQUE/WARRANT
475
009
*
CHEQUE
CHEQUE FOR OUTSORTING
475
*
*
CHEQUE
BRANCH - CASHED CHEQUE
475
*
*
CHEQUE
ELECTRONIC EXCHANGES - DEBIT
475
*
*
DEBIT
PROOF CHEQUE WITHDRAWAL
477
008
302
P PAYMENT
INTRA-BANK PP
477
008
302
PAYMENT
INTRA-BANK PP
495
008
9500
OSKO
OUTWARD OSKO PAYMENT
495
008
9500
SCT
OUTWARD SINGLE CREDIT TRANSFER
495
008
9500
OSKO/SCT
OUTWARD OSKO PAYMENT OR SINGLE CREDIT TRANSFER
PROCESSED USING THE NEW PAYMENTS PLATFORM
495
029
4110
RTGS PMT
DOMESTIC TT
495
029
4130
RTGS SENT
DOMESTIC TT REMITTED
495
049
4110
RTGS PMT
DOMESTIC TT RECEIVED
506
029
4150
OWN AC TFR
TRANSFER
506
*
*
TRANSFER
Cash Management Online Funds Transfer (SDSC) - DR
508
000
9074
INT/RTGS
Cash Management Online -International/RTGS
508
008
9074
INT/RTGS
Cash Management Online -International/RTGS
508
029
4100
OS REMIT
OFFSHORE TT RECEIVED
508
029
4120
OS TT SENT
OFFSHORE TT REMITTED
508
049
4100
OS REMIT
OFFSHORE TT RECEIVED
508
049
4120
OS TT SENT
OFFSHORE TT REMITTED
512
029
100
LC DR
DRAWING OR CHARGE UNDER LETTER OF CREDIT
544
011
*
DEP ERR DR
ERROR IN DEPOSIT UNDER $2.00
544
011
*
ERROR DR
ERROR IN DEPOSIT UNDER $2.00
552
034
*
REVERSAL
REVERSAL OF CREDIT
552
034
*
REVERSL DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
555
034
*
REVERSAL
REVERSAL OF CREDIT
555
034
*
REVERSL DR
REVERSAL OF CREDIT
555
043
*
DISHONOUR
DISHONOUR OF CHEQUE LODGED FOR CREDIT
555
043
*
DISHONOUR
UNIDENTIFIED CHANNEL CODE - "wildcard"
75
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
555
*
*
DISHONOUR
DISHONOUR INWARD APCS - DR
555
*
*
DISHONOUR
DISHONOUR OUTWARD APCS DR
555
*
*
DISHONOUR
DISHONOUR OUTWARD BECS - DR
555
*
*
DISHONOUR
ELECTRONIC DISHONOURS - CREDIT
555
*
*
REVERSAL
DISHONOUR INWARD BECS DR
555
*
*
REVERSL DR
DISHONOUR INWARD BECS DR
566
008
9507
RETURNED
OUTWARD OSKO/SCT PAYMENT RETURN
575
022
*
AFT PRI DR
AUTOMATIC FUNDS TRANSFER
575
023
*
AFT DR
AUTOMATIC FUNDS TRANSFER
595
008
9011
INTL ATM
CIRRUS INTERNATIONAL ATM WITHDRAWAL
595
008
9012
INTL ATM
PLUS INTERNATIONAL ATM WITHDRAWAL
595
*
*
ANZ ATM
ANZ ATM DEBIT
595
*
*
ANZ ATM
ANZ ATM DEBIT TRANSFER
595
*
*
INTL ATM
INTERNATIONAL ATM
595
*
*
NONANZ ATM
NON-ANZ ATM DEBIT TRANSFER
595
*
*
NONANZ ATM
NON-ANZ ATM WITHDRAWAL
698
008
71
L/FEE C/BI
LINE FEE - COMMERCIAL BILL
698
008
77
CL CR FEE
ARRANGEMENTS TO CASH CHEQUES FEE
698
008
92
PP NON FEE
FAILED FUNDS FEE
698
008
92
PP NON FEE
PERIODICAL PAYMENT
698
008
96
GTEE FEE
GUARANTEE FEES
698
008
97
D/PKT FEE
DEED BOXES/PACKETS
698
008
98
NGT SF FEE
NIGHT SAFE FEE
698
029
1000
FEC CHG
CHARGES ON FORWARD EXCHANGE CONTRACT
698
029
2010
OS CHARGE
OVERSEAS REMITTANCE CHARGE
698
029
4060
RTGS FEE
RTGS PAYMENT CHARGE
698
029
4140
PTY FEE
PAYMENT PROCESSING FEE
698
030
1
MISC FEE
MISCELLANEOUS FEE
698
030
2
CA FEE
ACCOUNT KEEPING FEE
698
030
3
ADMIN FEE
LOAN ADMINISTRATION FEE
698
030
4
L A FEE
LIMIT/LOAN APPROVAL FEE
698
030
6
DSR FEE
DISHONOUR FEE
698
030
10
T/O SEARCH
TITLES OFFICE SEARCH FEE
698
030
11
REG FEE
REGISTRATION FEE
698
030
12
STAMP DUTY
STAMP DUTY
698
030
13
GUARANTEE
GUARANTEE FEE
698
030
15
STATMT FEE
ADDITIONAL STATEMENT FEE
698
030
16
TT FEE
TELEGRAPHIC TRANSFER FEE
698
030
17
C/BILL FEE
COMMERCIAL BILL FEE
698
030
18
CR DUTY
FINANCIAL INSTITUTIONS DUTY
698
030
19
DEBIT TAX
FEDERAL GOVERNMENT DEBITS TAX
698
030
20
LIST FEE
PAYMENT FROM LIST FEE
698
030
21
S CLR FEE
SPECIAL CLEARANCE FEE
76
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
698
030
22
T CHQ FEE
TRAVELLERS' CHEQUES
698
030
22
T CHQ FEE
TRAVELLER'S CHEQUES FEE
698
030
24
ERROR DR
DEBIT UNRECONCILED/ERROR IN DEPOSITS
698
030
25
BK CHQ FEE
BANK CHEQUE FEE
698
030
26
OPINION
BANK OPINION FEE
698
030
27
SETTLE FEE
SETTLEMENT FEE
698
030
28
T/O FEE
TITLES OFFICE REGISTRATION FEE
698
030
30
CLCR FEE
ARRANGMNT TO CASH CHEQUES EST/RENEW FEE
698
030
31
S/D FEE
GOVT STAMP DUTY ON SECURITY DOCUMENTS
698
030
32
S/D TFR
GOVT STAMP DUTY ON TRANSFER OF LAND
698
030
35
PRO/LOD
PROD/LODGMNT OF SECURITY DOCS FEE
698
030
38
LE FEE C/B
COMMERCIAL BILL LINE FEE
698
030
39
ANZCASH FE
CASH HANDLING FEE
698
030
42
EXCESS FEE
OVERDRAWN ACCOUNT FEE
698
030
44
RECON FEE
RECONCILIATION FEE
698
030
44
RECON FEE
RECONCILLIATION FEE
698
030
45
TRANS FEE
EXCESS TRANSACTIONS FEE
698
030
46
ATM FEE
NON-ANZ ATM FEE
698
030
47
MAINT FEE
ACCOUNT MAINTENANCE FEE
698
030
48
DEBIT FEE
EXCESS DEBIT TRANSACTIONS (CMA)
698
030
49
CR FEE
CREDIT FACILITY LINE
698
030
50
DEBIT DUTY
FINANCIAL INSTITUTIONS DEBITS DUTY
698
030
51
EFTDD
EFT DEBITS DUTY (GOVT - NT)
698
030
52
SEARCH FEE
SEARCH FEE
698
030
53
RES W/TAX
RESIDENT WITHHOLDING TAX
698
030
54
SLCTR FEE
SOLICITOR'S FEE
698
030
56
EPT TAX
ETP TAX
698
030
57
SUPER TAX
SUPERANNUATION TAXES
698
030
58
AC SER FEE
ACCOUNT SERVICING FEE
698
030
59
W/DRWL FEE
WITHDRAWAL FEE
698
030
62
LK BOX FEE
LOCKED BOX FEE - PERMANENT
698
030
63
LK BOX FEE
LOCKED BOX FEE - TEMPORARY
698
030
64
PKT FEE
STANDARD PKT FEE - UNSEALED
698
030
65
PKT FEE
SEALED PKT FEE - PERMANENT
698
030
66
PKT FEE
SEALED PKT FEE - TEMPORARY
698
030
67
NGHT FEE
NIGHT SAFE FEE - TEMPORARY
698
030
68
LKBOX RENT
LOCKED RENTAL BOX FEE
698
030
69
NGHT FEE
NIGHT SAFE FEE - PERMANENT
698
030
70
TAPE FEE
BANK OFFICER INITIATED FEES
698
030
71
DISK FEE
BANK OFFICER INITIATED FEES
698
030
75
ONLINE FEE
BANK OFFICER INITIATED FEES
698
030
76
HOST FEE
BANK OFFICER INITIATED FEES
698
030
77
BUREAU FEE
BANK OFFICER INITIATED FEES
77
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
698
030
83
SUPER FEE
ACCOUNT SERVICING FEE (PRO RATA)
698
030
86
CARD FEE
BANK OFFICER INITIATED FEES
698
030
88
DOC PREP
SECURITY DOCUMENT PREPARATION FEE
698
030
90
F/DEP FEE
FAST DEPOSIT BAG FEE
698
030
90
F/DEP FEE
FAST DEPOSIT BAG FEE FROM ALT ACCT
698
030
92
DEP BK FEE
DEPOSIT BOOK FEE
698
030
92
DEP BK FEE
DEPOSIT BOOK FEE FROM ALT ACCT
698
030
93
OTC CH FEE
OTC CASH HANDLING FEE
698
030
93
OTC CH FEE
OTC CASH HANDLING FEE FROM ALT ACCT
698
030
94
FDC FEE
FAST DEP CASH HANDLING FEE FROM ALT ACCT
698
030
94
FDC FEE
FAST DEPOSIT CASH HANDLING FEE
698
030
95
P/BK FEE
DUPLICATE/TRIPLICATE PAY IN BOOK
698
030
96
PKGE FEE
ANZ BREAKFREE PACKAGE FEE
698
030
97
BUS CH FEE
ANZ BUSINESS CHOICE FEE
698
030
101
Card Fee
Card Servicing Fee Transferred
698
030
110
TFR FEE
TRANSFER OTHER BANK TRANSFER FEE
698
030
9051
IDM FEE TF
SDMC FEE - INTERNET MULTI PAYMENT
698
030
9052
INT FEE
SDMC FEE - INTERNET PAY ANYONE
698
030
*
FEE
UNIDENTIFIED CHANNEL CODE - "wildcard"
698
037
70
TAPE FEE
MISCELLANEOUS DEBIT
698
037
71
DISK FEE
MISCELLANEOUS DEBIT
698
037
77
BUREAU FEE
MISCELLANEOUS DEBIT
698
042
*
CHQ BOOK
STAMP DUTY ON CHEQUE BOOK
698
049
4060
RTGS FEE
RTGS PAYMENT CHARGE
698
049
4140
PMT FEE
PAYMENT PROCESSING FEE
698
*
*
CARD FEE
PCM - FEE (new card)
698
*
*
CHQ BK
ABOS
698
*
*
FEE
BRANCH - FEE DEBIT
698
*
*
PP NON FEE
AP FAILED FEE
699
000
8
DEBIT
DEBIT REPOST
699
000
9990
POS
HOME BANKING
699
000
9991
POS
HOME BANKING
699
000
9992
POS
HOME BANKING
699
000
9993
POS
HOME BANKING
699
000
9994
POS
HOME BANKING
699
000
9995
POS
HOME BANKING
699
000
9996
POS
HOME BANKING
699
000
9997
POS
HOME BANKING
699
000
9998
POS
HOME BANKING
699
000
9999
TFR DEBIT
HOME BANKING TRANSFER
699
001
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
002
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
003
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
78
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
699
004
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
005
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
006
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
007
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
008
36
BUS CARD
CUSTOMER WITHDRAWAL (PERIODICAL PAYMENT)
699
008
37
BANK CARD
CUSTOMER WITHDRAWAL (PERIODICAL PAYMENT)
699
008
38
VISA CARD
CUSTOMER WITHDRAWAL (PERIODICAL PAYMENT)
699
008
39
MASTRCARD
CUSTOMER WITHDRAWAL (PERIODICAL PAYMENT)
699
008
41
DRAWDWN DR
TRANSFER TO LOAN ACCOUNT
699
008
43
TRANSFER
TRANSFER TO HARVEST ACCOUNT
699
008
44
TRANSFER
TRANSFER
699
008
45
WITHDRAWAL
WITHDRAWAL
699
008
46
FHOG DR
FIRST HOME OWNERS GRANT DEBIT
699
008
47
SETTLE DR
SETTLEMENT
699
008
48
TRANSFER
TRANSFER TO CASH MANAGEMENT ACCOUNT
699
008
75
CARD ENTRY
CARD ENTRY AT BRANCH
699
008
93
LEASE DUTY
LEASE DUTY
699
008
94
LEASE
LEASE RENTAL
699
008
9046
PHONE BANK
ANZ PHONE BANKING
699
008
9047
INTERNET
ANZ PC BANKING
699
008
9048
PHONE BPAY
ANZ PHONE BANKING BILL PAYMENT
699
008
9049
INTNETBPAY
ANZ PC BANKING BILL PAYMENT
699
008
9050
S/TDE WDL
SHARE TRADE W/DRAWAL/FUNDS TFR
699
008
9051
INTERNET
IB SDMC MULTI-TRANSFER
699
008
9052
INTERNET
IB SDMC PAY-ANYONE
699
008
9061
INTERNET
IB SDMC BILLPAY
699
008
9062
INTER BANK
ONLINE FUNDS TRANSFER
699
008
*
ATMFundsTr
ANZ ATM Funds Transfer(DR)
699
008
*
ATMWithdwl
ANZ ATM Withdrawal
699
008
*
Intl ATM
Plus International ATM Withdrawals
699
008
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
008
*
Non ANZATM
Non-ANZ ATM Withdrawal
699
008
*
Non ANZATM
Non-ANZ Branch Withdrawal
699
008
*
VISA Debit
VISA Debit Purchase
699
008
*
Withdrawal
Intern Branch Withdrawal
699
009
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
010
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
011
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
012
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
013
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
014
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
015
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
016
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
79
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
699
017
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
018
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
019
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
020
53
W/HOLD TAX
WITHHOLDING TAX COLLECTION
699
020
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
021
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
024
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
025
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
026
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
027
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
028
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
029
1900
REV INS DR
REVERSAL OF TRANSFER OF INSURANCE/FEES
699
029
1950
REFUND
REVERSAL OF LOAN OVERPAYMENT
699
029
1960
PRE PAY
LOAN PREPAYMENT
699
029
2030
IC DR
IMPORT COLLECTION
699
029
2040
ID DR
IMPORT COLLECTION
699
029
2060
ED DR
EXPORT COLLECTION
699
029
2070
EC CR
EXPORT COLLECTION
699
029
2080
E DR
EXPORT CREDIT
699
029
2200
CBILL ROLL
NET SETTL. OF COMM. BILL FACILITY ROLLOV
699
029
2400
CBILL INV
COMMERCIAL BILL INVESTMENT
699
029
2500
CBILL INV
NET SETTLMNT - ROLLOVER COMM BILL INVEST
699
029
2700
MAT CBILL
MATURITY OF COMMERCIAL BILL LOAN
699
029
3010
ADJ CDP DR
ADJUSTMENT TO CUSTOMER DEPOSIT
699
029
3030
ADJ TAX DR
ADJUSTMENT TO EMPLOYER DEPOSIT
699
029
3060
DEBIT
ANZSAS WITHDRAWAL
699
029
3080
DEBIT
PARTIAL WITHDRAWAL
699
029
3100
ADJ STX DR
SUPERANNUATION TAX ADJUSTMENT
699
029
4050
CHESS SETL
CHESS SETTLEMENT
699
029
9040
LN FEE TFR
RE-DIRECTED FEE FROM LOAN ACCOUNT
699
029
9050
INT TFR
RE-DIRECT DR INT CHGD DEC FROM LOAN ACC
699
029
9060
DRAWDWN
TRADE FINANCE LOAN - AUD
699
029
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
029
EBDFLT
EB DEBIT
PEFT PAYMENT
699
030
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
031
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
032
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
033
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
034
76
REVERSAL
REVERSAL OF CARD ENTRY
699
034
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
034
*
REVERSAL
REVERSAL OF CREDIT
699
035
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
036
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
80
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
699
037
75
ONLINE DR
MISCELLANEOUS DEBIT
699
037
*
DEBIT
MISCELLANEOUS DEBIT
699
037
*
MISC DEBIT
MISCELLANEOUS DEBIT
699
037
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
038
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
039
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
040
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
041
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
042
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
043
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
044
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
045
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
046
*
INT
INTEREST ON OVERDRAFT/LOAN
699
046
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
047
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
048
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
049
4130
RTGS SENT
DOMESTIC TT REMITTED
699
049
4150
TRANSFER
TRANSFER
699
049
*
ADVICE
CUSTOMER ADVISED DEBIT
699
049
*
ADVISED DR
CUSTOMER ADVISED DEBIT
699
049
*
MISC DR
UNIDENTIFIED CHANNEL CODE - "wildcard"
699
053
75
CARD ENTRY
CARD ENTRY AT BRANCH
699
079
*
CREDIT
CUSTOMER DEPOSIT
699
*
*
BAL ITEM
Cash Management Online Direct Credit (SDMC) - DR
699
*
*
BPAY
Cash Management Online Bill Pay(SDSC) DR
699
*
*
BPAY
Cash Management Online Multiple Bill Pay (SDMC) - DR
699
*
*
CARD ENTRY
BRANCH CARD DEPOSIT
699
*
*
CARD ENTRY
BRANCH CARD WITHDRAWAL
699
*
*
CARD ENTRY
BRANCH CARDHOLDER TRANSFER DR
699
*
*
CHEQUE
BRANCH - CASH WITHDRAWAL
699
*
*
CHESS SETL
CHESS
699
*
*
DEBIT
BRANCH FOREIGN EXCHANGE DR
699
*
*
DEBIT
CAP DEBIT
699
*
*
DEBIT
DISTRIBUTION DEBIT
699
*
*
DEBIT
MONEY MARKET DEBIT
699
*
*
DEBIT
SUPERANNUATION DEBIT
699
*
*
EB DEBIT
SWIFT DEBIT
699
*
*
EB DEBIT
VIPA DEBIT
699
*
*
INTERNET
INTERNET BANKING DEBIT MULTIPLE TRANSFER
699
*
*
INTERNET
INTERNET BANKING MULTIPLE BILL PAY DEBIT
699
*
*
INTERNET
INTERNET BANKING MULTIPLE PAY ANYONE DEBIT
699
*
*
INTERNET
INTERNET BANKING PAY ANYONE DEBIT
699
*
*
INTL POS
MAESTRO INTERNATIONAL EFTPOS W/DRWL
81
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction
Type
Description
699
*
*
INTNETBPAY
INTERNET BANKING BILL PAY DEBIT
699
*
*
PAYANYONE
Cash Management Online Pay anyone (SDSC)- DR
699
*
*
PAYANYONE
Cash Management Online Multiple Pay anyone (SDMC) - DR
699
*
*
PAYMENT
Cash Management Online Direct Credit (SDMC) - DR
699
*
*
PAYMENT
Cash Management Online Direct Debit (SCMD) DR
699
*
*
PAYMENT
PAYPLUS DEBIT
699
*
*
PAYMENT
VISION PLUS DEBIT
699
*
*
PHONE BANK
PHONE BANKING DEBIT TRANSFER
699
*
*
PHONE BPAY
PHONE BANKING BILL PAY DEBIT
699
*
*
PHONE BPAY
PHONE BANKING MULTIPLE BILL PAY DEBIT
699
*
*
POS
ANZ ONLINE DEBIT
699
*
*
POS DR
POINT OF SALE (POS) WITHDRAWAL
699
*
*
POS DR
POINT OF SALE MERCHANT DEBIT
699
*
*
TRANSFER
ANZ ONLINE FUNDS TRANSFER DEBIT TRANSFER
699
*
*
TRANSFER
Cash Management Online Multiple Funds Transfer - DR
699
*
*
TRANSFER
INTERNET BANKING DEBIT TRANSFER
699
*
*
WITHDRAWAL
BRANCH - CASH WITHDRAWAL
Note: * indicates a wildcard
82
Public
6.1.3 MANTEC accounts, MIDANZ accounts (local & offshore), other ANZ offshore accounts
and other bank accounts
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
171
LDP
NA
LOAN
Loan Deposit
175
CHK
NA
CHEQUE
CHEQUE
187
CLR
NA
CASH
CASH
195
TRF
NA
TX/AIR
Telex / Airmail
208
TT
NA
INT PYMT
INTL PAYMENT
213
DCR
NA
DOC CREDIT
DOC CREDIT
214
FEX
NA
FX TRANS
Foreign Exchange
224
COM
NA
COMMISSION
COMMISSION
227
STO
NA
S/ORDER
S/ORDER
237
COL
NA
COLLECTION
COLLECTION
238
DIV
NA
DIVIDEND
DIVIDEND
266
RTI
NA
RETURNED
RETURNED
354
INT
NA
INTEREST
INTEREST
357
VDA
NA
VAL DATE
VAL DATE
399
100
NA
SC CR TFR
Credit Transfer
399
103
NA
SC CR TFR
Credit Transfer
399
200
NA
FI TFR OA
FI Transfer
399
201
NA
MFI TFR OA
Multiple FI Tfrs
399
202
NA
GFI TFR
General FI Tfrs
399
203
NA
MGFI TFR
Multiple FI Tfrs
399
204
NA
FMDD MSG
FI Direct Debit
399
205
NA
FI TFR EXE
FI Transfer
399
300
NA
FE CONF
FX Confirmation
399
350
NA
AOL/ DIP
Advice of Loan
399
400
NA
AOP
Advice Of Payment
399
*
NA
CREDIT
CREDIT
399
BKT
NA
Bank Trans
Bank Trans
399
BNK
NA
SRI-BF
SRI-Bank Fees
399
BOE
NA
BILL OF EX
BILL OF EX
399
BRF
NA
BROKER FEE
BROKER FEE
399
CAR
NA
SRI-CAR
SRI-Corp Actions
399
CAS
NA
SRI-CIL
SRI-Cash in Lieu
399
CBP
NA
CASH POST
CASH POST
399
CHG
NA
CHARGES
CHARGES
399
CMI
NA
CMI-ND
SRI-No detail
399
CMN
NA
CMI-NP
SRI-Notional pool
399
CMP
NA
CC
Compensation claims
399
CMS
NA
CMI-S
CMI-Sweeping
399
CMT
NA
CMI-T
CMI-Topping
399
CMZ
NA
CMI-ZB
CMI-Zero bal
399
COW
NA
OB COMM
Outward Bill Commission
83
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
399
CPN
NA
SRI-CP
SRI-Coupon payments
399
DDA
NA
LODGE FEE
Lodgement Fee
399
DDT
NA
DDI
Direct Debit Item
399
DIR
NA
DIR DEB
DIR DEB
399
DIS
NA
SRI-GD
SRI-Gains
399
ECK
NA
EUROCHEQUE
EUROCHEQUE
399
EQA
NA
EQUIVSUM
EQUIVSUM
399
EXT
NA
SRI-ETOA
SRI-Ext transfer
399
FCA
NA
DOC CRDR W
Doc Credit Drawing
399
FDL
NA
FX DEAL
FX DEAL
399
LBX
NA
Lock box
Lock box
399
MAR
NA
SRI-MP/R
SRI-Margin pymts
399
MAT
NA
SRI-M
SRI-Maturity
399
MGT
NA
SRI-MF
SRI-Mgt Fees
399
MSC
NA
MISC CR
MISC CR
399
MSP
NA
MORT SUBS
MORT SUBS
399
MT
NA
MAIL TRANS
MAIL TRANS
399
NWI
NA
SRI-NID
SRI-New Issues
399
ODC
NA
OC
Overdraft charge
399
OPT
NA
SRI-O
SRI-Options
399
PCH
NA
SRI-P
SRI-Purchase
399
POP
NA
SRI-POP
SRI-Pair-off
399
PRN
NA
SRI-PPDU
SRI-Principal
399
PYN
NA
PAY IN
PAY IN
399
REC
NA
SRI-TR
SRI-Tax reclaim
399
RED
NA
SRI-RW
SRI-Redemption
399
REV
NA
REVERSAL
REVERSAL
399
RIG
NA
SRI-R
SRI-Rights
399
SAL
NA
SRI-SALE
SRI-Sale
399
SDL
NA
STG DEAL
STG DEAL
399
SEC
NA
SECURITIES
Securities
399
SLE
NA
SRI-SLR
SRI-Sec lending
399
STP
NA
SRI-SD
SRI-Stamp duty
399
SUB
NA
SRI-SUBS
SRI-Subscription
399
SWP
NA
SRI-SWAP
SRI-SWAP payment
399
TAX
NA
SRI-WTP
SRI-Witholding tax
399
TCK
NA
TVL CHEQUE
TVL CHEQUE
399
TCM
NA
SRI-TCM
SRI-Tripartite mgt
399
TRA
NA
SRI-ITFOA
SRI-Internal Tfrs
399
TRN
NA
SRI-TF
SRI-Trans Fee
399
UWC
NA
SRI-UC
SRI-Underwriting
399
WAG
NA
WAGES
WAGES
399
WAR
NA
SRI-W
SRI-Warrant
84
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
475
CHK
NA
CHEQUE
CHEQUE
481
LDP
NA
LOAN
Loan Deposit
487
CLR
NA
CASH
CASH
487
COL
NA
COLLECTION
COLLECTION
495
TRF
NA
TX/AIR
Telex / Airmail
508
TT
NA
INT PYMT
INTL PAYMENT
513
DCR
NA
DOC CREDIT
DOC CREDIT
514
FEX
NA
FX TRANS
Foreign Exchange
524
COM
NA
COMMISSION
COMMISSION
527
STO
NA
S/ORDER
S/ORDER
549
DIV
NA
DIVIDEND
DIVIDEND
566
RTI
NA
RETURNED
RETURNED
631
VDA
NA
VAL DATE
VAL DATE
654
INT
NA
INTEREST
INTEREST
698
BRF
NA
BROKER FEE
BROKER FEE
698
CHG
NA
CHARGES
CHARGES
698
DDA
NA
LODGE FEE
Lodgement Fee
699
100
NA
SC CR TFR
Credit Transfer
699
103
NA
SC CR TFR
Credit Transfer
699
200
NA
FI TFR OA
FI Transfer
699
201
NA
MFI TFR OA
Multiple FI Tfrs
699
202
NA
GFI TFR
General FI Tfrs
699
203
NA
MGFI TFR
Multiple FI Tfrs
699
204
NA
FMDD MSG
FI Direct Debit
699
205
NA
FI TFR EXE
FI Transfer
699
300
NA
FE CONF
FX Confirmation
699
350
NA
AOL/ DIP
Advice Of Loan
699
400
NA
AOP
Advice Of Payment
699
*
NA
DEBIT
DEBIT
699
BKT
NA
BANK TRANS
BANK TRANS
699
BNK
NA
SRI-BF
SRI-Bank Fees
699
BOE
NA
BILL OF EX
BILL OF EX
699
CAR
NA
SRI-CAR
SRI-Corp Actions
699
CAS
NA
SRI-CIL
SRI-Cash in Lieu
699
CBP
NA
CASH POST
CASH POST
699
CMI
NA
CMI-ND
SRI-No detail
699
CMN
NA
CMI-NP
SRI-Notional pool
699
CMP
NA
CC
Compensation claims
699
CMS
NA
CMI-S
CMI-Sweeping
699
CMT
NA
CMI-T
CMI-Topping
699
CMZ
NA
CMI-ZB
CMI-Zero bal
699
COW
NA
OB COMM
Outward Bill Commission
699
CPN
NA
SRI-CP
SRI-Coupon payments
85
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
699
DDT
NA
DDI
Direct Debit Item
699
DIR
NA
DIR DEB
DIR DEB
699
DIS
NA
SRI-GD
SRI-Gains
699
ECK
NA
EUROCHEQUE
EUROCHEQUE
699
EQA
NA
EQUIVSUM
EQUIVSUM
699
EXT
NA
SRI-ETOA
SRI-Ext transfer
699
FCA
NA
DOC CRDR W
Doc Credit Drawing
699
FDL
NA
FX DEAL
FX DEAL
699
LBX
NA
Lock box
Lock box
699
MAR
NA
SRI-MP/R
SRI-Margin pymts
699
MAT
NA
SRI-M
SRI-Maturity
699
MGT
NA
SRI-MF
SRI-Mgt Fees
699
MSC
NA
MISC DR
MISC DR
699
MSP
NA
MORT SUBS
MORT SUBS
699
MT
NA
MAIL TRANS
MAIL TRANS
699
NWI
NA
SRI-NID
SRI-New Issues
699
ODC
NA
OC
Overdraft charge
699
OPT
NA
SRI-O
SRI-Options
699
PCH
NA
SRI-P
SRI-Purchase
699
PNS
NA
PENSION
PENSION
699
POP
NA
SRI-POP
SRI-Pair-off
699
PRN
NA
SRI-PPDU
SRI-Principal
699
PYN
NA
PAY IN
PAY IN
699
REC
NA
SRI-TR
SRI-Tax reclaim
699
RED
NA
SRI-RW
SRI-Redemption
699
REV
NA
REVERSAL
REVERSAL
699
RIG
NA
SRI-R
SRI-Rights
699
SAL
NA
SRI-SALE
SRI-Sale
699
SDL
NA
STG DEAL
STG DEAL
699
SEC
NA
SECURITIES
Securities
699
SLE
NA
SRI-SLR
SRI-Sec lending
699
STP
NA
SRI-SD
SRI-Stamp duty
699
SUB
NA
SRI-SUBS
SRI-Subscription
699
SWP
NA
SRI-SWAP
SRI-SWAP payment
699
TAX
NA
SRI-WTP
SRI-Witholding tax
699
TCK
NA
TVL CHEQUE
TVL CHEQUE
699
TCM
NA
SRI-TCM
SRI-Tripartite mgt
699
TRA
NA
SRI-ITFOA
SRI-Internal Tfrs
699
TRN
NA
SRI-TF
SRI-Trans Fee
699
UWC
NA
SRI-UC
SRI-Underwriting
699
WAG
NA
WAGES
WAGES
699
WAR
NA
SRI-W
SRI-Warrant
86
Public
6.1.4 New Zealand ANZ Bank (SYS account source)
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
146
50
43
EFT-POS CR
EFT-POS CREDIT
206
51
*
TFR CREDIT
Cash Management Online Funds Transfer (SDSC) - CR
299
23
*
TELCAB CST
TELEPHONE/CABLE COST
354
67
*
INTEREST
INTEREST
373
52
*
PAY/SALARY
Cash Management Online Direct Credit (SDMC) - CR
398
80
000150
AP FEE REV
AUTOMATIC PAYMENT FEE REVERSAL
398
80
000200
AM FEE REV
ACCOUNT MAINT FEE REVERSAL
398
80
41
ATM REV
ATM REVERSAL
398
80
000350
BILLFEEREV
BILL PAY FEE REVERSAL
398
80
001000
CHQDUTRFND
CHEQUE DUTY REFUND
398
71
*
CREDIT
CREDIT
398
51
*
CR TRF
CREDIT TRANSFER
398
80
000400
DSRFEE REV
DISHONOUR FEE REVERSAL
398
80
43
EFT-POS RV
EFT-POS REVERSAL
398
80
001050
FEE REVERS
FEE REVERSAL
398
80
000100
NON-NZDREV
NON-NZD SALE FEE REVERSAL
398
80
001100
ICASH REF
ICASH CARD REFUND
398
71
006500
PHOTO REV
MYPHOTO FEE REVERSAL
398
165
*
OD MGT FEE
OVERDRAFT MANAGEMENT FEE
398
80
000450
OMF REV
OMF REVERSAL
398
165
002404
OMF FEEAPR
OVERDRAFT MANAGEMENT FEE-APRIL
398
165
002408
OMF FEEAUG
OVERDRAFT MANAGEMENT FEE-AUGUST
398
165
002412
OMF FEEDEC
OVERDRAFT MANAGEMENT FEE-DECEMBER
398
165
002402
OMF FEEFEB
OVERDRAFT MANAGEMENT FEE-FEBRUARY
398
165
002401
OMF FEEJAN
OVERDRAFT MANAGEMENT FEE -JANUARY
398
165
002407
OMF FEEJUL
OVERDRAFT MANAGEMENT FEE-JULY
398
165
002406
OMF FEEJUN
OVERDRAFT MANAGEMENT FEE-JUNE
398
165
002403
OMF FEEMAR
OVERDRAFT MANAGEMENT FEE-MARCH
398
165
002405
OMF FEEMAY
OVERDRAFT MANAGEMENT FEE-MAY
398
165
002411
OMF FEENOV
OVERDRAFT MANAGEMENT FEE-NOVEMBER
398
165
002410
OMF FEEOCT
OVERDRAFT MANAGEMENT FEE-OCTOBER
398
165
002409
OMF FEESEP
OVERDRAFT MANAGEMENT FEE-SEPTEMBER
398
80
006950
REVCARDREV
REPLACEMENT CARD FEE REVERSAL
398
80
*
REV DEBIT
REVERSAL OF DEBIT
398
71
002100
SP ANS DEP
SPECIAL ANSWER DEPOSIT
398
80
000250
TXNFEE REV
MANUAL TRANS FEE REVERSAL
398
80
000300
TXNFEE REV
AUTOMATIC TRANS FEE REVERSAL
398
81
*
UNPD REV
UNPAID ITEM REV
398
165
002413
UO FEE
UNARRANGED OVERDRAFT FEE
398
80
007000
URGFEEREV
URGENT CARD FEE REVERSAL
398
80
006900
VDBTFEEREV
VISA DEBIT CARD FEE REVERSAL
399
65
*
THIRDPTYDP
3RD PARTY DEP
87
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
399
166
*
ADJ TO TAX
ADJUSTMENT TO TAX
399
167
*
ADJ TO TAX
ADJUSTMENT TO TAX
399
156
*
AMFNOMACT
AMF TRANSFER TO NOMINATED ACCOUNT
399
157
*
AMTFEE REV
AMOUNT FEE REV
399
56
*
CHCK DIGIT
ANALYSIS CODE WITH CHECK DIGIT
399
57
*
NONCHK DIG
ANALYSIS CODE NON CHECK DIGIT
399
50
41
ATMDeposit
ATM DEPOSIT
399
139
*
ATM DEP
ATM DEPOSIT
399
171
*
ATM DEP
ATM DEPOSIT
399
172
*
ATM SETTLE
ATM SETTLEMENT
399
173
*
ATM SETTLE
ATM SETTLEMENT
399
170
*
ATM TRF
ATM TRANSFER
399
191
*
BALLOT PMT
BALLOT CASH PAYMENT
399
50
59
BILL PYMNT
BILL PAYMENT
399
83
*
BILL PYMNT
BILL PAYMENT
399
83
0B
BILL PYMNT
BILL PAYMENT
399
83
59
BILL PYMNT
BILL PAYMENT
399
79
*
CHQDTYRFND
CHQ DUTY REFUND
399
158
*
CRCHQPRNTS
CREDIT TO CHEQUE PRINTERS
399
168
*
CR TRANSFR
CREDIT TRANSFER
399
51
41
CR TRF ATM
CR TRF ATM
399
73
*
CREDIT
CREDIT
399
74
*
CREDIT
CREDIT
399
76
*
CREDIT
CREDIT
399
78
*
CREDIT
CREDIT
399
84
*
CREDIT
CREDIT
399
85
*
CREDIT
CREDIT
399
86
*
CREDIT
CREDIT
399
87
*
CREDIT
CREDIT
399
88
*
CREDIT
CREDIT
399
89
*
CREDIT
CREDIT
399
90
*
CREDIT
CREDIT
399
91
*
CREDIT
CREDIT
399
92
*
CREDIT
CREDIT
399
94
*
CREDIT
CREDIT
399
95
*
CREDIT
CREDIT
399
97
*
CREDIT
CREDIT
399
98
*
CREDIT
CREDIT
399
99
*
CREDIT
CREDIT
399
128
*
CREDIT
CREDIT
399
137
*
CREDIT
CREDIT
399
146
*
CREDIT
CREDIT
399
147
*
CREDIT
CREDIT
88
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
399
250
*
CREDIT SAV
CREDIT - SAVINGS
399
75
*
DEPOSIT
DEPOSIT
399
64
*
DEPOSIT
DEPOSIT WITH SERIAL NUMBER
399
50
*
CREDIT
CREDIT
399
50
06
DEPOSIT
DEPOSIT
399
50
08
DEPOSIT
DEPOSIT
399
50
15
DEPOSIT
DEPOSIT
399
50
0A
DIR CRE
DIRECT CREDIT
399
50
0B
DIR CRE
DIRECT CREDIT
399
50
0D
DIR CRE
DIRECT CREDIT
399
50
07
DIR CRE
DIRECT CREDIT
399
50
09
DIR CRE
DIRECT CREDIT
399
50
2A
DIR CRE
DIRECT CREDIT
399
50
27
DIR CRE
DIRECT CREDIT
399
50
29
DIR CRE
DIRECT CREDIT
399
53
*
DIRECT CR
SPECIAL DIRECT CREDIT
399
260
*
DIRECT CR
DIRECT CREDIT
399
55
*
DIRINP TXN
DIRECT INPUT TRANSACTION
399
61
*
DIVIDEND
DIVIDEND
399
50
55
FOREX
FOREIGN EXCHANGE
399
77
*
FOREXITEM
FOREIGN ITEM WITH NINE DIGIT SERIAL
399
193
*
FORFEITURE
FORFEITURE
399
60
*
GovtSalary
GOVT SALARY
399
60
06
GovtSalary
GOVT SALARY
399
72
*
INTGOV STK
INTEREST GOVERNMENT STOCK
399
174
*
INT ADJ
INTEREST ADJUSTMENT
399
175
*
INT ADJ
INTEREST ADJUSTMENT
399
185
*
INT ADJ
INTEREST ADJUSTMENT
399
186
*
INT ADJ
INTEREST ADJUSTMENT
399
252
*
INT ADJ
INTEREST ADJUSTMENT
399
153
*
INWDIS REV
INWARD DISHONOUR REVERSAL
399
50
76
KITS
KITS
399
58
*
DEPOSIT
MODULES 10 CHECK
399
59
*
DEPOSIT
MODULES 9 CHECK
399
66
*
MIN OF DEF
MINISTRY OF DEFENCE
399
253
*
MISC LN CR
MISC LOAN CREDIT
399
50
60
MoneyMkt
MONEY MARKET
399
50
17
MTSDirEnt
MTS DIRECT ENTRY
399
254
*
MYTEL CR
MYTEL CREDIT CONTRA
399
60
01
NZGovtPmnt
NZ GOVT PAYMENT
399
60
21
NZGovtPmnt
NZ GOVT PAYMENT
399
161
*
OAF REV
OAF REVERSAL
399
54
*
OFF ENTRY
OFFICE ENTRY
89
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
399
159
*
OMF ADJ
OMF ADJUSTMENT
399
160
*
OMF ADJ
OMF ADJUSTMENT
399
154
*
OMFACC TRF
OMF TRANSFER TO NOMINATED ACCOUNT
399
155
*
OMFACC TRF
OMF TRANSFER TO NOMINATED ACCOUNT
399
189
*
PROFIT PMT
PROFIT PAYMENT
399
69
*
PUBAC RAIL
PUBLIC AC RAIL
399
68
*
PUBLIC AC
PUBLIC ACCOUNT
399
70
*
PUBLIC AC
PUBLIC ACCOUNT
399
96
*
RPAT TO RB
REPATRIATION TO RESERVE BANK
399
52
*
SALARY
SALARY
399
180
*
SO AC TXN
SETOFF MONTHLY ACCOUNT AND TRANSACTION FEE
399
182
*
SO CR INT
SETOFF CREDIT INTEREST
399
179
*
SO OAFFEES
SETOFF OAF FEES
399
181
*
SO OD INT
SETOFF OVERDRAFT INTEREST
399
178
*
SO OMFFEES
SETOFF OMF FEES
399
183
*
SOTAXWHELD
SETOFF TAX WITHHELD
399
82
*
STOP MTS
STOPPED MTS PYMT
399
100
*
TRGETBALDR
TARGET BAL DR
399
192
*
TAXONBALOT
TAX ON CASH BALLOT PAYMENT
399
190
*
TAXONPRFIT
TAX ON PROFIT
399
62
*
TT
TELEGRAPHIC TRANSFER
399
151
*
TRF CR INT
TRANSFER CREDIT INTEREST
399
152
*
TRF CR INT
TRANSFER CREDIT INTEREST
399
169
*
TRF CR INT
TRANSFER CREDIT INTEREST
399
93
*
TRST MGMT
TRUST MGMT
399
63
*
UNAPP FNDS
UNAPPLIED FUNDS
399
176
*
WHOLDTXADJ
WITHHOLDING TAX ADJUSTMENT
399
177
*
WHOLDTXADJ
WITHHOLDING TAX ADJUSTMENT
399
187
*
WHOLDTXADJ
WITHHOLDING TAX ADJUSTMENT
399
188
*
WHOLDTXADJ
WITHHOLDING TAX ADJUSTMENT
399
251
*
WHOLDTXADJ
WITHOLDING TAX ADJUSTMENT
399
50
*
PAYMENT
Cash Management Online Direct Credit (SDMC) - CR
399
50
*
FUNDS CR
Cash Management Online Direct Debit (SCMD) - CR
399
50
*
FUNDS CR
Cash Management Online Direct Debit (SCMD) - CR
475
18
*
TRAVRS CHQ
TRAVELLERS CHQS
506
36
*
TFR DEBIT
Cash Management Online Funds Transfer (SDSC) - DR
508
27
*
INT
Cash Management Online -International
698
101
AM
MNTHLY FEE
MONTHLY ACCOUNT AND TRANSACTION FEE
698
162
001616
AC TXN FEE
MONTHLY ACCOUNT AND TRANSACTION FEE
698
101
AS
ACCSER FEE
ACCOUNT SERVICE FEE
698
101
AP
AP GEN FEE
AUTOMATIC PAYMENT GENERATION FEE
698
140
003610
AP GEN FEE
AUTOMATIC PAYMENT GENERATION FEE
698
140
003600
AP LD FEE
AUTOMATIC PAYMENT LOAD AND AMEND FEE
90
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
698
13
000350
ACPT END
ACCEPT END FEE
698
13
006750
ALTAMD FEE
ALERT AMEND FEE
698
13
006700
ALRTLD FEE
ALERT LOAD FEE
698
13
006800
ALTSRV FEE
ALERT SERV FEE
698
26
000150
ATMWTHDRWL
ATM WITHDRAWAL
698
13
000100
AUDRPTFee
AUD CONF REPORT
698
101
TA
AUTOTXNFEE
AUTOMATED TRANSACTION FEE
698
26
003700
BCARD CHRG
BCARD CHARGES
698
26
003800
BCDCHG ADJ
BCARD CHG ADJ
698
13
000200
B CHQ FEE
BCHQ FEE
698
13
*
BNK CHRG
BANK CHARGE
698
26
*
BNK CHRG
BANK CHARGE
698
22
*
BNKCHG GST
BANK CHGS (INC GST)
698
13
000130
BILLPMTPEN
BILL PMT PENALTY
698
162
001675
BILLPMTMT
BILL PAYMENT MAINTENANCE FEE
698
162
001670
BILLPMTFEE
BILL PAYMENT LOAD FEEE
698
22
000200
BUSFCS CHG
BUSINESS FOCUS CHARGE (INC GST)
698
22
000500
BUSFCS CHG
BUSINESS FOCUS CHARGE (INC GST)
698
22
000100
BUSPLS CHG
BUSINESS PLUS CHARGE (INC GST)
698
22
000400
BUSPLS CHG
BUSINESS PLUS CHARGE (INC GST)
698
13
000750
CASHHNDFEE
CASH HANDLING FEE
698
26
001564
CSHPNT DEP
CASH POINT DEP
698
13
005200
CASHSRVFEE
CASH SERVICE FEE
698
26
001562
CSHPNT FC
CASHPOINT FAST CASH
698
26
001563
CSHPNT TNF
CASHPOINT TRANSFER
698
26
001561
CSHPNT FEE
CASHPOINT CARD WITHDRAWAL
698
13
000270
CERTINCHGD
CERT IN CHRGED FEE
698
13
004000
CERTMRGINT
CERT MRTGAGE INT
698
13
003300
CERTBALFEE
CERT OF BAL FEE
698
13
000250
CERTINTFEE
CERT OF INT FEE
698
13
002750
CT TLE FEE
CERT OF TITLE FEE
698
13
000260
CRTWTAXFEE
CERT WTAX FEE
698
26
003000
CHRG BACK
CHARGE BACK
698
163
001641
CHQTXNFEE
CHEQUE TRANSACTION FEE
698
02
*
CLCR FEE
CLEARANCE FEE
698
13
006550
FEE REVERS
NON-NZD SALE FEE REVERSAL
698
13
000450
COINHNDFEE
COIN HANDLING FEE
698
13
000400
COMAMENDLC
COMM AMEND LC FEE
698
13
000300
CR TRF FEE
CREDIT TRF FEE
698
21
*
DATABNKCHG
DATABANK CHARGE
698
13
006300
DSCHDOCFEE
DISCHARGE SECURITY DOC FEE
698
107
*
DSRFEE REV
DISHON FEE REV
698
13
000500
DISHNR FEE
DISHONOUR FEE
91
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
698
106
*
DISHNR FEE
DISHONOUR FEE
698
13
000600
DOCHDL FEE
DOC HANDLING FEE
698
13
000700
D STMT FEE
DUP STMT FEE
698
49
*
EDS CHARGE
EDS (CICS) CHG
698
13
003400
EXESECDOC
EXECUTION OF SEC DOCS
698
162
001635
ACC FEE
ACCOUNT FEES AT CLOSURE
698
13
000751
FEC FEE
FOREX CNTRCT FEE
698
101
*
GEN FEE
GENERATED FEE
698
22
000800
GUARANTEE
INDEMNITY GUARANTEE FEE (INC GST)
698
13
006850
ICSHPURFEE
ICASH CARD PURCH
698
13
005400
INVEST FEE
INVESTMENT FEE
698
26
006400
IWSREN FEE
IWS RENEWAL FEE
698
13
000900
LC ADV COM
LC ADVISE COMM
698
13
001000
LC COMM
LC COMMISSION
698
13
001001
LC EST FEE
LC EST FEE
698
13
001100
LINE FEE
LINE FEE
698
13
001200
LOAN FEE
LOAN FEE
698
13
001300
LN HLD FEE
LOAN HOLDING FEE
698
101
LV
LOWWD CHRG
LOW WITHDRAWAL CHARGE
698
13
002700
LTDCO SRCH
LTD CO SEARCH FEE
698
101
TM
MANTXNFEE
MANUAL TRANSACTION FEE
698
13
006650
MNTHLY FEE
MONTHLY BANKING FEE
698
13
006400
MRCHSVCCHG
MERCHANT SVC CHG
698
206
*
MISC LN DR
MISC LOAN DEBIT
698
13
005600
MONTRG FEE
MONITORING FEE
698
101
AF
MNTHLY FEE
MONTHLY ACCOUNT FEE
698
162
*
MTH AC FEE
MONTHLY ACCOUNT FEE
698
26
003900
MTSERR FEE
MTS ERROR FEE
698
13
006500
PHOTO FEE
MYPHOTO FEE
698
207
*
MYTEL DR
MYTEL DEBIT CONTRA
698
26
004200
NONRES LEV
NON RESIDENT LEVY
698
26
004100
NONRES WT
NON RESIDENT WITHHOLDING TAX
698
101
OA
OD APP FEE
OVERDRAFT APPLICATION FEE
698
164
*
OD APP FEE
OVERDRAFT APPLICATION FEE
698
13
006200
OL MTH FEE
ONLINE BANK MTH FEE
698
13
006100
OL REG FEE
ONLINE BANK REG FEE
698
26
001600
OS BK CHG
OSEAS BK CHGS
698
13
001700
OS TXN COM
OSEAS TXN COMM
698
208
*
OAFACCTRF
OAF TRANSFER FROM NOMINATED ACCOUNT
698
209
*
OAFACCTRF
OAF TRANSFER TO NOMINATED ACCOUNT
698
101
OM
OM FEE
OVERDRAFT MANAGEMENT FEE
698
210
*
ONEOFF PMT
ONE-OFF PAYMENT
698
13
000800
ONEOFF FEE
ONE-OFF PYMT FEE
92
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
698
211
*
ONLINE DC
ONLINE DC
698
13
006210
OL CDE FEE
ONLINE CODE FEE
698
22
001400
OPTION FEE
OPTION FEE (INC GST)
698
13
001450
ORDERS FEE
ORDERS FEE
698
204
*
OBKATM FEE
OTHER BANK ATM FEE
698
13
001500
CHQBK FEE
OVERPRINT CHQBK
698
205
*
OS ATM FEE
OVERSEAS ATM FEE
698
26
001800
POSTAGE
POSTAGE
698
13
005500
PVT BK FEE
PRIVATE BANKING
698
13
003500
PRDSECDOC
PRODUCTION OF SEC DOCS
698
26
002800
REG FEE
REG FEES - RELEASE MTGE/CHATTEL SECS
698
13
006950
REPCRD FEE
REPLACEMENT CARD FEE
698
13
006450
REP FEE
REPRESENT FEE
698
22
001850
SAFCUS FEE
SAFE CUSTODY FEE (INC GST)
698
13
002050
SCRIP FEE
SCRIPT FEE
698
13
005800
SDCP FEE
SAME DAY CL PMT FEE
698
13
002000
SCINSP FEE
SECURITY INSPECTION FEE
698
13
006250
SHOEBOX AC
SHOEBOX ACCOUNTS
698
13
002100
SP ANS FEE
SPECIAL ANSWER FEE
698
26
002900
STAMP DUTY
STAMP DUTY
698
22
000300
STRTUP CHG
START UP CHARGE (INC GST)
698
13
002200
ST CPY FEE
STMT COPY FEE
698
13
003200
STPPMT FEE
STOP PAYMENT FEE
698
104
*
STPPMT FEE
STOP PYMT FEE
698
26
003100
CR CRD ADJ
SUNDRY CREDIT CARD ADJ
698
13
002250
PD CHQ FEE
SURRENDER PAID CHQ FEE
698
13
002500
TVLCHQ COM
TRAVELLERS CHQS COMM
698
105
*
TRGETBALCR
TARGET BALANCE CREDIT
698
13
005700
TTONE FEE
TOUCH TONE FEE
698
101
TN
TXN FEE
TRANSACTION FEE
698
163
*
TXN FEE
TRANSACTION FEE
698
13
002400
TVL BK FEE
TRAVEL BOOKINGS
698
13
002350
TRFFND FEE
TRF OF FUNDS FEE
698
13
006600
TXTREQ FEE
TXT-REQUEST FEE
698
01
*
UNPD ITEM
UNPAID ITEM
698
101
OX
UO FEE
UNARRANGED OVERDRAFT FEE
698
13
007000
URGCRD FEE
URGENT CARD FEE
698
13
006900
VDBT FEE
VISA DEBIT CARD FEE
698
13
002600
VR SCH FEE
VOUCHER SEARCH
698
26
002650
W HOLD TAX
WHOLDING TAX
698
13
005900
W DRWL FEE
WITHDRAWAL FEE
698
13
*
BNKCHG
Bank Charges
699
122
*
AC EX CHG
ACCOUNT EXCESS CHARGE
93
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
699
141
*
AP FEE REV
AUTOMATIC PAYMENT FEE REVERSAL
699
123
*
AECREVRSAL
ACCOUNT EXCESS CHARGE REVERSAL
699
125
*
AM FEE REV
ACCOUNT MAINT FEE REVERSAL
699
06
*
CHCK DIGIT
ANALYSIS CODE WITH CHECK DIGIT
699
07
*
NONCHK DIG
ANALYSIS CODE NON CHECK DIGIT
699
00
41
ATM DEBIT
ATM DEBIT
699
131
*
ATM DEBIT
ATM DEBIT
699
138
*
ATM DEBIT
ATM DEBIT
699
138
41
ATM DEBIT
ATM DEBIT
699
132
*
ATM DEP
ATM DEPOSIT
699
707
*
AUTODDABCR
AUTO LN DDA CREDIT
699
808
*
AUTOLN DR
AUTO LN LN DEBIT
699
606
*
AUTOTF DDA
AUTO TRANSFER DDA
699
15
*
AUTO PYMNT
AUTOMATIC PAYMENT
699
15
06
AUTO PYMNT
AUTOMATIC PAYMENT
699
909
*
AUTPAY DR
AUTPAY DDA DEBIT
699
33
*
BILL PYMNT
BILL PAYMENT
699
33
0B
BILL PYMNT
BILL PAYMENT
699
12
*
BILL DRFT
BILL DRAFT
699
202
LC
BlkngTXNCr
BULKING TXN CR
699
202
LD
BlkngTXNDr
BULKING TXN DR
699
124
*
CLRFEE REV
CLEARANCE FEE REVERSAL
699
00
15
CHQ WITHDL
CHEQUE WITHDRAWAL
699
35
*
CHQ WITHDL
CHEQUE WITHDRAWAL
699
03
*
COUNTERCHQ
COUNTER CHEQUE
699
00
*
DEBIT
DEBIT
699
00
01
DEBIT
DEBIT
699
00
06
DEBIT
DEBIT
699
00
07
DEBIT
DEBIT
699
05
*
DEBIT
DEBIT
699
10
*
DEBIT
DEBIT
699
16
*
DEBIT
DEBIT
699
17
*
DEBIT
DEBIT
699
19
*
DEBIT
DEBIT
699
20
*
DEBIT
DEBIT
699
24
*
DEBIT
DEBIT
699
28
*
DEBIT
DEBIT
699
29
*
DEBIT
DEBIT
699
31
*
DEBIT
DEBIT
699
34
*
DEBIT
DEBIT
699
37
*
DEBIT
DEBIT
699
39
*
DEBIT
DEBIT
699
40
*
DEBIT
DEBIT
94
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
699
41
*
DEBIT
DEBIT
699
42
*
DEBIT
DEBIT
699
44
*
DEBIT
DEBIT
699
45
*
DEBIT
DEBIT
699
47
*
DEBIT
DEBIT
699
48
*
DEBIT
DEBIT
699
129
*
DEBIT
DEBIT
699
135
*
DEBIT
DEBIT
699
136
*
DEBIT
DEBIT
699
145
*
DEBIT
DEBIT
699
150
*
DEBIT
DEBIT
699
200
*
DEBIT SAV
DEBIT - SAVINGS
699
121
*
DR INT
DEBIT INTEREST
699
36
*
DEBIT TRF
DEBIT TRANSFER
699
25
*
DEP ERROR
DEPOSIT CORRECTION
699
00
0A
DIRECT DR
DIRECT DEBIT
699
00
0B
DIRECT DR
DIRECT DEBIT
699
00
0C
DIRECT DR
DIRECT DEBIT
699
00
0D
DIRECT DR
DIRECT DEBIT
699
120
*
DR INT REV
DEBIT INTEREST REVERSAL
699
102
*
DR INT TRF
DEBIT INTEREST TRANSFER
699
00
43
EFT-POS
EFT-POS
699
138
02
EFT-POS
EFT-POS
699
130
*
FEE REVERS
FEE REVERSAL
699
00
55
FOREX
FOREIGN EXCHANGE
699
27
*
FOREXITEM
FOREIGN ITEM WITH NINE DIGIT S/N
699
11
*
GVTCHQ DUT
GOVT CHEQUE DUTY
699
14
*
INSURANCE
INSURANCE
699
103
*
INTTRANSFR
INTEREST TRANSFER
699
38
*
EXCHQDEPBK
KEY FORM EXEMPT CHEQUE AND DEPOSIT BOOK
699
108
*
LOAN DDOWN
LOAN DRAW DOWN
699
142
*
LNDRWNREV
LOAN DRAWDOWN REVERSAL
699
112
*
LOAN FEE
LOAN FEE
699
144
*
LOANFEEREV
LOAN FEE REVERSAL
699
143
*
LOANINTREV
LOAN INTEREST REVERSAL
699
111
*
LOAN INT
LOAN INTEREST
699
109
*
LOANPMTREV
LOAN PAYMENT REVERSAL
699
110
*
LOAN PMT
LOAN PAYMENT
699
08
*
CHEQUE
MODULES 10 CHECK ON SERIAL
699
09
*
CHEQUE
MODULES 9 CHECK ON SERIAL
699
04
*
OFF ENTRY
OFFICE ENTRY
699
202
*
OFF ENTRY
OFFICE ENTRY
699
127
*
OMFREVRSAL
OVERDRAFT MANAGEMENT FEE REVERSAL
95
Public
BAI
Code
Transaction
Code
AUXDOM
Transaction Type
Description
699
00
2A
ONEOFF PMT
ON LINE ONE-OFF PAYMENT
699
15
2A
ONLINE DC
ONLINE DIRECT CREDIT
699
119
*
PMTPRTCOST
PAYMENT FOR PRINT COSTS
699
46
*
RPAT TO RB
REPATRIATION TO RESERVE BANK
699
30
*
REVERSALCR
REVERSAL OF CR
699
32
*
STPMTS PMT
STOPPED MTS PYMT
699
117
*
TD BREAK
TERM DEPOSIT BREAK
699
116
*
TDINTEREST
TERM DEPOSIT INTEREST
699
115
*
TD PRINCPL
TERM DEPOSIT PRINCIPAL
699
133
*
TELLERDR
TELLER DEBIT
699
134
*
TELLERDR
TELLER DEBIT
699
118
*
TRNS TO TD
TRANSFER TO TERM DEPOSIT
699
203
*
TRF CR INT
TRANSFER CREDIT INTEREST
699
113
*
TR UNCLAIM
TRANSFER TO UNCLAIMED MONIES
699
114
*
TR UNCLAIM
TRANSFER TO UNCLAIMED MONIES
699
43
*
TRUST MGMT
TRUST MGMT
699
126
*
TXNFEEREV
TRANSACTION FEE REVERSAL
699
201
*
WHOLDTXADJ
WITHHOLDING TAX ADJUSTMENT
699
00
*
FUNDS DR
Cash Management Online Direct Credit (SDMC) - DR
699
00
*
PAYMENT
Cash Management Online Direct Debit (SCMD) DR
96
Public
6.1.5 New Zealand Cross Bank accounts (Westpac & Bank of New Zealand)
BAI Code
Transaction
Code
AUXDOM
Transaction Type
Description
399
50
*
CREDIT
CREDIT
399
52
*
SALARY
SALARY
399
56
*
ANL CDE CR
ANALYSIS CODE CREDIT
399
57
*
ANL CDE CR
ANALYSIS CODE CREDIT
399
61
*
DIVIDEND
DIVIDEND
399
67
*
CR INT
CREDIT INTEREST
399
75
*
BKADJ MICR
BANK ADJUSTMENT MICR DEPOSIT
399
80
*
CR(REV DR)
CREDIT (REVERSED DEBIT)
399
51
*
TFR CREDIT
Credit Transfer
399
53
*
SPECIAL DC
Special Direct Credit
399
54
*
OFF ENTRY
Office Entry
399
55
*
DIRECT TXN
Direct Input Transaction
399
58
*
CHEQUE
Modulus 10 Cheque Serial Number
399
59
*
CHEQUE
Modulus 9 Cheque Serial Number
399
60
*
GOVTSALARY
Government Salaries
399
62
*
TT
Telegraphic Transfers
399
63
*
UNAPP FNDS
Unapplied Funds
399
64
*
DEPOSIT
Deposits with Serial Number
399
65
*
THIRDPARTY
Third Party Deposits
399
66
*
MIN OF DEF
Ministry of Defence
399
68
*
PUBLIC AC
Public Account
399
69
*
PUBLIC AC
Public Account Railway
399
70
*
PUBLIC AC
Public Account
399
72
*
INTGOV STK
Interest Government Stock
399
77
*
FX ITEM
Foreign Item with 9 Digit Serial Number
399
79
*
CHQDUTRFND
Cheque Duty Refund
399
81
*
REVERSAL
Unpaid Item Reversal
399
82
*
STOPMTS
Stopped MTS Payment
399
83
*
BILL PYMNT
Bill Payment
399
93
*
CR TRUST
Credit Trust Management
399
96
*
REP RESBNK
Repatriation to Reserve Bank
698
13
*
BNK CHRG
BANK CHARGES
698
2
*
CLEAR FEE
Clearance Fee
698
16
*
ACC MNTFEE
Account Maintenance Fee
698
19
*
OD APP FEE
Overdraft Application Fee
698
20
*
AC TXN FEE
Account Transaction Fee
698
24
*
OD MGT FEE
Overdraft Management Fee
699
0
*
DEBIT
DEBIT
699
1
*
UNPD ITEM
UNPAID ITEM
699
6
*
ANL CDE DR
ANALYSIS CODE DEBIT
699
7
*
ANL CDE DR
ANALYSIS CODE DEBIT
699
25
*
BKADJ MICR
BANK ADJUSTMENT MICR DEPOSIT
97
Public
BAI Code
Transaction
Code
AUXDOM
Transaction Type
Description
699
30
*
DR(REV CR)
DEBIT (REVERSED CREDIT)
699
35
*
REPRES CHQ
REPRESENTED CHEQUE
699
3
*
COUNT CHQ
Counter Cheque
699
4
*
OFF ENTRY
Office Entry
699
8
*
CHEQUE
Modulus 10 Cheque Serial Number
699
9
*
CHEQUE
Modulus 9 Cheque Serial Number
699
11
*
GOVCHQ DTY
Government Cheque Duty
699
12
*
BILL DRAFT
Bill/Draft
699
14
*
INSURANCE
Insurance
699
15
*
AUTO PAY
Automatic Payment
699
17
*
DEBIT INT
Debit Interest
699
22
*
BNKCHG GST
Bank Charges - GST inclusive
699
23
*
TEL CABLE
Telephone/Cable Cost
699
26
*
CHARGES
Charges (non Fees) with Statement Description
699
27
*
FX ITEM
Foreign Item with 9 Digit Serial Number
699
32
*
STOPMTSREV
Stopped MTS Payment Reversal
699
33
*
BILL PYMNT
Bill Payment
699
36
*
TFR DEBIT
Debit Transfer
699
38
*
EXEMPT
Key From Exempt Cheque or Deposit Book
699
43
*
DEBITTRUST
Debit Trust Management
699
46
*
REP RESBNK
Repatriation to Reserve Bank
98
Public
6.1.6 SWIFT MT950 Transaction Codes (Tag :61)
Transaction
Code
Description
BNK
Securities Related Item - Bank fees
BOE
Bill of exchange
BRF
Brokerage fee
CAR
Securities Related Item - Corporate Actions Related (Should only be used when no specific corporate
action event code is available)
CAS
Securities Related Item - Cash in Lieu
CHG
Charges and other expenses
CHK
Cheques
CLR
Cash letters/Cheques remittance
CMI
Cash management item - No detail
CMN
Cash management item - Notional pooling
CMP
Compensation claims
CMS
Cash management item - Sweeping
CMT
Cash management item -Topping
CMZ
Cash management item - Zero balancing
COL
Collections (used when entering a principal amount)
COM
Commission
CPN
Securities Related Item - Coupon payments
DCR
Documentary credit (used when entering a principal amount)
DDT
Direct Debit Item
DIS
Securities Related Item - Gains disbursement
DIV
Securities Related Item - Dividends
EQA
Equivalent amount
EXT
Securities Related Item - External transfer for own account
FEX
Foreign exchange
INT
Interest
LBX
Lock box
LDP
Loan deposit
MAR
Securities Related Item - Margin payments/Receipts
MAT
Securities Related Item - Maturity
MGT
Securities Related Item - Management fees
MSC
Miscellaneous
NWI
Securities Related Item - New issues distribution
ODC
Overdraft charge
OPT
Securities Related Item - Options
PCH
Securities Related Item - Purchase (including STIF and Time deposits)
POP
Securities Related Item - Pair-off proceeds
PRN
Securities Related Item - Principal pay-down/pay-up
REC
Securities Related Item - Tax reclaim
RED
Securities Related Item - Redemption/Withdrawal
RIG
Securities Related Item - Rights
RTI
Returned item
SAL
Securities Related Item - Sale (including STIF and Time deposits)
99
Public
Transaction
Code
Description
SEC
Securities (used when entering a principal amount)
SLE
Securities Related Item - Securities lending related
STO
Standing order
STP
Securities Related Item - Stamp duty
SUB
Securities Related Item - Subscription
SWP
Securities Related Item - SWAP payment
TAX
Securities Related Item - Withholding tax payment
TCK
Travellers cheques
TCM
Securities Related Item - Tripartite collateral management
TRA
Securities Related Item - Internal transfer for own account
TRF
Transfer
TRN
Securities Related Item - Transaction fee
UWC
Securities Related Item - Underwriting commission
VDA
Value date adjustment (used with an entry made to withdraw an incorrectly dated entry - it will be
followed by the correct entry with the relevant code)
WAR
Securities Related Item - Warrant
6.1.7 SWIFT MT940 Transaction Codes (Tag :61)
Transaction Type
Identification
Code
Description
FBNK
Securities Related Item - Bank fees
FBOE
Bill of exchange
FBRF
Brokerage fee
FCAR
Securities Related Item - Corporate Actions Related (Should only be used when no specific
corporate action event code is available)
FCAS
Securities Related Item - Cash in Lieu
FCHG
Charges and other expenses
FCHK
Cheques
FCMI
Cash management item - No detail
FCMN
Cash management item - Notional pooling
FCMP
Compensation claims
FCMS
Cash management item - Sweeping
FCMT
Cash management item -Topping
FCMZ
Cash management item - Zero balancing
FCOL
Collections (used when entering a principal amount)
FCOM
Commission
FCPN
Securities Related Item - Coupon payments
FDCR
Documentary credit (used when entering a principal amount)
FDDT
Direct Debit Item
FDIS
Securities Related Item - Gains disbursement
FEXT
Securities Related Item - External transfer for own account
FFEX
Foreign exchange
FINT
Interest
100
Public
Transaction Type
Identification
Code
Description
FLDP
Loan deposit
FMAR
Securities Related Item - Margin payments/Receipts
FMAT
Securities Related Item - Maturity
FMGT
Securities Related Item - Management fees
FMSC
Miscellaneous
FNWI
Securities Related Item - New issues distribution
FODC
Overdraft charge
FOPT
Securities Related Item - Options
FPCH
Securities Related Item - Purchase (including STIF and Time deposits)
FPOP
Securities Related Item - Pair-off proceeds
FPRN
Securities Related Item - Principal pay-down/pay-up
FREC
Securities Related Item - Tax reclaim
FRED
Securities Related Item - Redemption/Withdrawal
FRIG
Securities Related Item - Rights
FRTI
Returned item
FSAL
Securities Related Item - Sale (including STIF and Time deposits)
FSEC
Securities (used when entering a principal amount)
FSLE
Securities Related Item - Securities lending related
FSTO
Standing order
FSTP
Securities Related Item - Stamp duty
FSUB
Securities Related Item - Subscription
FSWP
Securities Related Item - SWAP payment
FTAX
Securities Related Item - Withholding tax payment
FTCK
Travellers cheques
FTCM
Securities Related Item - Tripartite collateral management
FTRA
Securities Related Item - Internal transfer for own account
FTRF
Transfer
FTRN
Securities Related Item - Transaction fee
FUWC
Securities Related Item - Underwriting commission
FVDA
Value date adjustment (used with an entry made to withdraw an incorrectly dated entry - it will
be followed by the correct entry with the relevant code)
FWAR
Securities Related Item – Warrant
NCHK
Cheques
NCLR
Cash letters/Cheques remittance
NCMI
Cash management item - No detail
NCMS
Cash management item - Sweeping
NCPN
Securities Related Item - Coupon payments
NDDT
Direct Debit Item
NDIV
Securities Related Item - Dividends
NEQA
Equivalent amount
NINT
Interest
NLBX
Lock box
101
Public
Transaction Type
Identification
Code
Description
NMSC
Miscellaneous
NPCH
Securities Related Item - Purchase (including STIF and Time deposits)
NSTO
Standing order
NTCK
Travellers cheques
NTRA
Securities Related Item - Internal transfer for own account
NTRF
Transfer
6.2 USE OF AUXDOM/Trancode
This section offers advice on the use of Trancode/Auxdom in recognising transactions.
Care should be exercised in using these codes as there are many ambiguities. These codes exist for a
number of internal bank and interbank processing system uses rather than as a customer reporting tool,
however they are reasonably indicative.
The things to be careful of are as follows:
1. The Trancode has 3 digits but only the last 2 are significant to define the transaction, the leading
digit is mostly 0 but can be 9 or any other number that reflects the way it was processed.
2. TC 0-49 are debits and 50-99 are credits. This is the only absolutely consistent rule. Some
transaction have ranges of Auxdoms rather than one specific Auxdom per TC. TC 00 (Cheque) the
Auxdom is the cheque number.
TC 60, 70, 80 the Auxdom is the number of collection items deposited.
TC 8, 50-56 where the transaction came via Direct Entry the Auxdom is the DE User ID of the
submitter.
3. New transaction codes and Auxdoms are occasionally added or discontinued without notice and a way
of handling these exceptions must be accommodated.
4. Some Trancodes are ambiguous, in which case the underlying transaction is distinguished by other
processing data not in the TC/Auxdom. In particular TC 00 applies to Cheques or OnLine Transfer
(debit) or EDI debit.
5. Similarly TC50 or 70 can also apply to OnLine TRF, EDI Credit as well as the Direct Entry “Transfer”
(TC50) and Agent Deposit (TC 70).
6. TC 70 also has a specific TC/Auxdom combination indicating certain Point of sale credits. The way
these exceptions are recognised is by triggering Alphanumerics in the Traceline and exauxdom. If
Bytes 9-10 is CX then the transaction originated from Direct Entry and that Trancode rule applies. If
the second last byte of the exauxdom is H then the transaction will be OnLine TRF or EDI: EDI where
the last Alphanumeric of the exauxdom is 8; TRF where the last Alphanumeric is 9.
7. Manual entries can have any Trancode but are usually 00 (debit) or 99 (credit). A manual entry will
not consistently obey any code rules. The entering officer keys in the appropriate statement narrative
and this is what appears on the statement whatever codes are used.
Alternatively the Tran Type has these anomalies removed and should be considered as a key to indicate
the transaction type for automatic reconciliation.
anz.com
102
Public
Disclaimer
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in this document constitutes a recommendation, solicitation or offer by ANZ to you to acquire any product or service, or an offer by ANZ to
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