MAAH 0010 03 15 Page 2 of 3
3. Are student athletes required to have a medical exam before returning to sports after an injury? Yes No
4. Are student athletes required to certify the presence of or lack of personal health insurance prior to
participating in sports? Yes No
Fair Credit Report Act Notice: Personal information about the applicant, including information from a credit or other
investigative report, may be collected from persons other than the applicant in connection with this application for
insurance and subsequent amendments and renewals. Such information as well as other personal and privileged
information collected by the insurer or the insurer’s agents may in certain circumstances be disclosed to third parties
without the applicant’s authorization. Credit scoring information may be used to help determine either the applicant’s
eligibility for insurance or the premium the applicant will be charged. The insurer may use a third party in connection with
the development of the applicant’s score. The applicant has the right to review the applicant’s personal information in the
insurer’s files and can request correction of any inaccuracies. A more detailed description of the applicant’s rights and the
insurer’s practices regarding such information is available upon request. Contact the applicant’s agent or broker for
instructions on how to submit a request to the insurer.
Fraud Warning: Any person who knowingly and with intent to defraud any Insurance Company or another person files
an application for insurance or statement of claim containing any materially false information, or conceals for the purpose
of misleading information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and
subjects the person to criminal and [NY: substantial] civil penalties. (Not applicable in AL, AR, CO, DC, FL, KS, KY, LA,
MD, ME, NJ, NM, NY, OH, OK, OR, PA, RI, TN, VA, WA, and WV) (insurance benefits may also be denied in LA, ME, TN,
and VA.)
STATE FRAUD STATEMENTS
Applicable in AL, AR, DC, LA, MD, NM, RI and WV
Any person who knowingly (or willfully)* presents a false or fraudulent claim for payment of a loss or benefit or
knowingly (or willfully)* presents false information in an application for insurance is guilty of a crime and may be subject
to fines and confinement in prison. *Applies in MD Only.
Applicable in CO
It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the
purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of
insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false,
incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to
defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be
reported to the Colorado Division of Insurance within the Department of Regulatory Agencies.
Applicable in FL and OK
Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an
application containing any false, incomplete, or misleading information is guilty of a felony (of the third degree)*.
*Applies in FL Only.
Applicable in KS
Any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or
belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written statement
as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or
commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal
insurance which such person knows to contain materially false information concerning any fact material thereto; or
conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance
act.
Applicable in KY, NY, OH and PA
Any person who knowingly and with intent to defraud any insurance company or other person files an application for
insurance or statement of claim containing any materially false information or conceals for the purpose of misleading,
information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such
person to criminal and civil penalties* (not to exceed five thousand dollars and the stated value of the claim for each such
violation)*. *Applies in NY Only.